Listing courtesy of Ideal REALTORS · Listing agent: Jennifer Gilbert
428 N 3rd Street
Decatur, IN 46733
- 1-car garage
- Fireplace
- Basement
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 2,359 sq ft
- Lot
- 0.18 ac
- Year built
- 1938
- Type
- Site-Built Home
- Listed
- October 2, 2026
- MLS #
- 202640808
About this home
Welcome home to this beautifully maintained 1½-story residence offering the perfect blend of timeless character and modern comfort. With over 2,300 square feet of finished living space plus more than 1,000 square feet of usable basement, this spacious home provides room for everyone to live, work, and entertain. From the moment you step inside, you'll be greeted by a welcoming foyer with a stunning open staircase, setting the tone for the home's classic charm. The expansive living room is the heart of the home, featuring a cozy fireplace, elegant bay window, and abundant natural light. The thoughtfully designed main floor includes a private primary bedroom and an extra-large bathroom showcasing a luxurious walk-in tiled shower, along with the convenience of main-floor laundry. The beautiful kitchen is equipped with stainless steel appliances, ample cabinetry, and a cozy breakfast nook perfect for morning coffee. A generous formal dining room offers flexibility as a dining space, home office, or den. Upstairs, you'll find two spacious bedrooms, a full bathroom, dedicated office space, and a versatile, finished attic that makes an ideal playroom, studio, or additional space. Step outside and enjoy a vinyl picket-fenced backyard offering both privacy and charm. A covered patio provides a wonderful space for outdoor dining, entertaining, or simply relaxing. The property also features a detached one-car garage and a convenient storage shed, providing plenty of room for vehicles, tools, hobbies, and outdoor equipment. Located just minutes from downtown shopping, dining, parks, and local amenities, this home combines generous living space, classic character, and desirable outdoor amenities in a convenient location.
Monthly payment estimate
$1,668/mo
- Principal & interest
- $1,450
- Property taxes
- $141
- Homeowners insurance
- $77
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One and One Half
- Total rooms
- 12
- Total area
- 3,456 sq ft
- Finished area above grade
- 2,359 sq ft
- Unfinished area below grade
- 1,097 sq ft
- Below grade total
- 1,097 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 1
- Full baths, upper level
- 1
- Basement
- Partial, Partially Finished
- Flooring
- Hardwood, Carpet, Ceramic Tile
- Heating
- Natural Gas, Forced Air
- Cooling
- Attic Fan, Central Air
- HVAC
- Attic Fan, Ceiling Fan
- Fireplaces
- 1
- Fireplace features
- Living/Great Rm
- Laundry
- Main Level
- Interior features
- Eat-in Kitchen, Entrance Foyer, Formal Dining Room, Main Floor Laundry
Exterior & parking
- Construction
- Vinyl Siding
- Roof
- Metal
- Garage spaces
- 1
- Attached garage
- No
- Garage type
- Detached
- Garage sq ft
- 336 sq ft
- Parking
- Asphalt, Common
- Private pool
- No
- Fencing
- Vinyl
- New construction
- No
Waterfront & lake
- Waterfront
- No
Lot
- Lot features
- Level
- Lot size (acres)
- 0.18 ac
- Lot dimensions
- 66 x 120
- Location type
- City/Town/Suburb
- County
- Adams County
- Township
- Root
- Platted
- Yes
- Planned unit development
- No
- Directions
- From Monroe St / US224 turn north onto 3rd St. Head North for two blocks crossing Jackson St then Marshall St. Property will then be the 5th house on the east side of the street.
Schools
- Elementary school
- Bellmont
- Middle school
- Bellmont
- High school
- Bellmont
- School district
- North Adams Community
Taxes & terms
- Annual taxes
- $1,694
- Tax year
- 2026
- Possession
- At Closing
- Parcel number
- 01-02-34-401-063.000-014
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Window Treatments,Range-Electric
Utilities
- Water
- City
- Sewer
- Public Sewer
- Electric provider
- AEP/I&M
- Gas provider
- NIPSCO
Location
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