Listing courtesy of Hosler Realty Inc · Listing agent: Brittany Miller · Off: 260-347-1158

Virtual tour
ActiveSite-Built Home

427 Second Street

$244,900

$182.22 / sq ft

Est. $1,498/mo

Rome City, IN 46784-9695

Original price $249,000 · Price reduced on September 15, 2026

  • On Sylvan Lake
  • 1-car garage
  • Basement
Bedrooms
3
Bathrooms
2
Living area
2,194 sq ft
Lot
0.22 ac
Year built
1930
Type
Site-Built Home
Listed
August 31, 2026
MLS #
202635871

About this home

Welcome to your move-in-ready retreat in Rome City, Indiana, offering 1,344 square feet on the main level plus a finished walk out basement and attached 1-car garage. Situated on a generous 0.21-acre lot, this three-bedroom, two-bathroom home features an open concept living space, extensive recent updates, and the opportunity to enjoy all that Sylvan Lake has to offer with a separate DEEDED ACCESS LOT on Spring Beach Road, giving you the lakefront advantage of a boat space without the lakefront costs!Inside, the home has been refreshed from top to bottom with brand-new waterproof vinyl flooring throughout the upper level and bathrooms, brand new carpeting in the basement and lower bedroom just installed on 8/27/26, new drywall walls and ceilings, new tub surround, new privacy vinyl fencing with an enclosed pet safe area/run, fresh paint throughout, installed recessed lighting, updated outlets, 2 new ceiling fans, 1 year old water heater, 7 year old roof, 6 year old HVAC and new large kitchen island marbled granite countertop are just some of the highlights of the improvements that have been made! The appliances are included and feature a new refrigerator and new dryer that add to the home's move-in-ready appeal!Whether you're looking for a year-round residence, weekend getaway, or lake retreat, this extensively updated home offers the space, convenience, and lake access you've been looking for. Just bring your belongings and start enjoying life on Sylvan Lake! If you are interested in only purchasing the home and not including the additional boat access parcel on Spring Beach Road, the asking price for just the home parcel is $230,000.

Monthly payment estimate

$1,498/mo

Principal & interest
$1,341
Property taxes
$86
Homeowners insurance
$71
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One
Total rooms
7
Total area
2,208 sq ft
Finished area above grade
1,344 sq ft
Finished area below grade
850 sq ft
Unfinished area below grade
14 sq ft
Main level
1,344 sq ft
Below grade total
864 sq ft
Bedrooms above grade
2
Bedrooms below grade
1
Full baths, main level
1
Full baths, below grade
1
Basement
Walk-Out Basement
Flooring
Carpet, Tile, Vinyl
Heating
Natural Gas, Forced Air
Cooling
Central Air
Laundry
Main Level

Exterior & parking

Construction
Vinyl Siding
Roof
Shingle
Foundation
Poured Concrete
Garage spaces
1
Attached garage
Yes
Garage type
Attached
Garage sq ft
480 sq ft
Private pool
No
Fencing
Vinyl
New construction
No

Waterfront & lake

Waterfront
No
Body of water
Sylvan Lake
Water access
Channel Front/Canal
Lake type
Ski Lake
Water frontage
8 ft
Channel / canal frontage
8 ft
Water feature
Lake

Lot

Lot features
Level, Sloped
Lot size (acres)
0.22 ac
Lot dimensions
145 x 59
County
Noble County
Township
Orange
Platted
Yes
Planned unit development
No
Directions
Turn onto Lions Drive from State Road 9, then at the 4-way Stop, turn right onto Second Street. The house is at the end of the street on the corner.

Schools

Elementary school
Rome City
Middle school
East Noble
High school
East Noble
School district
East Noble Schools

HOA & community

Other fees description
Optional Lake Association Dues

Taxes & terms

Annual taxes
$1,037
Tax year
2026
Listing terms
Cash, Conventional
Possession
At closing
Parcel number
57-04-16-100-295.000-011

Included in the sale

Included in sale
Microwave,Refrigerator,Washer,Dryer-Gas,Range-Gas,Water Heater Gas,Water Softener-Owned

Utilities

Water
Well
Well
Private
Sewer
Public Sewer

Location

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