Listing courtesy of RE/MAX 100 · Listing agent: Kerrie Drury · Cell: 574-607-3890
426 Kosciuszko Street
South Bend, IN 46619-3508Studebaker(s)
- 2-car garage
- Basement
- Bedrooms
- 4
- Bathrooms
- 2
- Living area
- 2,156 sq ft
- Lot
- 0.18 ac
- Year built
- 1903
- Type
- Site-Built Home
- Listed
- September 27, 2026
- MLS #
- 202640074
About this home
CHARMING ONE-STORY COTTAGE WITH 4 BEDROOMS, 2 FULL BATHS & OVER 2,150 FINISHED SQUARE FEET! Fresh, inviting, and move-in ready, this home features BEAUTIFULLY REFINISHED HARDWOOD FLOORS THROUGHOUT THE MAIN FLOOR, FRESH INTERIOR PAINT, NEW LIGHT FIXTURES, A NEW ROOF, AND NEW CENTRAL AIR CONDITIONING. With 1,356 square feet above grade plus approximately 800 finished square feet below grade, this home offers considerably more living space than you might expect at first glance. The main floor features three bedrooms and a full bath, along with a bright and welcoming living room where large windows bring in an abundance of natural light. The kitchen offers a comfortable eat-in area, while the separate formal dining room is also filled with natural light from its large windows—creating an inviting setting for everyday meals and gatherings. Pull-down ladder access leads to an expansive 1,356-square-foot unfinished attic, providing abundant storage and potential for additional finished living space. The lower level adds approximately 800 finished square feet, including a fourth bedroom with a newly added egress window and a second full bathroom. Don't need a fourth bedroom? This spacious finished area offers wonderful flexibility and could easily serve as a family room, home theatre, game room, or home gym. The unfinished portion of the basement provides additional functionality with a separate laundry room, mechanical room, and storage room. Still need more space? Pull-down ladder access leads to an expansive 1,356-square-foot unfinished attic, providing abundant storage with potential for additional finished living space. Outside, the substantial 26' x 22' detached two-car garage is complemented by generous off-street parking. An outdoor patio provides the perfect spot for grilling, relaxing, and entertaining. With 4 bedrooms, 2 full baths, 2,156 finished square feet, beautifully refinished hardwood floors, abundant natural light, significant recent improvements, generous storage, a spacious two-car garage, outdoor entertaining space, and an expansive unfinished attic with future possibilities, this charming cottage delivers an impressive combination of character, space, functionality, and potential. ***TAXES SHOWN ARE WITHOUT HOMESTEAD EXEMPTION***
Monthly payment estimate
$1,369/mo
- Principal & interest
- $1,067
- Property taxes
- $245
- Homeowners insurance
- $57
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 8
- Total area
- 2,486 sq ft
- Finished area above grade
- 1,356 sq ft
- Finished area below grade
- 800 sq ft
- Unfinished area below grade
- 330 sq ft
- Below grade total
- 1,130 sq ft
- Bedrooms above grade
- 3
- Bedrooms below grade
- 1
- Full baths, main level
- 1
- Full baths, below grade
- 1
- Basement
- Full, Partially Finished
- Flooring
- Ceramic Tile, Hardwood, Vinyl
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- Laundry
- Lower Level
- Interior features
- Countertops-Laminate, Eat-in Kitchen, Storm Doors, Stand Up Shower, Tub/Shower Combination, Formal Dining Room
Exterior & parking
- Construction
- Vinyl Siding
- Roof
- Asphalt, Shingle
- Foundation
- Block, Poured Concrete
- Garage spaces
- 2
- Attached garage
- No
- Garage type
- Detached
- Garage sq ft
- 572 sq ft
- Parking
- Concrete
- Private pool
- No
- Fencing
- Partial
- New construction
- No
Waterfront & lake
- Waterfront
- No
Lot
- Subdivision
- Studebaker(s)
- Lot features
- Level, 0-2.9999
- Lot size (acres)
- 0.18 ac
- Lot dimensions
- 60X129
- Location type
- City/Town/Suburb
- County
- St. Joseph County
- Township
- Portage
- Lots
- 109
- Platted
- Yes
- Planned unit development
- No
- Directions
- Western Ave to Kosciuszko St. South on Kosciuszko. Home is on the east side.
Schools
- Elementary school
- Madison
- Middle school
- Jackson
- High school
- Riley
- School district
- South Bend Community School Corp.
Taxes & terms
- Annual taxes
- $2,941
- Tax year
- 2026
- Tax exemptions
- No Exemptions
- Listing terms
- Cash, Conventional, FHA, VA
- Possession
- Negotiable
- Parcel number
- 71-08-10-430-007.000-026
Included in the sale
- Included in sale
- Refrigerator,Dryer-Electric,Kitchen Exhaust Hood,Range-Electric,Water Heater Electric
Utilities
- Water
- Public
- Sewer
- Public Sewer
Income & commercial
- Gas meters
- 33
Location
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