Listing courtesy of RE/MAX 100 · Listing agent: Kerrie Drury · Cell: 574-607-3890

Virtual tour
ActiveSite-Built Home

426 Kosciuszko Street

$194,900

$143.73 / sq ft

Est. $1,369/mo

South Bend, IN 46619-3508Studebaker(s)

  • 2-car garage
  • Basement
Bedrooms
4
Bathrooms
2
Living area
2,156 sq ft
Lot
0.18 ac
Year built
1903
Type
Site-Built Home
Listed
September 27, 2026
MLS #
202640074

About this home

CHARMING ONE-STORY COTTAGE WITH 4 BEDROOMS, 2 FULL BATHS & OVER 2,150 FINISHED SQUARE FEET! Fresh, inviting, and move-in ready, this home features BEAUTIFULLY REFINISHED HARDWOOD FLOORS THROUGHOUT THE MAIN FLOOR, FRESH INTERIOR PAINT, NEW LIGHT FIXTURES, A NEW ROOF, AND NEW CENTRAL AIR CONDITIONING. With 1,356 square feet above grade plus approximately 800 finished square feet below grade, this home offers considerably more living space than you might expect at first glance. The main floor features three bedrooms and a full bath, along with a bright and welcoming living room where large windows bring in an abundance of natural light. The kitchen offers a comfortable eat-in area, while the separate formal dining room is also filled with natural light from its large windows—creating an inviting setting for everyday meals and gatherings. Pull-down ladder access leads to an expansive 1,356-square-foot unfinished attic, providing abundant storage and potential for additional finished living space. The lower level adds approximately 800 finished square feet, including a fourth bedroom with a newly added egress window and a second full bathroom. Don't need a fourth bedroom? This spacious finished area offers wonderful flexibility and could easily serve as a family room, home theatre, game room, or home gym. The unfinished portion of the basement provides additional functionality with a separate laundry room, mechanical room, and storage room. Still need more space? Pull-down ladder access leads to an expansive 1,356-square-foot unfinished attic, providing abundant storage with potential for additional finished living space. Outside, the substantial 26' x 22' detached two-car garage is complemented by generous off-street parking. An outdoor patio provides the perfect spot for grilling, relaxing, and entertaining. With 4 bedrooms, 2 full baths, 2,156 finished square feet, beautifully refinished hardwood floors, abundant natural light, significant recent improvements, generous storage, a spacious two-car garage, outdoor entertaining space, and an expansive unfinished attic with future possibilities, this charming cottage delivers an impressive combination of character, space, functionality, and potential. ***TAXES SHOWN ARE WITHOUT HOMESTEAD EXEMPTION***

Monthly payment estimate

$1,369/mo

Principal & interest
$1,067
Property taxes
$245
Homeowners insurance
$57
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One
Total rooms
8
Total area
2,486 sq ft
Finished area above grade
1,356 sq ft
Finished area below grade
800 sq ft
Unfinished area below grade
330 sq ft
Below grade total
1,130 sq ft
Bedrooms above grade
3
Bedrooms below grade
1
Full baths, main level
1
Full baths, below grade
1
Basement
Full, Partially Finished
Flooring
Ceramic Tile, Hardwood, Vinyl
Heating
Natural Gas, Forced Air
Cooling
Central Air
Laundry
Lower Level
Interior features
Countertops-Laminate, Eat-in Kitchen, Storm Doors, Stand Up Shower, Tub/Shower Combination, Formal Dining Room

Exterior & parking

Construction
Vinyl Siding
Roof
Asphalt, Shingle
Foundation
Block, Poured Concrete
Garage spaces
2
Attached garage
No
Garage type
Detached
Garage sq ft
572 sq ft
Parking
Concrete
Private pool
No
Fencing
Partial
New construction
No

Waterfront & lake

Waterfront
No

Lot

Subdivision
Studebaker(s)
Lot features
Level, 0-2.9999
Lot size (acres)
0.18 ac
Lot dimensions
60X129
Location type
City/Town/Suburb
County
St. Joseph County
Township
Portage
Lots
109
Platted
Yes
Planned unit development
No
Directions
Western Ave to Kosciuszko St. South on Kosciuszko. Home is on the east side.

Schools

Elementary school
Madison
Middle school
Jackson
High school
Riley
School district
South Bend Community School Corp.

Taxes & terms

Annual taxes
$2,941
Tax year
2026
Tax exemptions
No Exemptions
Listing terms
Cash, Conventional, FHA, VA
Possession
Negotiable
Parcel number
71-08-10-430-007.000-026

Included in the sale

Included in sale
Refrigerator,Dryer-Electric,Kitchen Exhaust Hood,Range-Electric,Water Heater Electric

Utilities

Water
Public
Sewer
Public Sewer

Income & commercial

Gas meters
33

Location

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