Listing courtesy of Cornerstone Realtors · Listing agent: Flavia Burrell · flavia.burrell@homefinder.org
420 N Oak Street
Bloomington, IN 47404Prospect Hill Near West Side
Original price $574,900 · Price reduced on September 24, 2026
- 1-car garage
- Basement
- Bedrooms
- 3
- Bathrooms
- 4
- Living area
- 2,484 sq ft
- Lot
- 0.5 ac
- Year built
- 1991
- Type
- Site-Built Home
- Listed
- July 11, 2026
- MLS #
- 202627774
About this home
A hidden private sanctuary in walking distance from downtown Bloomington! This sunny home is a rare combination of country living in the heart of Bloomington, located in the Near Westside neighborhood just minutes from the Farmer’s market and the Square. This peaceful home is nestled at the end of a quiet dead-end street with plenty of privacy. The charming 3-bedroom, 4-bathroom home is situated on a gently sloping double lot with a large backyard surrounded by a tree line. The layout of the home makes it, so it lives large with plenty of room for entertainment. From the formal living room you are greeted with a quaint sunny breakfast nook with bay windows perfect for your morning coffee. The kitchen flows into the dining room which opens to an expansive family room with several windows overlooking the grassy backyard affording an abundance of natural light. The wood deck off the dining room and the large concrete patio off the walkout basement also offer great entertainment outdoors. The 3 large bedrooms are located on the upper floor, each with their own designated tiled full bathroom. The owner’s suite is massive with spacious double closets, an office alcove and seating area surrounded by several windows facing the treetops. The partial basement recreational room is currently enjoyed as a media and gaming room but could work as guest quarters. The side yard comes complete with garden boxes ready for your herbs, vegetables and perennials. Looking for a quiet neighborhood with a walkable lifestyle to restaurants and shops? Look no further. Country living with all the city amenities near parks and trails. A true hidden gem!
Monthly payment estimate
$3,625/mo
- Principal & interest
- $3,037
- Property taxes
- $426
- Homeowners insurance
- $162
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- Two and a Half
- Total rooms
- 10
- Total area
- 2,484 sq ft
- Finished area above grade
- 2,088 sq ft
- Finished area below grade
- 396 sq ft
- Main level
- 1,044 sq ft
- Upper level
- 1,044 sq ft
- Below grade total
- 396 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 1
- Full baths, upper level
- 3
- Basement
- Daylight, Partial, Walk-Out Basement, Finished
- Flooring
- Hardwood, Carpet, Tile
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- Fireplace features
- Fire Pit
- Appliances
- Disposal
- Laundry
- Upper Level
- Interior features
- High Ceilings, Countertops-Solid Surf, Crown Molding, Detector-Smoke, Stand Up Shower, Tub/Shower Combination, Great Room
Exterior & parking
- Style
- Traditional
- Construction
- Vinyl Siding
- Roof
- Asphalt, Dimensional Shingles
- Foundation
- Poured Concrete
- Garage spaces
- 1
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 320 sq ft
- Parking
- Garage Door Opener, Concrete
- Private pool
- No
- Fencing
- Picket
- New construction
- No
Waterfront & lake
- Waterfront
- No
Lot
- Subdivision
- Prospect Hill Near West Side
- Lot features
- Landscaped, Level, Part Wooded, 0-2.9999
- Lot size (acres)
- 0.5 ac
- Lot dimensions
- 217X100
- Location type
- City/Town/Suburb,Near College Campus,Near Walking Trail,Historic District
- County
- Monroe County
- Township
- Bloomington
- Road frontage
- City Street
- Road surface
- Asphalt
- Platted
- Yes
- Planned unit development
- No
- Directions
- North on Rogers, left on W. 8th to almost the dead end then right on Oak. House is last house on the right.
Schools
- Elementary school
- Fairview
- Middle school
- Tri-North
- High school
- Bloomington North
- School district
- Monroe County Community School Corp.
Taxes & terms
- Annual taxes
- $5,107
- Tax year
- 2025
- Tax exemptions
- Homestead
- Listing terms
- Cash, Conventional, FHA, VA
- Possession
- Negotiable
- Parcel number
- 53-05-32-403-065.000-005
Included in the sale
- Included in sale
- Dishwasher,Refrigerator,Washer,Dryer-Electric,Oven-Gas,Range-Gas,Water Heater Electric
Utilities
- Water
- City
- Sewer
- Public Sewer
- Utilities
- Cable Available
- Electric provider
- Duke Energy Indiana
- Gas provider
- CenterPoint Energy
- Water provider
- Bloomington City Utility
- Cable / internet provider
- Comcast/Xfinity
Location
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