Listing courtesy of Cornerstone Realtors · Listing agent: Flavia Burrell · flavia.burrell@homefinder.org

Virtual tour
ActiveSite-Built Home

420 N Oak Street

$554,900

$265.76 / sq ft

Est. $3,625/mo

Bloomington, IN 47404Prospect Hill Near West Side

Original price $574,900 · Price reduced on September 24, 2026

  • 1-car garage
  • Basement
Bedrooms
3
Bathrooms
4
Living area
2,484 sq ft
Lot
0.5 ac
Year built
1991
Type
Site-Built Home
Listed
July 11, 2026
MLS #
202627774

About this home

A hidden private sanctuary in walking distance from downtown Bloomington! This sunny home is a rare combination of country living in the heart of Bloomington, located in the Near Westside neighborhood just minutes from the Farmer’s market and the Square. This peaceful home is nestled at the end of a quiet dead-end street with plenty of privacy. The charming 3-bedroom, 4-bathroom home is situated on a gently sloping double lot with a large backyard surrounded by a tree line. The layout of the home makes it, so it lives large with plenty of room for entertainment. From the formal living room you are greeted with a quaint sunny breakfast nook with bay windows perfect for your morning coffee. The kitchen flows into the dining room which opens to an expansive family room with several windows overlooking the grassy backyard affording an abundance of natural light. The wood deck off the dining room and the large concrete patio off the walkout basement also offer great entertainment outdoors. The 3 large bedrooms are located on the upper floor, each with their own designated tiled full bathroom. The owner’s suite is massive with spacious double closets, an office alcove and seating area surrounded by several windows facing the treetops. The partial basement recreational room is currently enjoyed as a media and gaming room but could work as guest quarters. The side yard comes complete with garden boxes ready for your herbs, vegetables and perennials. Looking for a quiet neighborhood with a walkable lifestyle to restaurants and shops? Look no further. Country living with all the city amenities near parks and trails. A true hidden gem!

Monthly payment estimate

$3,625/mo

Principal & interest
$3,037
Property taxes
$426
Homeowners insurance
$162
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Two and a Half
Total rooms
10
Total area
2,484 sq ft
Finished area above grade
2,088 sq ft
Finished area below grade
396 sq ft
Main level
1,044 sq ft
Upper level
1,044 sq ft
Below grade total
396 sq ft
Bedrooms above grade
3
Full baths, main level
1
Full baths, upper level
3
Basement
Daylight, Partial, Walk-Out Basement, Finished
Flooring
Hardwood, Carpet, Tile
Heating
Natural Gas, Forced Air
Cooling
Central Air
Fireplace features
Fire Pit
Appliances
Disposal
Laundry
Upper Level
Interior features
High Ceilings, Countertops-Solid Surf, Crown Molding, Detector-Smoke, Stand Up Shower, Tub/Shower Combination, Great Room

Exterior & parking

Style
Traditional
Construction
Vinyl Siding
Roof
Asphalt, Dimensional Shingles
Foundation
Poured Concrete
Garage spaces
1
Attached garage
Yes
Garage type
Attached
Garage sq ft
320 sq ft
Parking
Garage Door Opener, Concrete
Private pool
No
Fencing
Picket
New construction
No

Waterfront & lake

Waterfront
No

Lot

Subdivision
Prospect Hill Near West Side
Lot features
Landscaped, Level, Part Wooded, 0-2.9999
Lot size (acres)
0.5 ac
Lot dimensions
217X100
Location type
City/Town/Suburb,Near College Campus,Near Walking Trail,Historic District
County
Monroe County
Township
Bloomington
Road frontage
City Street
Road surface
Asphalt
Platted
Yes
Planned unit development
No
Directions
North on Rogers, left on W. 8th to almost the dead end then right on Oak. House is last house on the right.

Schools

Elementary school
Fairview
Middle school
Tri-North
High school
Bloomington North
School district
Monroe County Community School Corp.

Taxes & terms

Annual taxes
$5,107
Tax year
2025
Tax exemptions
Homestead
Listing terms
Cash, Conventional, FHA, VA
Possession
Negotiable
Parcel number
53-05-32-403-065.000-005

Included in the sale

Included in sale
Dishwasher,Refrigerator,Washer,Dryer-Electric,Oven-Gas,Range-Gas,Water Heater Electric

Utilities

Water
City
Sewer
Public Sewer
Utilities
Cable Available
Electric provider
Duke Energy Indiana
Gas provider
CenterPoint Energy
Water provider
Bloomington City Utility
Cable / internet provider
Comcast/Xfinity

Location

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$554,900

3 beds · 4 baths