Listing courtesy of F.C. TUCKER EMGE · Listing agent: Audra O'Neill · Office: 812-482-1424

Coming soonSite-Built Home

409 Stephens Street

$149,999

$160.26 / sq ft

Est. $896/mo

Shoals, IN 47581

Original price $149,900

Showings begin October 10, 2026

  • 2-car garage
Bedrooms
2
Bathrooms
1
Living area
936 sq ft
Lot
0.13 ac
Year built
1960
Type
Site-Built Home
Listed
September 24, 2026
MLS #
202639731

About this home

Start Showing Date: 10/10/2026 Enjoy one-level living in this bright 2-bedroom, 1-bath ranch on a corner lot in West Shoals. An accessible ramp leads to the spacious covered porch, with room to relax or dine outdoors. Inside, the eat-in kitchen opens to a sunlit living room with vaulted ceilings and vinyl flooring. Practical features include a metal roof, an on-demand water heater, a bathtub and shower combination, and laundry hookups. The air conditioner is just one year old. For added peace of mind, SimpliSafe is installed on all windows and doors. The two car garage has electricity and plenty of space for vehicles and storage. A new garage door and remote opener were installed two years ago, and the driveway provides parking for up to four additional vehicles. Set on a quiet street, the home is within commuting distance of Crane Naval Weapons Station. Enjoy the small-town charm of Shoals and the many recreational opportunities offered by the nearby White River, including boating and fishing. Local hiking trails and scenic views add to the appeal of beautiful Martin County. With comfortable spaces inside and out, useful storage, and access to the area’s outdoor attractions, this home has plenty to offer.

Monthly payment estimate

$896/mo

Principal & interest
$821
Property taxes
$31
Homeowners insurance
$44
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

Get pre-approved

Know your real budget before you tour, and make a stronger offer. We'll connect you with a local lender.

Property details

Interior

Levels
One
Total rooms
4
Total area
936 sq ft
Finished area above grade
936 sq ft
Bedrooms above grade
2
Full baths, main level
1
Basement
Crawl Space
Heating
Natural Gas
Cooling
Central Air
Laundry
Main Level

Exterior & parking

Construction
Vinyl Siding
Garage spaces
2
Attached garage
No
Garage type
Detached
Garage sq ft
480 sq ft
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Lot features
Level
Lot size (acres)
0.13 ac
Lot dimensions
45x99
County
Martin County
Township
Center
Platted
Yes
Planned unit development
No
Directions
GPS Friendly

Schools

Elementary school
Shoals Community
Middle school
Shoals Community
High school
Shoals
School district
Shoals Community School Corp.

Taxes & terms

Annual taxes
$367
Tax year
2026
Possession
30 DAC
Parcel number
51-07-25-100-163.000-002

Included in the sale

Included in sale
Refrigerator

Utilities

Water
City
Sewer
Public Sewer

Location

Loading map...

Similar homes

$149,999

2 beds · 1 bath