Listing courtesy of Steffen Group · Listing agent: Catherine Peterson

Virtual tour
ActiveSite-Built Home

401 S Main Street

$200,000

$72.78 / sq ft

Est. $1,297/mo

Bluffton, IN 46714-2504

Original price $230,000 · Price reduced on September 29, 2026

  • Fireplace
  • Basement
Bedrooms
5
Bathrooms
3.5
Living area
2,748 sq ft
Lot
0.16 ac
Year built
1858
Type
Site-Built Home
Listed
August 7, 2026
MLS #
202632198

About this home

Welcome to this spacious 5-bedroom, 3 1/2 bath two-story home nestled in the heart of beautiful downtown Bluffton! Offering a flexible layout with 2 primary bedrooms on the main floor, this home provides plenty of space and versatility for a variety of needs. The floor plan also offers the possibility of an in-law suite making it ideal for multi generational living or accommodating guests. Enjoy relaxing or entertaining outdoors on the nice open partio, all while being just moments from the charm, shops, dining and amenities of downtown Bluffton. It's also convenient to the River Greenway, the interurban trail and public parks. A wonderful opportunity to enjoy comfortable living in a convenient location!

Monthly payment estimate

$1,297/mo

Principal & interest
$1,095
Property taxes
$144
Homeowners insurance
$58
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

Get pre-approved

Know your real budget before you tour, and make a stronger offer. We'll connect you with a local lender.

Property details

Interior

Levels
Two
Total rooms
8
Total area
4,796 sq ft
Finished area above grade
2,748 sq ft
Unfinished area below grade
2,048 sq ft
Below grade total
2,048 sq ft
Bedrooms above grade
5
Full baths, main level
2
Full baths, upper level
1
Half baths, main level
1
Basement
Cellar, Partial, Outside Entrance
Flooring
Carpet, Vinyl
Heating
Natural Gas, Forced Air
Cooling
Central Air, Multiple Cooling Units
Fireplaces
1
Fireplace features
Living/Great Rm
Laundry
Main Level
Interior features
Storage, Ceiling Fan(s), Walk-In Closet(s), Eat-in Kitchen, Main Level Bedroom Suite

Exterior & parking

Construction
Vinyl Siding
Roof
Metal
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Lot features
Corner Lot
Lot size (acres)
0.16 ac
Lot dimensions
70X99
County
Wells County
Township
Harrison
Platted
Yes
Planned unit development
No
Directions
Main street through downtown. House is south of the hospital on the left

Schools

Elementary school
Bluffton Harrison
Middle school
Bluffton Harrison
High school
Bluffton
School district
MSD of Bluffton Harrison

Taxes & terms

Annual taxes
$1,731
Tax year
2026
Tax exemptions
Homestead
Listing terms
Cash, Conventional
Possession
DOFC
Parcel number
90-08-04-539-035.000-004

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Washer

Utilities

Water
City
Sewer
Public Sewer

Income & commercial

Gas meters
12

Location

Loading map...

Similar homes

$200,000

5 beds · 3.5 baths