Listing courtesy of Dauby Real Estate · Listing agent: Trae Dauby · Cell: 812-777-4611
4008 W Oregon Street
Evansville, IN 47720-6344Western Terrace
Original price $289,900 · Price reduced on October 6, 2026
- 2-car garage
- Fireplace
- Basement
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,998 sq ft
- Lot
- 0.22 ac
- Year built
- 1958
- Type
- Site-Built Home
- Listed
- August 27, 2026
- MLS #
- 202635282
Open houses
- Sun, Oct 112:00 PM – 3:30 PM
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About this home
ASSUMABLE FHA LOAN AT 2.375%! Qualified buyers may be eligible to assume the seller's existing mortgage, subject to lender approval. Check out this charming and well-maintained, this 3-bedroom, 2-bath cottage on Evansville’s West Side offers inviting spaces, thoughtful updates, and a full walk-out basement. Enter from the covered front porch into the open-concept living and kitchen area, where an eat-in kitchen features quartz countertops, stainless steel appliances, tiled backsplash, and a center island with bar seating. LVP flooring runs throughout the main living spaces, with carpet in the bedrooms. All three bedrooms are located on the main level and share a full bath. The spacious walk-in closet is located downstairs in the basement, conveniently situated next to the laundry area with storage. The basement also features a second living area with a wood-burning brick fireplace, flex room, second full bath, and a built-in climbing wall. The walk-out basement leads to the carport and large detached 2-car garage, providing additional storage and parking, while the fenced-in front and backyard offer additional outdoor space and established landscaping. Updates since 2020 include the remodeled kitchen, new carpet, finished garage, vinyl fencing, basement flex room, downstairs bathroom shower door, and more!
Monthly payment estimate
$1,837/mo
- Principal & interest
- $1,582
- Property taxes
- $171
- Homeowners insurance
- $84
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 7
- Total area
- 1,998 sq ft
- Finished area above grade
- 999 sq ft
- Finished area below grade
- 999 sq ft
- Below grade total
- 999 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 1
- Full baths, below grade
- 1
- Basement
- Full, Walk-Out Basement, Finished
- Flooring
- Carpet, Vinyl
- Heating
- Forced Air
- Cooling
- Central Air
- Fireplaces
- 1
- Fireplace features
- Living/Great Rm, Wood Burning Stove
- Laundry
- Lower Level
- Interior features
- Breakfast Bar, Ceiling Fan(s), Walk-In Closet(s), Countertops-Stone, Eat-in Kitchen, Kitchen Island, Open Floorplan, Double Vanity, Stand Up Shower, Tub/Shower Combination, Formal Dining Room
Exterior & parking
- Style
- Cabin
- Construction
- Brick
- Foundation
- Block
- Garage spaces
- 2
- Attached garage
- No
- Garage type
- Detached
- Garage sq ft
- 546 sq ft
- Parking
- Concrete
- Private pool
- No
- Fencing
- Metal, Picket, Privacy
- New construction
- No
Waterfront & lake
- Waterfront
- No
Lot
- Subdivision
- Western Terrace
- Lot features
- Landscaped, Irregular Lot, 0-2.9999
- Lot size (acres)
- 0.22 ac
- Lot dimensions
- 65X148
- County
- Vanderburgh County
- Township
- Perry
- Platted
- Yes
- Planned unit development
- No
- Directions
- Head west on W Lloyd Expy/Pennsylvania Expy , then Take N Tekoppel Ave and Upper Mt Vernon Rd to W Oregon St
Schools
- Elementary school
- West Terrace
- Middle school
- Perry Heights
- High school
- Francis Joseph Reitz
- School district
- Evansville-Vanderburgh School Corp.
Taxes & terms
- Annual taxes
- $2,054
- Tax year
- 2026
- Listing terms
- Cash, Conventional, FHA, VA
- Possession
- 30 DAC
- Parcel number
- 82-05-22-018-128.009-025
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Electric provider
- CenterPoint Energy
- Gas provider
- CenterPoint Energy
- Water provider
- Evansville Water & Sewer
Rooms
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Living Room | Main | 15 × 13 ft | — |
| Family Room | Lower | 36 × 14 ft | — |
| Kitchen | Main | 15 × 11 ft | — |
| Bedroom 1 | Main | 11 × 10 ft | — |
| Bedroom 2 | Main | 11 × 8 ft | — |
| Bedroom 3 | Main | 11 × 11 ft | — |
| Extra Room 1 | Lower | 11 × 10 ft | Flex Room |
| Laundry | Lower | — | — |
Location
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