Listing courtesy of F.C. Tucker Company · Listing agent: Joann Davis

Virtual tour
ActiveSite-Built Home

400 S Umbarger Road

$169,900

$79.06 / sq ft

Est. $1,079/mo

Muncie, IN 47304-4349Carlton(s)

  • 1-car garage
  • Fireplace
  • Basement
Bedrooms
3
Bathrooms
1
Living area
2,149 sq ft
Lot
0.2 ac
Year built
1940
Type
Site-Built Home
Listed
September 25, 2026
MLS #
202639926

About this home

Character and charm! Great neighborhood close to BSU and the hospital! This lovely well-kept home offers 1.5 stories and is tucked away in a quiet convenient location. Enjoy the warmth of the formal living room complete with a nice gas fireplace. Or spend time relaxing in the family room which overlooks the backyard. There are three nice bedrooms on the main level. One room has a built-in desk and storage which could also be used as a perfect office. A spiral staircase leads to a bonus room upstairs which could be an additional bedroom perfect for kids or a hobby/craft room. This room has a balcony to enjoy the outdoors. What a wonderful home or investment property.

Monthly payment estimate

$1,079/mo

Principal & interest
$930
Property taxes
$99
Homeowners insurance
$50
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One and One Half
Total rooms
7
Total area
3,533 sq ft
Finished area above grade
2,149 sq ft
Unfinished area below grade
1,384 sq ft
Main level
1,428 sq ft
Upper level
721 sq ft
Below grade total
1,384 sq ft
Bedrooms above grade
3
Full baths, main level
1
Basement
Sump Pump, Crawl Space, Partial
Flooring
Carpet, Vinyl
Heating
Natural Gas, Forced Air
Cooling
Central Air
Fireplaces
1
Fireplace features
Living/Great Rm, Gas Log
Laundry
Electric Dryer Hookup, In Basement
Interior features
Built-in Features, Closet(s) Cedar, Countertops-Laminate, Tub/Shower Combination

Exterior & parking

Style
Traditional
Construction
Vinyl Siding
Roof
Asphalt, Shingle
Foundation
Block
Garage spaces
1
Attached garage
No
Garage type
Detached
Garage sq ft
240 sq ft
Parking
Concrete
Private pool
No
Fencing
Partial
New construction
No

Waterfront & lake

Waterfront
No

Lot

Subdivision
Carlton(s)
Lot features
Level
Lot size (acres)
0.2 ac
Lot dimensions
148' x 60'
Location type
City/Town/Suburb,Near College Campus
County
Delaware County
Township
Center
Platted
Yes
Planned unit development
No
Directions
GPS Friendly

Schools

Elementary school
Westview
Middle school
Northside
High school
Central
School district
Muncie Community Schools

Taxes & terms

Annual taxes
$1,188
Tax year
2026
Tax exemptions
Homestead, Over 65
Listing terms
Cash, Conventional
Possession
Negotiable
Parcel number
18-11-17-104-003.000-003

Included in the sale

Included in sale
Dishwasher,Refrigerator,Washer,Window Treatments,Dryer-Electric,Range-Electric,Sump Pump,Water Heater Electric

Utilities

Water
City
Sewer
Public Sewer
Utilities
Cable Available
Electric provider
AEP/I&M
Gas provider
CenterPoint Energy
Water provider
Indiana American Water Co,Muncie Sanitary Dist.
Cable / internet provider
Comcast/Xfinity,AT&T

Location

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