Listing courtesy of Century 21 Bradley-Lake Group · Listing agent: Jamy Merritt · Cell: 260-667-4851
40 Lane 283 Hamilton Lake
Hamilton, IN 46742Crystal Bay
Original price $1,150,000 · Price reduced on July 16, 2026
- On Hamilton Lake
- 2-car garage
- Fireplace
- Basement
- Bedrooms
- 6
- Bathrooms
- 4.5
- Living area
- 5,201 sq ft
- Lot
- 0.23 ac
- Year built
- 2021
- Type
- Site-Built Home
- Listed
- March 28, 2026
- MLS #
- 202610471
About this home
Plenty of summer left to enjoy your new home at Crystal Bay on Hamilton Lake. Boat and most furnishings can be included. Luxury Lakefront home built in 2021, this home features an open concept floor plan with cathedral ceilings in the kitchen and living room. The Kitchen Island is perfect for entertaining for many years to come. Primary bedroom has serene views and a stunning attached bathroom that features a freestanding bathtub and separate tiled shower with a walk in closet. Two additional bedrooms on the main floor. On the upper level, you will find a large bunk room/office, bedroom and another bathroom. Attic storage is abundant. Head down to the basement to find a large recreation room and bar area with stunning lakefront views. Exercise room could possibly be another bedroom should the need arise. Step outside to 3 different decks and patios that look down to your sandy beach. Welcome Home!
Monthly payment estimate
$6,795/mo
- Principal & interest
- $5,473
- Property taxes
- $984
- Homeowners insurance
- $292
- HOA dues
- $46
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- Two
- Total rooms
- 15
- Total area
- 5,527 sq ft
- Finished area above grade
- 2,663 sq ft
- Finished area below grade
- 2,538 sq ft
- Unfinished area below grade
- 326 sq ft
- Below grade total
- 2,864 sq ft
- Bedrooms above grade
- 4
- Bedrooms below grade
- 2
- Full baths, main level
- 2
- Full baths, upper level
- 1
- Full baths, below grade
- 1
- Half baths, main level
- 1
- Basement
- Full, Walk-Out Basement, Finished
- Flooring
- Carpet, Vinyl
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- Fireplaces
- 1
- Fireplace features
- Living/Great Rm
- Laundry
- Gas Dryer Hookup, Main Level
- Interior features
- Storage, Built-in Features, High Ceilings, Walk-In Closet(s), Countertops-Stone, Deck on Waterfront, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Tub and Separate Shower, Tub/Shower Combination, Main Level Bedroom Suite, Main Floor Laundry
Exterior & parking
- Style
- Cape Cod, Traditional
- Construction
- Brick, Vinyl Siding
- Roof
- Asphalt
- Foundation
- Poured Concrete
- Garage spaces
- 2
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 504 sq ft
- Parking
- Garage Door Opener, Concrete
- Private pool
- No
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Body of water
- Hamilton Lake
- Waterfront features
- Pier/Dock, Association Access, Deeded
- Water access
- Lakefront
- Lake type
- Ski Lake
- Water frontage
- 60 ft
- Water feature
- Lake
Lot
- Subdivision
- Crystal Bay
- Lot features
- Sloped, Waterfront, Lake on Lot, Water View, Waterfront-Medium Bank
- Lot size (acres)
- 0.23 ac
- Lot dimensions
- 60x130
- Location type
- Lake
- County
- Steuben County
- Township
- Otsego
- Platted
- Yes
- Planned unit development
- No
- Directions
- West on Bellefontaine Rd from 4 way stop in town, Right on 300E to Lane 280 Hamilton Lake to right on Lane 283, Home is on the right
Schools
- Elementary school
- Hamilton
- Middle school
- Hamilton
- High school
- Hamilton
- School district
- Hamilton Community
HOA & community
- HOA fee
- $550
- HOA fee frequency
- Annually
Taxes & terms
- Annual taxes
- $11,809
- Tax year
- 2026
- Tax exemptions
- No Exemptions
- Listing terms
- Cash, Conventional, FHA, VA
- Possession
- Negotiable
- Parcel number
- 76-10-28-230-151.000-010
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Washer,Window Treatments,Oven-Gas,Water Heater Gas
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Electric provider
- AEP/I&M
- Gas provider
- NIPSCO
Income & commercial
- Gas meters
- 15
Location
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