Listing courtesy of FC Tucker/Bloomington REALTORS · Listing agent: Jeff Franklin · franklin@tuckerbloomington.com

Virtual tour
ActiveSite-Built Home

3838 S State Road 446

$1,199,000

$254.67 / sq ft

Est. $7,268/mo

Bloomington, IN 47401Lake Monroe

  • 23.6 acres
  • 2-car garage
  • Fireplace
Bedrooms
4
Bathrooms
4
Living area
4,708 sq ft
Lot
23.63 ac
Year built
2003
Type
Site-Built Home
Listed
July 7, 2026
MLS #
202626933

About this home

Enjoy this private lane that invites you to this beautiful 24 acre estate home on four separately deeded lots on Bloomington‘s southside. The canopy of trees guide you to this stunning traditional home on a ridge with walking trails and a park-like atmosphere. Heirloom qualities and custom hardwood floors grace this open concept home with a traditional feel that honors the present and the past. Double crown molding enhances this open great room with fireplace and built-in bookcases and media space. There are two main level bedroom suites and a main level library study for an ease of living on one level. The upper level has a loft family room and two upper bedrooms with Jack and Jill access plus a bonus room. The natural elements are evident in this home with stone trim, cherry custom cabinetry, dedicated laundry room on the main level with a bench area. The primary main level bedroom is complete with a dressing room and a recently updated spa bath with walk-in shower. The kitchen with island has a walk-in pantry with room for a freezer/refrigerator and makes storage a breeze. This exceptional home of quality was built with 2 x 6 walls and cement board exterior and features 10 controlled zone areas with each room having individual temperature control. In 2023 there was a new trex deck added and in 2024 a new roof system with leaf guards and gutters added. A new heat pump for the air conditioner was added in 2022 and a new refrigerator and washer dryer were added in 2024. The oversized garage was detailed by the Five Star company and allows the space to shine. Enjoy the large dining area that accesses the beautiful sunroom that creates a perfect additional living space. This home’s setting is as special as all of the quality features of the home itself. It’s a very tranquil retreat and ideal setting for this lovely home. Just minutes away from Indiana University and Lake Monroe this custom home is pristine and meticulously maintained.

Monthly payment estimate

$7,268/mo

Principal & interest
$6,563
Property taxes
$355
Homeowners insurance
$350
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details

Interior

Levels
One and One Half
Total rooms
12
Total area
5,542 sq ft
Finished area above grade
4,708 sq ft
Unfinished area above grade
834 sq ft
Bedrooms above grade
4
Full baths, main level
2
Full baths, upper level
1
Half baths, main level
1
Half baths, upper level
1
Basement
Crawl Space
Heating
Electric
Cooling
Central Air
Fireplaces
1
Fireplace features
Living/Great Rm
Laundry
Main Level

Exterior & parking

Construction
Wood Siding, Masonry
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
875 sq ft
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Subdivision
Lake Monroe
Lot features
Irregular Lot
Lot size (acres)
23.63 ac
Lot dimensions
Irregular
County
Monroe County
Township
Bloomington
Platted
Yes
Planned unit development
No
Directions
GPS Friendly

Schools

Elementary school
Rogers/Binford
Middle school
Batchelor
High school
Bloomington South
School district
Monroe County Community School Corp.

Taxes & terms

Annual taxes
$4,256
Tax year
2026
Possession
Negotiable
Parcel number
53-07-20-100-035.000-014

Utilities

Water
City
Sewer
Septic Tank

Income & commercial

Gas meters
16

Location

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$1,199,000

4 beds · 4 baths