Listing courtesy of Williams Carpenter Realtors · Listing agent: Natasha Johns

Virtual tour
ActiveSite-Built Home

3692 Braysville Road

$675,000

$325.77 / sq ft

Est. $4,022/mo

Spencer, IN 47460

Original price $750,000 · Price reduced on September 21, 2026

  • On Private Lake
  • 15 acres
  • Fireplace
  • Basement
Bedrooms
4
Bathrooms
2.5
Living area
2,776 sq ft
Lot
15.01 ac
Year built
1976
Type
Site-Built Home
Listed
August 17, 2026
MLS #
202633567

About this home

LOCATION . LAKEFRONT . ACREAGE! Welcome to this FOUR bedroom, 2.5 bathroom family home situated on FIFTEEN partially wooded acres, complete with your own private lake and one of the most stunning settings around. Step onto the covered front porch and take in the peaceful surroundings before entering the spacious living room, where abundant natural light creates a warm and inviting atmosphere. A wood-burning stove adds cozy character and provides the perfect gathering spot on cold winter nights. Upstairs, you'll find the dining area and kitchen, along with the primary suite, guest bathroom, and two additional bedrooms, providing a comfortable and functional living arrangement. On the main level, you'll find another bedroom, a spacious family room with a second wood-burning fireplace, and a large laundry area. From the family room, step outside onto the back deck, where you can relax and enjoy the beautiful acreage and private lake. The setting offers more than just beautiful scenery. Hop on the golf cart and head over to the nearby winery, or stay home and enjoy live music while relaxing by your own private lake. With 15 acres of partially wooded land, peaceful water views, and plenty of space to enjoy the outdoors, this property offers a lifestyle that's hard to find. Home comes complete with kitchen appliances. Utilities are provided by South Central REMC, fiber internet is also available from South Central REMC. Private, peaceful, and full of possibilities, this is a place where you can enjoy the comforts of home while making the most of an incredible country setting.

Monthly payment estimate

$4,022/mo

Principal & interest
$3,695
Property taxes
$130
Homeowners insurance
$197
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Bi-Level
Total rooms
12
Total area
2,776 sq ft
Finished area above grade
2,072 sq ft
Finished area below grade
704 sq ft
Below grade total
704 sq ft
Bedrooms above grade
4
Full baths, main level
1
Full baths, upper level
1
Half baths, upper level
1
Basement
Crawl Space
Flooring
Carpet, Tile
Heating
Electric
Cooling
Central Air
Fireplaces
2
Fireplace features
Family Room, Living/Great Rm, Wood Burning Stove
Laundry
Main Level
Interior features
Ceiling Fan(s), Countertops-Laminate, Detector-Smoke, Eat-in Kitchen, Tub/Shower Combination, Main Level Bedroom Suite, Formal Dining Room

Exterior & parking

Construction
Stone, Wood Siding
Roof
Shingle
Parking
Concrete
Private pool
No
New construction
No

Waterfront & lake

Waterfront
Yes
Body of water
Private Lake
Water access
Lakefront
Lake type
Non Ski Lake
Water frontage
2,000 ft
Water feature
Lake

Lot

Lot features
Landscaped, Irregular Lot, Waterfront
Lot size (acres)
15.01 ac
Lot dimensions
Irregular
Location type
Rural
County
Owen County
Township
Clay
Platted
Yes
Planned unit development
No
Directions
Take 37 N. Take exit 118. Turn L onto 3rd St, R onto Little Flock Rd, stay left. Turn R on St Rd 43, L onto Johnson Rd, R onto Braysville Rd. Home on the right.

Schools

Elementary school
Spencer
Middle school
Owen Valley
High school
Owen Valley
School district
Spencer-Owen Community Schools

Taxes & terms

Annual taxes
$1,563
Tax exemptions
Homestead, Supplemental
Listing terms
Conventional, FHA, USDA Loan, VA
Possession
30 days after closing
Parcel number
60-17-08-100-020.000-016

Included in the sale

Included in sale
Dishwasher,Refrigerator,Washer,Cooktop-Electric,Dryer-Electric,Oven-Electric,Water Heater Electric

Utilities

Water
Well
Well
Private
Sewer
Septic Tank
Utilities
Cable Available
Electric provider
South Central REMC

Income & commercial

Gas meters
14

Location

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