Listing courtesy of Williams Carpenter Realtors · Listing agent: Natasha Johns
3692 Braysville Road
Spencer, IN 47460
Original price $750,000 · Price reduced on September 21, 2026
- On Private Lake
- 15 acres
- Fireplace
- Basement
- Bedrooms
- 4
- Bathrooms
- 2.5
- Living area
- 2,776 sq ft
- Lot
- 15.01 ac
- Year built
- 1976
- Type
- Site-Built Home
- Listed
- August 17, 2026
- MLS #
- 202633567
About this home
LOCATION . LAKEFRONT . ACREAGE! Welcome to this FOUR bedroom, 2.5 bathroom family home situated on FIFTEEN partially wooded acres, complete with your own private lake and one of the most stunning settings around. Step onto the covered front porch and take in the peaceful surroundings before entering the spacious living room, where abundant natural light creates a warm and inviting atmosphere. A wood-burning stove adds cozy character and provides the perfect gathering spot on cold winter nights. Upstairs, you'll find the dining area and kitchen, along with the primary suite, guest bathroom, and two additional bedrooms, providing a comfortable and functional living arrangement. On the main level, you'll find another bedroom, a spacious family room with a second wood-burning fireplace, and a large laundry area. From the family room, step outside onto the back deck, where you can relax and enjoy the beautiful acreage and private lake. The setting offers more than just beautiful scenery. Hop on the golf cart and head over to the nearby winery, or stay home and enjoy live music while relaxing by your own private lake. With 15 acres of partially wooded land, peaceful water views, and plenty of space to enjoy the outdoors, this property offers a lifestyle that's hard to find. Home comes complete with kitchen appliances. Utilities are provided by South Central REMC, fiber internet is also available from South Central REMC. Private, peaceful, and full of possibilities, this is a place where you can enjoy the comforts of home while making the most of an incredible country setting.
Monthly payment estimate
$4,022/mo
- Principal & interest
- $3,695
- Property taxes
- $130
- Homeowners insurance
- $197
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- Bi-Level
- Total rooms
- 12
- Total area
- 2,776 sq ft
- Finished area above grade
- 2,072 sq ft
- Finished area below grade
- 704 sq ft
- Below grade total
- 704 sq ft
- Bedrooms above grade
- 4
- Full baths, main level
- 1
- Full baths, upper level
- 1
- Half baths, upper level
- 1
- Basement
- Crawl Space
- Flooring
- Carpet, Tile
- Heating
- Electric
- Cooling
- Central Air
- Fireplaces
- 2
- Fireplace features
- Family Room, Living/Great Rm, Wood Burning Stove
- Laundry
- Main Level
- Interior features
- Ceiling Fan(s), Countertops-Laminate, Detector-Smoke, Eat-in Kitchen, Tub/Shower Combination, Main Level Bedroom Suite, Formal Dining Room
Exterior & parking
- Construction
- Stone, Wood Siding
- Roof
- Shingle
- Parking
- Concrete
- Private pool
- No
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Body of water
- Private Lake
- Water access
- Lakefront
- Lake type
- Non Ski Lake
- Water frontage
- 2,000 ft
- Water feature
- Lake
Lot
- Lot features
- Landscaped, Irregular Lot, Waterfront
- Lot size (acres)
- 15.01 ac
- Lot dimensions
- Irregular
- Location type
- Rural
- County
- Owen County
- Township
- Clay
- Platted
- Yes
- Planned unit development
- No
- Directions
- Take 37 N. Take exit 118. Turn L onto 3rd St, R onto Little Flock Rd, stay left. Turn R on St Rd 43, L onto Johnson Rd, R onto Braysville Rd. Home on the right.
Schools
- Elementary school
- Spencer
- Middle school
- Owen Valley
- High school
- Owen Valley
- School district
- Spencer-Owen Community Schools
Taxes & terms
- Annual taxes
- $1,563
- Tax exemptions
- Homestead, Supplemental
- Listing terms
- Conventional, FHA, USDA Loan, VA
- Possession
- 30 days after closing
- Parcel number
- 60-17-08-100-020.000-016
Included in the sale
- Included in sale
- Dishwasher,Refrigerator,Washer,Cooktop-Electric,Dryer-Electric,Oven-Electric,Water Heater Electric
Utilities
- Water
- Well
- Well
- Private
- Sewer
- Septic Tank
- Utilities
- Cable Available
- Electric provider
- South Central REMC
Income & commercial
- Gas meters
- 14
Location
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