Listing courtesy of Coldwell Banker Real Estate Group · Listing agent: Julie Thatcher
3484 Fox Chase Drive
Bristol, IN 46507Bay Ridge / Bayridge
Original price $1,180,000 · Price reduced on August 23, 2026
- On St. Joe River Upper
- 3-car garage
- Fireplace
- Basement
- Bedrooms
- 5
- Bathrooms
- 4.5
- Living area
- 4,768 sq ft
- Lot
- 0.48 ac
- Year built
- 1992
- Type
- Site-Built Home
- Listed
- March 27, 2026
- MLS #
- 202610254
About this home
Improved price on this rare opportunity to own a stunning custom-built home situated along the St. Joseph River, where timeless craftsmanship meets the perfect solution to everyday living. Encompassing over 5,515 square feet, this 5-bedroom, 4.5-bath residence was designed for both entertaining and effortless everyday living. Step inside to a breathtaking great room where soaring ceilings, dramatic floor-to-ceiling Palladian windows, and a striking fireplace create an atmosphere of HOME. Natural light pours in from every angle, offering sweeping, unobstructed river views that bring a sense of tranquility and peace throughout the home. The chef's kitchen is as functional as it is beautiful, featuring expansive prep space, abundant cabinetry, and an oversized island ideal for gathering. Entertain with ease with the wonderful butler’s pantry, while the walk-in pantry offers additional storage. A spacious and thoughtfully designed mudroom enhances everyday living with style and practicality. Wake up each morning to serene river views and abundant wildlife from the main-level primary suite. The spacious ensuite bath offers a relaxing soaking tub, walk-in closet, and separate shower—creating a private retreat to start and end your day. Upstairs, you will find three generously sized bedrooms, including a private guest suite with its own en-suite bath. A well-appointed Jack-and-Jill bath with dual vanities serves the additional bedrooms, offering both comfort and convenience. The walkout lower level is a destination of its own—designed for relaxation and recreation—with a second fireplace, expansive family room, dedicated game and billiards area, a private safe room, additional bedroom, and continued panoramic riverfront vistas. Outdoors, experience true waterfront luxury. A newer rock seawall and maintenance-free composite deck extend into the water, creating a seamless connection to the river. The multi-tiered entertaining spaces and gas-start firepit set the stage for unforgettable evenings under the stars. No detail has been overlooked, with recent upgrades including a newer roof, (2) dual high-efficiency furnaces, (2) air conditioning systems, (2) water heaters, and updated LED lighting throughout. This is more than a home—it is a private waterfront retreat offering unparalleled beauty, and serenity on the St. Joseph River.
Monthly payment estimate
$6,192/mo
- Principal & interest
- $5,189
- Property taxes
- $673
- Homeowners insurance
- $277
- HOA dues
- $53
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2024 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- Two
- Total rooms
- 16
- Total area
- 5,515 sq ft
- Finished area above grade
- 3,321 sq ft
- Finished area below grade
- 1,447 sq ft
- Unfinished area below grade
- 747 sq ft
- Below grade total
- 2,194 sq ft
- Bedrooms above grade
- 4
- Bedrooms below grade
- 1
- Full baths, main level
- 1
- Full baths, upper level
- 2
- Full baths, below grade
- 1
- Half baths, main level
- 1
- Basement
- Full, Walk-Out Basement, Outside Entrance
- Flooring
- Carpet, Laminate, Ceramic Tile
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- Fireplaces
- 2
- Fireplace features
- Fire Pit, Family Room, Living/Great Rm, Gas Log
- Appliances
- Disposal
- Laundry
- Electric Dryer Hookup, Main Level
- Interior features
- Balcony, Breakfast Bar, Built-in Features, Ceiling Fan(s), Chair Rail, Walk-In Closet(s), Countertops-Stone, Crown Molding, Deck on Waterfront, Detector-Carbon Monoxide, Detector-Smoke, Eat-in Kitchen, Entrance Foyer, Garden Tub, Guest Quarters, Irrigation System, Kitchen Island, Open Floorplan, Pantry, Six Panel Doors, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite, Formal Dining Room, Main Floor Laundry, Custom Cabinetry
Exterior & parking
- Construction
- Brick, Cedar
- Roof
- Asphalt
- Garage spaces
- 3
- Attached garage
- Yes
- Garage type
- Attached
- Parking
- Garage Door Opener
- Private pool
- No
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Body of water
- St. Joe River Upper
- Water access
- Frontage Lot
- Water frontage
- 100 ft
- Water feature
- River
Lot
- Subdivision
- Bay Ridge / Bayridge
- Lot features
- Landscaped, Waterfront, 0-2.9999, Waterfront-Medium Bank
- Lot size (acres)
- 0.48 ac
- Lot dimensions
- 100 x 208
- Location type
- City/Town/Suburb,Near Walking Trail
- County
- Elkhart County
- Township
- Washington
- Platted
- Yes
- Planned unit development
- No
- Directions
- East on SR 120 to Bay Ridge Subdivision. Right on Fox Chase. Second house on the right.
Schools
- Elementary school
- Bristol
- Middle school
- Pierre Moran
- High school
- Elkhart
- School district
- Elkhart Community Schools
HOA & community
- HOA fee
- $630
- HOA fee frequency
- Annually
- Community amenities
- Tennis Court(s)
- Association restrictions
- Yes
Taxes & terms
- Annual taxes
- $8,072
- Tax year
- 2024
- Tax exemptions
- Homestead
- Listing terms
- Cash, Conventional
- Possession
- negotiable
- Parcel number
- 20-03-28-251-017.000-031
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Washer,Window Treatments,Cooktop-Electric,Dryer-Electric,Oven-Built-In,Oven-Electric,Range-Electric,Sump Pump,Water Heater Gas
Utilities
- Water
- City
- Sewer
- Public Sewer
- Utilities
- Cable Available
Income & commercial
- Gas meters
- 17
Location
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