Listing courtesy of CENTURY 21 Bradley Realty, Inc · Listing agent: Chelsea Koehl · Cell: 260-402-2234
3321 County Road 10 Road
Waterloo, IN 46793
Original price $399,900 · Price reduced on October 3, 2026
- Waterfront
- 2.6 acres
- Fireplace
- Basement
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,800 sq ft
- Lot
- 2.6 ac
- Year built
- 1900
- Type
- Site-Built Home
- Listed
- July 26, 2026
- MLS #
- 202630146
About this home
PRICE REDUCTION! MOTIVATED SELLER! Step back in time while enjoying modern comforts of this charming country home set on over 2.6 acres with a stocked pond. This 3 bedroom, 2 bath property offers the perfect blend of historic character and thoughtful updates, making it ideal for those seeking space, privacy, and a rural lifestyle. Inside, the home has seen numerous updates over the years, including new windows (2023), Furnace/AC (2023), Well pump (2023), wood burning unit attached to the furnace (2021), entire new kitchen (2017), new flooring, 40 year roof put on in 2006. The well is 180 ft deep, there is a fire hydrant in the yard...just in case! The home was remodeled in 2006 and is a unique find. The outbuilding is 50x30 for all you special projects, come take a look!
Monthly payment estimate
$2,251/mo
- Principal & interest
- $2,052
- Property taxes
- $90
- Homeowners insurance
- $109
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One and One Half
- Total rooms
- 6
- Total area
- 2,972 sq ft
- Finished area above grade
- 1,800 sq ft
- Unfinished area below grade
- 1,172 sq ft
- Below grade total
- 1,172 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 1
- Full baths, upper level
- 1
- Basement
- Full
- Heating
- Forced Air
- Cooling
- Central Air
- Fireplaces
- 1
- Fireplace features
- Family Room
- Laundry
- Main Level
Exterior & parking
- Style
- A-Frame
- Construction
- Vinyl Siding
- Private pool
- No
- Other structures
- Outbuilding
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Water feature
- Pond
Lot
- Lot features
- Sloped
- Lot size (acres)
- 2.6 ac
- Lot dimensions
- 501x277
- County
- Dekalb County
- Township
- Smithfield
- Platted
- Yes
- Planned unit development
- No
- Directions
- East on US 8, left on CR 35, left on CR 10, home is on the right
Schools
- Elementary school
- Country Meadow
- Middle school
- Dekalb
- High school
- Dekalb
- School district
- Dekalb Central United
Taxes & terms
- Annual taxes
- $1,082
- Tax year
- 2026
- Tax exemptions
- Homestead, Mortgage, Over 65, Supplemental
- Listing terms
- Cash, Conventional
- Possession
- 3 days after closing
- Parcel number
- 17-02-16-100-007.000-018
Included in the sale
- Included in sale
- Microwave,Refrigerator,Washer,Dehumidifier,Dryer-Gas,Humidifier,Laundry-Stacked W/D,Range-Gas,Water Heater Gas
Utilities
- Water
- Well
- Well
- Private
- Sewer
- Septic Tank
Location
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