Listing courtesy of Modern Real Estate · Listing agent: Rachel Henry · Cell: 574-732-4889

Virtual tour
ActiveSite-Built Home

312 S Chicago Street

$150,000

$96.65 / sq ft

Est. $914/mo

Royal Center, IN 46978

Original price $165,000 · Price reduced on October 6, 2026

  • Basement
Bedrooms
4
Bathrooms
2
Living area
1,552 sq ft
Lot
0.22 ac
Year built
1900
Type
Site-Built Home
Listed
July 9, 2026
MLS #
202627466

About this home

Welcome to this spacious home located in the heart of Royal Center! Offering generous living space and a functional layout, this property is perfect for growing families or anyone looking for small-town charm with everyday convenience. Inside, you'll find large living areas, a spacious eat-in kitchen with abundant cabinet storage, and two full bathrooms to accommodate family and guests. The four bedrooms provide flexibility for bedrooms, a home office, hobby room, or guest space. Outside, the home features low-maintenance vinyl siding, a covered front porch, a nice yard, and a shed—ideal for lawn equipment, tools, or seasonal items. Whether you're looking for your first home, need extra space, or want to enjoy the convenience of living in town, this property is full of opportunity.

Monthly payment estimate

$914/mo

Principal & interest
$821
Property taxes
$49
Homeowners insurance
$44
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One and One Half
Total rooms
7
Total area
1,716 sq ft
Finished area above grade
1,552 sq ft
Unfinished area below grade
164 sq ft
Main level
896 sq ft
Upper level
656 sq ft
Below grade total
164 sq ft
Bedrooms above grade
4
Full baths, main level
2
Basement
Sump Pump, Crawl Space, Partial, Outside Entrance, Unfinished
Flooring
Carpet, Ceramic Tile
Heating
Gas, Forced Air
Cooling
Central Air, Window Unit(s)
HVAC
Ceiling Fan
Laundry
Electric Dryer Hookup, Main Level
Interior features
Countertops-Laminate, Open Floorplan, Range/Oven Hook Up Gas, Six Panel Doors, Tub/Shower Combination, Main Floor Laundry, Washer Hook-Up

Exterior & parking

Construction
Vinyl Siding
Roof
Asphalt, Rolled/Hot Mop, Shingle
Foundation
Stone
Parking
Gravel
Private pool
No
Other structures
Shed(s)
New construction
No

Waterfront & lake

Waterfront
No

Lot

Lot features
Level
Lot size (acres)
0.22 ac
Lot dimensions
66x144
Location type
City/Town/Suburb
County
Cass County
Township
Boone
Platted
Yes
Planned unit development
No
Directions
North on 35 to Royal Center (Hwy 35 is Chicago St) House is across the street from the Bob-o-Link.

Schools

Elementary school
Pioneer
Middle school
Pioneer Jr/Sr
High school
Pioneer Jr/Sr
School district
Pioneer Regional School Corp.

Taxes & terms

Annual taxes
$593
Tax year
2026
Tax exemptions
Homestead, Supplemental
Listing terms
Cash, Conventional, FHA, USDA Loan
Possession
immediate
Parcel number
09-16-23-200-064.000-004

Included in the sale

Included in sale
Dishwasher,Refrigerator,Washer,Dryer-Electric,Range-Gas,Sump Pump,Water Heater Gas

Utilities

Water
City
Sewer
Public Sewer
Electric provider
Duke Energy Indiana
Gas provider
NIPSCO

Income & commercial

Gas meters
13

Rooms

RoomLevelDimensions
Living RoomMain25 × 13 ft
Dining RoomMain16 × 12 ft
Bedroom 1Main12 × 9 ft
Bedroom 2Main8 × 10 ft
Bedroom 3Upper12 × 9 ft
Bedroom 4Upper11 × 13 ft
LaundryMain—

Location

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