Listing courtesy of REAL ESTATE NETWORK L.L.C · Listing agent: Nathan Walts

Virtual tour
ActiveSite-Built Home

3097 E Stahl Road

$289,900

$263.07 / sq ft

Est. $1,828/mo

Monon, IN 47959Kozy Kove

  • On Lake Shafer
  • 2.5-car garage
Bedrooms
2
Bathrooms
1
Living area
1,102 sq ft
Lot
0.29 ac
Year built
1942
Type
Site-Built Home
Listed
July 24, 2026
MLS #
202629898

About this home

Looking for an affordable way to enjoy the lake? This charming lake house boasts interior upgrades galore, ensuring your comfort and relaxation year-round. Step inside to a fresh, inviting atmosphere, thanks to the new paint throughout. Updated light fixtures illuminate the space, creating a warm and welcoming ambiance. Stay cozy in all seasons with the 2021 installed A/C and furnace, ensuring comfort during hot summers and chilly winters. Enjoy the natural light from newly replaced windows, and admire the crisp, low maintenance siding that enhances both curb appeal and insulation, also added in 2021. Your peace of mind is guaranteed with a new roof and gutter guards. Outside, this property shines with its well-manicured landscaping, creating a serene environment for outdoor activities and a large deck overlooking lake views. Take advantage of the included boat dock and lift at the easement, making water adventures a breeze. For pet owners, the large fenced-in yard provides security and space to play. Store outdoor equipment in the convenient storage shed keeping your garage clutter free. A 24 x 24 attached 2 car garage, offers ample room for vehicles and storage. Having guests? Plenty of parking with the two driveways to park on. Don't miss out on this opportunity to own a beautifully updated lake home with convenient access to Lake Shafer.

Monthly payment estimate

$1,828/mo

Principal & interest
$1,587
Property taxes
$141
Homeowners insurance
$85
HOA dues
$15
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One
Total rooms
5
Total area
1,102 sq ft
Finished area above grade
1,102 sq ft
Bedrooms above grade
2
Full baths, main level
1
Basement
Sump Pump, Crawl Space
Flooring
Laminate
Heating
Natural Gas, Conventional, Forced Air
Cooling
Central Air
Laundry
Main Level
Interior features
Open Floorplan

Exterior & parking

Style
Ranch
Construction
Vinyl Siding
Roof
Dimensional Shingles
Foundation
Block
Garage spaces
2.5
Attached garage
Yes
Garage type
Attached
Garage sq ft
576 sq ft
Parking
Garage Door Opener, Gravel
Private pool
No
Fencing
Chain Link
Other structures
Shed(s)
New construction
No

Waterfront & lake

Waterfront
Yes
Body of water
Lake Shafer
Waterfront features
Pier/Dock
Water access
Easement/Other
Lake type
Ski Lake
Water frontage
20 ft
Water feature
Lake

Lot

Subdivision
Kozy Kove
Lot features
Landscaped, Level
Lot size (acres)
0.29 ac
Lot dimensions
60 x 110, 54 x 110
Location type
Lake
County
White County
Township
Monon
Platted
Yes
Planned unit development
No
Directions
From Monticello, West on US 24, North on 300 E, East on Stahl Rd, Property on the north side of the road.

Schools

Elementary school
North White Primary
Middle school
North White Jr/Sr
High school
North White Jr/Sr
School district
North White School Corp.

HOA & community

HOA fee
$175
HOA fee frequency
Annually
Association restrictions
No

Taxes & terms

Annual taxes
$1,689
Tax year
2026
Tax exemptions
No Exemptions
Possession
At Closing
Parcel number
91-83-31-000-037.000-013

Included in the sale

Included in sale
Refrigerator,Washer,Boat Lift-Covered,Boat Lift-Temporary,Dryer-Electric,Oven-Electric,Range-Electric,Sump Pump,Water Heater Gas

Utilities

Water
Private
Sewer
Regional

Location

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