Listing courtesy of Century 21 Scheetz - Bloomington · Listing agent: Stockton Miller · Cell: 812-606-1871

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ActiveSite-Built Home

2771 E Pedigo Bay Drive

$3,199,900

$377.17 / sq ft

Est. $21,445/mo

Bloomington, IN 47401Pedigo Bay

  • On Lake Monroe
  • 9.3 acres
  • 3-car garage
  • Pool
  • Fireplace
Bedrooms
5
Bathrooms
7
Living area
8,484 sq ft
Lot
9.33 ac
Year built
2016
Type
Site-Built Home
Listed
October 2, 2026
MLS #
202640959

About this home

Experience exceptional lakeside living in this one-of-a-kind custom estate located in Pedigo Bay, Bloomington’s only gated estate community. Designed to embrace its spectacular setting, the residence offers breathtaking 360° Lake Monroe views from virtually every room. The main level features a stunning chef’s kitchen with custom stone countertops, Ruffino cabinetry, two dishwashers, and Thermador appliances, plus a spacious butler’s pantry with additional refrigerator and third dishwasher. The centerpiece of the home is an extraordinary six-foot-deep, heated indoor saltwater infinity-edge pool. Expansive terraces surround the living spaces and feature a built-in outdoor fireplace and oversized hot tub, creating an exceptional setting for entertaining or relaxing while taking in the lake views. The private main-level primary suite occupies its own wing and includes dual bathrooms, custom walk-in closets, and a private terrace. Upstairs are four additional en-suite bedrooms, each with a custom walk-in closet, along with a spacious recreation/great room. A three-car attached garage provides ample space for vehicles and hobbies. Additional highlights include solar-panel energy, custom doors and industrial-style windows, multi-zone HVAC, heated bathroom floors, whole-home surveillance, and comprehensive smart-home integration controlling blinds, windows, lighting, pool features, audio, and security. Every detail of this remarkable residence reflects thoughtful design, exceptional craftsmanship, and modern luxury. A complete feature list is available. Ideally situated just south of Indiana University and the cultural, dining, and entertainment offerings of Bloomington, with convenient access to I-69 for regional travel. This rare combination of private gated lakeside living and exceptional accessibility makes this Lake Monroe estate truly extraordinary.

Monthly payment estimate

$21,445/mo

Principal & interest
$17,515
Property taxes
$2,997
Homeowners insurance
$933
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details

Interior

Levels
Two
Total rooms
17
Total area
8,484 sq ft
Finished area above grade
8,484 sq ft
Bedrooms above grade
5
Full baths, main level
2
Full baths, upper level
4
Half baths, main level
1
Half baths, upper level
1
Basement
Crawl Space
Flooring
Hardwood, Tile
Heating
Electric, Solar, Geothermal
Cooling
Central Air, Geothermal
Fireplaces
1
Fireplace features
Family Room
Laundry
Main Level
Interior features
Hot Tub/Spa, 1st Bdrm En Suite, High Ceilings, Walk-In Closet(s), Countertops-Stone, Entrance Foyer, Irrigation System, Kitchen Island, Pantry, Wet Bar, Wiring-Security System, Smart Home, Main Level Bedroom Suite, Main Floor Laundry, Custom Cabinetry

Exterior & parking

Style
Contemporary
Construction
Stone, Cement Siding
Foundation
Poured Concrete
Garage spaces
3
Attached garage
Yes
Garage type
Attached
Garage sq ft
800 sq ft
Parking
Concrete
Private pool
Yes
Pool
Indoor
New construction
No

Waterfront & lake

Waterfront
Yes
Body of water
Lake Monroe
Water access
Frontage Lot
Lake type
Ski Lake
Water feature
Lake

Lot

Subdivision
Pedigo Bay
Lot features
6-9.999, Lake on Lot, Waterfront-Medium Bank
Lot size (acres)
9.33 ac
Lot dimensions
0x0
Location type
Rural Subdivision
County
Monroe County
Township
Clear Creek
Platted
Yes
Planned unit development
No
Directions
37 South to the Harrodsburg Monroe Resv. Exit Monroe Dam Rd to Valley Mission Rd. Turn right and follow to E Pedigo Bay Drive

Schools

Elementary school
Lakeview
Middle school
Jackson Creek
High school
Bloomington South
School district
Monroe County Community School Corp.

Taxes & terms

Annual taxes
$35,965
Tax year
2025
Tax exemptions
Homestead, Supplemental
Listing terms
Cash, Conventional
Possession
Negotiable
Parcel number
53-11-35-400-009.000-006

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Washer,Window Treatments,Built-In Gas Grill,Dryer-Electric,Humidifier,Ice Maker,Kitchen Exhaust Downdraft,Laundry-Stacked W/D,Pool Equipment,Range-Gas,Water Heater Electric,Water Softener-Owned,Wine Chiller,Solar Panels Owned

Utilities

Water
Public
Sewer
Septic Tank

Income & commercial

Gas meters
12

Location

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