Listing courtesy of Encore Sotheby's International Realty · Listing agent: Angela Racolta · Cell: 317-750-1600

Virtual tour
ActiveSite-Built Home

25424 N Shore Drive

$1,450,000

$257.14 / sq ft

Est. $9,200/mo

Elkhart, IN 46514Simonton Lake

  • On Simonton Lake
  • 1.5 acres
  • 2-car garage
  • Pool
  • Fireplace
  • Basement
Bedrooms
5
Bathrooms
4
Living area
5,639 sq ft
Lot
1.51 ac
Year built
1973
Type
Site-Built Home
Listed
September 14, 2026
MLS #
202638027

About this home

Some lake homes give you a view. This one gives you 264' of shoreline, 1.5+ acres, a pool, 2 piers & room for everyone. Offering 5639 finished sq ft plus 1,700+ additional unfinished sq ft ready to personalize, this 5-bedroom, 3 full & 2 half bath home delivers tremendous space inside & out. A circular drive welcomes you home, while the lakeside is made for summer w/expansive maintenance-free decking, heated pool w/fountains, multiple gathering areas, beautiful landscaping, generous lawn & 264' of shoreline. Inside, a living room, family room & den create multiple places to gather, entertain or spread out when family & guests are at the lake. The kitchen features quartz counters, SS appliances, gas cooktop, double ovens & island seating, while a separate butler's kitchen adds another double oven, refrigerator & wine chiller—valuable prep & storage space when entertaining. The impressive 2023 addition created a private main-level primary suite w/coffered ceiling, lake views , adjoining office, grand ensuite bathroom that features a tiled walk-in shower, soaking tub & extensive cabinetry, while the oversized WIC includes 2 islands & built-in storage. A refined laundry room adds cabinetry, sink & workspace also part of the 2023 addition. Upstairs are 4 more bedrooms, including one w/private ensuite, another full bath & large recreation room. Beyond the finished living space, an additional 1700+ sq ft on the upper level is framed, insulated & plumbed for another bath—ready to finish to fit your needs. Three fireplaces add character throughout. The spacious unfinished walkout lower level extends beneath the lakeside patios & includes a garage door—ideal for storing lake toys, equipment, patio furniture & more with easy access from the water. An attached 2-car garage provides parking & additional storage. Recent improvements include a 2026 roof on the existing portion, 2023 main-level LVP, 2022 piers & 2026 grinder pump. With 5963 finished sq ft, 1700+ sq ft of expansion potential, 264' of frontage, 1.5+ acres, pool & 2 piers, this Simonton Lake home gives you the space to enjoy lake life your way. Approximately 30 minutes from the University of Notre Dame, adding convenient access to one of Northern Indiana's key destinations while enjoying the privacy and lifestyle of Simonton Lake.

Monthly payment estimate

$9,200/mo

Principal & interest
$7,937
Property taxes
$840
Homeowners insurance
$423
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • HOA dues are not included — see the HOA details for this home's fee and schedule.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details

Interior

Levels
Two
Total rooms
18
Total area
11,015 sq ft
Finished area above grade
5,639 sq ft
Unfinished area above grade
1,764 sq ft
Unfinished area below grade
3,612 sq ft
Below grade total
3,612 sq ft
Bedrooms above grade
5
Full baths, main level
1
Full baths, upper level
2
Half baths, main level
1
Half baths, upper level
1
Basement
Full, Walk-Out Basement, Unfinished, Outside Entrance
Flooring
Hardwood, Tile, Vinyl
Heating
Natural Gas, Forced Air
Cooling
Central Air
HVAC
Ceiling Fan
Fireplaces
3
Fireplace features
Family Room, Rec Rm, 1st Bdrm
Appliances
Disposal
Laundry
Main Level
Interior features
1st Bdrm En Suite, Balcony, Breakfast Bar, High Ceilings, Ceiling-Tray, Ceiling Fan(s), Walk-In Closet(s), Countertops-Stone, Deck on Waterfront, Eat-in Kitchen, Garden Tub, Irrigation System, Kitchen Island, Pantry, Double Vanity, Stand Up Shower, Tub and Separate Shower, Main Level Bedroom Suite, Great Room, Main Floor Laundry, Custom Cabinetry

Exterior & parking

Style
Craftsman
Construction
Brick
Roof
Shingle
Foundation
Poured Concrete
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
672 sq ft
Parking
Garage Door Opener, Asphalt
Private pool
Yes
Pool
Below Ground
New construction
No

Waterfront & lake

Waterfront
Yes
Body of water
Simonton Lake
Waterfront features
Pier/Dock
Water access
Lakefront
Lake type
Ski Lake
Water frontage
264 ft
Water feature
Lake

Lot

Subdivision
Simonton Lake
Lot features
Waterfront, 0-2.9999, Water View
Lot size (acres)
1.51 ac
Lot dimensions
264x275
Location type
Lake
County
Elkhart County
Township
Osolo
Platted
Yes
Planned unit development
No
Directions
Use GPS to 25424 N Shore Drive

Schools

Elementary school
Mary Feeser
Middle school
North Side
High school
Elkhart
School district
Elkhart Community Schools

HOA & community

HOA fee
$40
HOA fee frequency
Optional
Community amenities
Pool

Taxes & terms

Annual taxes
$10,076
Tax year
2025
Listing terms
Cash, Conventional
Possession
Negotiable
Parcel number
20-02-09-453-025.000-026

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Washer,Cooktop-Gas,Dryer-Gas,Oven-Double,Oven-Electric,Pool Equipment,Water Heater Gas,Water Softener-Owned,Wine Chiller

Utilities

Water
Well
Well
Private
Sewer
Septic Tank

Income & commercial

Gas meters
16

Location

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