Listing courtesy of Copper Bay Realty, LLC · Listing agent: Eric Kovalak

Virtual tour
ActiveSite-Built Home

2490 Bandit Cove

$319,900

$199.07 / sq ft

Est. $2,028/mo

Winona Lake, IN 46590Raccoon Run

Original price $329,900 · Price reduced on October 5, 2026

  • 3-car garage
Bedrooms
3
Bathrooms
2
Living area
1,607 sq ft
Lot
0.39 ac
Year built
2026
Type
Site-Built Home
Listed
September 5, 2026
MLS #
202636796

About this home

Ready in November! New Construction Home in Racoon Run in the Warsaw School District. This 1,607 square foot ranch delivers the simplicity of single-level living with a layout that feels intentional and well balanced. Just off the entry, a front bedroom offers flexibility for guests or a quiet workspace, followed by a generously sized full bath and a second bedroom tucked nearby. The primary suite is thoughtfully positioned at the rear of the home, creating separation and privacy, and includes its own bath along with a walk-in closet. The central living area brings everything together with a great room that adds volume and light to the space. The kitchen makes a statement with a 48-inch island and pendant lighting, offering ample prep space and casual seating. The kitchen is also outfitted with quartz countertops, a tile backsplash, and a complete stainless steel appliance package with refrigerator. A peninsula connects the kitchen to a spacious dining nook large enough to accommodate a full-size table, allowing the spaces to feel open yet defined. Storage is abundant throughout, keeping everyday essentials within easy reach. The mudroom serves as a practical drop zone with built-in storage opportunities and direct access to the garage and laundry area with washer and dryer included. Just off the dining nook, a 10x10 patio extends the living space outdoors and includes stairs to the backyard, making it easy to enjoy outdoor dining, relaxing evenings, or casual gatherings. HOA dues are $425/qtr but include front yard mowing, weeding, and driveway/sidewalk shoveling RESNET energy smart construction will save an estimated $1,857 annually. Actual savings may vary; see HERS Rating Certificate and Energy Smart Flyer for details. Home includes a 10-year structural warranty, offering lasting peace of mind.

Monthly payment estimate

$2,028/mo

Principal & interest
$1,751
Property taxes
$42
Homeowners insurance
$93
HOA dues
$142
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One
Total rooms
7
Total area
1,607 sq ft
Finished area above grade
1,607 sq ft
Main level
1,607 sq ft
Bedrooms above grade
3
Full baths, main level
2
Basement
Slab
Heating
Natural Gas, Forced Air
Cooling
Central Air
Laundry
Main Level
Interior features
Breakfast Bar, Countertops-Solid Surf, Detector-Carbon Monoxide, Detector-Smoke, Eat-in Kitchen, Entrance Foyer, Home Warranty Included, Open Floorplan, Main Level Bedroom Suite, Main Floor Laundry

Exterior & parking

Style
Ranch
Construction
Vinyl Siding
Garage spaces
3
Attached garage
Yes
Garage type
Attached
Garage sq ft
400 sq ft
Parking
Garage Door Opener
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Subdivision
Raccoon Run
Lot features
0-2.9999
Lot size (acres)
0.39 ac
Lot dimensions
Irregular
County
Kosciusko County
Township
Wayne
Platted
Yes
Planned unit development
No
Directions
Follow US-30 E to S 250 E in Wayne Township. Turn right onto S 250 E for approx. 1 miles then turn left onto E Pierceton Rd. After approx. 0.7 mile turn right right onto South Raccoon Run Blvd the Left onto Procyon Court.

Schools

Elementary school
Jefferson
Middle school
Edgewood
High school
Warsaw
School district
Warsaw Community

HOA & community

HOA fee
$425
HOA fee frequency
Quarterly

Taxes & terms

Annual taxes
$500
Tax year
2025
Listing terms
Cash, Conventional, FHA, VA
Possession
At Close
Parcel number
43-11-25-400-412.000-033

Included in the sale

Included in sale
Microwave,Refrigerator,Washer,Dryer-Electric,Oven-Electric,Range-Electric,Water Heater Gas

Utilities

Water
Public
Sewer
Public Sewer

Rooms

RoomLevelDimensions
Living RoomMain14 × 22 ft
Dining RoomMain11 × 9 ft
KitchenMain11 × 13 ft
Bedroom 1Main13 × 15 ft
Bedroom 2Main11 × 9 ft
Bedroom 3Main11 × 9 ft
LaundryMain5 × 5 ft

Location

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$319,900

3 beds · 2 baths