Listing courtesy of McKinnies Realty, LLC Elkhart · Listing agent: Wilma McDougle · Cell: 574-612-3252

Virtual tour
ActiveSite-Built Home

23590 Cedar Knoll Circle

$398,500

$161.40 / sq ft

Est. $2,568/mo

Elkhart, IN 46516Summit Ridge / Summitridge

Original price $425,000 · Price reduced on October 4, 2026

  • 2-car garage
  • Fireplace
  • Basement
Bedrooms
4
Bathrooms
3
Living area
2,469 sq ft
Lot
0.4 ac
Year built
1986
Type
Site-Built Home
Listed
August 24, 2026
MLS #
202634560

Open houses

About this home

NEW PRICE—OPEN HOUSE Saturday, October 10, 11 a.m.–1 p.m.! Bring your holiday traditions home to this immaculate, custom-built, one-owner Summit Ridge home in the Concord School System. With 4 bedrooms, 3 baths, quality craftsmanship, and inviting gathering spaces, it’s easy to picture your celebrations here. The spacious kitchen features custom cherry cabinetry, high-end appliances, and bar seating for four. The expansive family room and distinctive sunken living room (both with fireplaces) add warmth, while the generous Trex deck and peaceful screened porch invite outdoor entertaining and relaxation. Enjoy main-level laundry, a two-car garage with epoxy flooring and custom storage, and a generous unfinished basement offering room to grow. A whole-home generator, septic installed in 2020, and HVAC replaced in 2017 complete the package. Come experience the care, quality, and charm firsthand! Visit Saturday or schedule your private tour.

Monthly payment estimate

$2,568/mo

Principal & interest
$2,181
Property taxes
$271
Homeowners insurance
$116
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One and One Half
Total rooms
10
Total area
3,336 sq ft
Finished area above grade
2,469 sq ft
Unfinished area above grade
99 sq ft
Unfinished area below grade
768 sq ft
Below grade total
768 sq ft
Bedrooms above grade
4
Full baths, main level
1
Full baths, upper level
2
Basement
Crawl Space, Partial, Unfinished
Flooring
Carpet, Tile, Vinyl
Heating
Natural Gas, Forced Air
Cooling
Central Air
HVAC
High Efficiency Furnace
Fireplaces
2
Fireplace features
Dining Room, Living/Great Rm, Gas Starter
Laundry
Electric Dryer Hookup, Main Level
Interior features
Bar, Breakfast Bar, Built-in Features, Built-In Entertainment Ct, High Ceilings, Ceiling Fan(s), Countertops-Solid Surf, Eat-in Kitchen, Entrance Foyer, Irrigation System, Kitchen Island, Open Floorplan, Range/Oven Hook Up Gas, Six Panel Doors, Double Vanity, Wet Bar, Stand Up Shower, Tub/Shower Combination, Main Floor Laundry, Washer Hook-Up, Custom Cabinetry

Exterior & parking

Construction
Cedar
Roof
Asphalt
Foundation
Poured Concrete
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
528 sq ft
Parking
Garage Door Opener, Concrete
Private pool
No
Other structures
Outbuilding
New construction
No

Waterfront & lake

Waterfront
No

Lot

Subdivision
Summit Ridge / Summitridge
Lot features
Landscaped, Cul-De-Sac, Level
Lot size (acres)
0.4 ac
Lot dimensions
108x161
Location type
City/Town/Suburb
County
Elkhart County
Township
Concord
Platted
Yes
Planned unit development
No
Directions
From CR 18, head north on CR 13. Turn left on Bel Ridge Dr. Turn right on Cedar Knoll Circle.

Schools

Elementary school
East Side
Middle school
Concord
High school
Concord
School district
Concord Community Schools

HOA & community

Association restrictions
No

Taxes & terms

Annual taxes
$3,251
Tax year
2026
Listing terms
Cash, Conventional
Possession
TBA by PA
Parcel number
20-06-11-330-003.000-009

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Washer,Cooktop-Gas,Dryer-Electric,Oven-Double,Oven-Gas,Water Heater Gas,Water Softener-Owned

Utilities

Water
Well
Well
Private
Sewer
Septic Tank
Electric provider
AEP/I&M
Gas provider
NIPSCO

Income & commercial

Gas meters
12

Rooms

RoomLevelDimensionsFeatures
Living RoomMain19 × 16 ft—
Dining RoomMain12 × 9 ft—
Family RoomMain23 × 21 ft—
KitchenMain22 × 12 ft—
Bedroom 1Main12 × 11 ft—
Bedroom 2Upper15 × 15 ft—
Bedroom 3Upper14 × 12 ft—
Bedroom 4Upper14 × 12 ft—
Other RoomMain11 × 9 ft3 Season Room
LaundryMain12 × 10 ft—

Location

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$398,500

4 beds · 3 baths