Listing courtesy of Country View Realty · Listing agent: Hannah Rinnert · zowensrealtor@gmail.com

Virtual tour
ActiveSite-Built Home

220 N Adams Street

$274,900

$199.78 / sq ft

Est. $1,828/mo

Bloomington, IN 47404Northwest Bloomington City

Original price $285,000 · Price reduced on September 27, 2026

  • Fireplace
Bedrooms
3
Bathrooms
1
Living area
1,376 sq ft
Lot
0.18 ac
Year built
1899
Type
Site-Built Home
Listed
September 18, 2026
MLS #
202638642

About this home

Location, location, location! Just 500 feet from the B-Line Trail, 0.6 miles from downtown, 1.2 miles from Indiana University, and minutes from west-side shopping or dining, this home puts you right in the heart of Bloomington. But the location is only the beginning... Extensively renovated throughout, this home blends its original charm with fresh, modern updates. Nearly everything is NEW—including kitchen appliances, washer and dryer, heating and cooling system, water heater, and more. Inside, you’ll find three spacious bedrooms, one full bath, and a large bonus room ready to become an office, second living space, game room, playroom, or whatever fits your needs. Sitting on a double lot, there’s plenty of room to enjoy outside with a freshly seeded, fully privacy-fenced backyard. Plus off-street parking for at least four vehicles—a standout feature this close to downtown and campus! The cherry on top? Seller is offering $7,500 in concessions, giving buyers the opportunity to reduce allowable closing costs! Move-in ready, completely refreshed, and exceptionally located. Live close enough to walk or bike to some of your favorite Bloomington spots, make IU game days easier by skipping the hotel stays and parking hassle, or take advantage of the property’s investment and rental potential. However you choose to use it, this property checks a lot of boxes!

Monthly payment estimate

$1,828/mo

Principal & interest
$1,505
Property taxes
$243
Homeowners insurance
$80
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One
Total rooms
6
Total area
1,376 sq ft
Finished area above grade
1,376 sq ft
Bedrooms above grade
3
Full baths, main level
1
Basement
Crawl Space, Slab
Fireplaces
1
Fireplace features
Electric
Laundry
Main Level

Exterior & parking

Style
Historic
Construction
Wood Siding, Limestone
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Subdivision
Northwest Bloomington City
Lot features
Irregular Lot, 0-2.9999
Lot size (acres)
0.18 ac
Lot dimensions
96.85x66.08
Inside city limits
Yes
County
Monroe County
Township
Bloomington
Platted
Yes
Planned unit development
No
Directions
GPS friendly. Located on North Adams Street, just west of downtown Bloomington, near West 11th Street.

Schools

Elementary school
Fairview
Middle school
Tri-North
High school
Bloomington North
School district
Monroe County Community School Corp.

Taxes & terms

Annual taxes
$2,912
Tax year
2026
Possession
At Closing
Parcel number
53-05-32-300-018.000-005

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Washer,Laundry-Stacked W/D,Range-Electric,Water Heater Electric,Window Treatment-Blinds

Utilities

Water
Public
Sewer
Public Sewer

Location

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$274,900

3 beds · 1 bath