Listing courtesy of North Eastern Group Realty · Listing agent: Richard Fletcher · Cell: 260-414-1937
218 Saddle Ridge Drive
Garrett, IN 46738Saddle Ridge
Original price $339,900 · Price reduced on September 9, 2026
- 2-car garage
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 1,622 sq ft
- Lot
- 0.21 ac
- Year built
- 2026
- Type
- Site-Built Home
- Listed
- April 3, 2026
- MLS #
- 202611394
Open houses
- Sun, Oct 111:00 PM – 3:00 PM
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- Sun, Oct 181:00 PM – 3:00 PM
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- Sun, Oct 251:00 PM – 3:00 PM
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About this home
**Now Offering $5,000 in buyer financing incentives**Welcome to Saddle Ridge, Kiracofe Homes' newest neighborhood, conveniently located just north of downtown Garrett! The "Blackthorne" is thoughtfully designed 1,622 Sq Ft, 3 bed-2 bath-2 car garage home offers a perfect blend of modern style, comfort and efficiency. The main living area has a lovely vaulted ceiling and provides an open-concept layout perfect for both relaxing and entertaining. The stunning kitchen provides quartz countertops, stainless steel appliances, an island with raised breakfast bar, double door pantry and eat-in dinette area. The master suite provides a large bedroom, His and Hers walk-in closets, oversized shower and a double vanity with quartz countertops. The split plan gives privacy for the primary and both BR 2&3 are nicely sized and have large walk-in closets. Quality-built and energy efficient with spray foam insulation applied to all exterior walls, HE windows and HVAC to name a few. All Kiracofe homes include a 1-year builder warranty and a 2/10 extended warranty. Come tour this wonderful new community, the Blackthorne plan and see what the Kiracofe difference is all about!
Monthly payment estimate
$1,978/mo
- Principal & interest
- $1,858
- Property taxes
- $6
- Homeowners insurance
- $99
- HOA dues
- $15
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 7
- Total area
- 1,622 sq ft
- Finished area above grade
- 1,622 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 2
- Basement
- Slab
- Flooring
- Carpet, Vinyl
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- Appliances
- Disposal
- Laundry
- Electric Dryer Hookup, Main Level
- Interior features
- 1st Bdrm En Suite, Breakfast Bar, Vaulted Ceiling(s), Walk-In Closet(s), Countertops-Solid Surf, Detector-Smoke, Entrance Foyer, Kitchen Island, Open Floorplan, Range/Oven Hook Up Elec, Range/Oven Hook Up Gas, Range/Oven Hk Up Gas/Elec, Split Br Floor Plan, Double Vanity, Stand Up Shower, Tub and Separate Shower, Main Level Bedroom Suite, Great Room, Main Floor Laundry
Exterior & parking
- Style
- Ranch, Traditional
- Construction
- Brick, Vinyl Siding
- Roof
- Dimensional Shingles
- Garage spaces
- 2
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 552 sq ft
- Parking
- Garage Door Opener, Concrete
- Private pool
- No
- New construction
- No
Waterfront & lake
- Waterfront
- No
Lot
- Subdivision
- Saddle Ridge
- Lot features
- Landscaped, Level
- Lot size (acres)
- 0.21 ac
- Lot dimensions
- 136x68
- Location type
- City/Town/Suburb
- County
- Dekalb County
- Township
- Keyser
- Lots
- 26
- Platted
- Yes
- Planned unit development
- No
- Directions
- Just north of downtown on Randolph St. Saddle Ridge neighborhood will be on your right. Left at the T then Right on Latigo Lane. Home on right.
Schools
- Elementary school
- J.E. Ober
- Middle school
- Garrett
- High school
- Garrett
- School district
- Garrett Keyser Butler
HOA & community
- HOA fee
- $175
- HOA fee frequency
- Annually
- Community amenities
- Sidewalks
- Association restrictions
- Yes
Taxes & terms
- Annual taxes
- $75
- Tax year
- 2026
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA
- Possession
- At Closing
- Parcel number
- 17-05-34-301-034.000-013
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Oven-Gas,Range-Gas,Water Heater Gas
Utilities
- Water
- City
- Sewer
- Public Sewer
Location
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