Listing courtesy of Raeco Realty · Listing agent: Stephanie McKinley

Virtual tour
ActiveSite-Built Home

214 W Washington Street

$125,000

$56.00 / sq ft

Est. $1,144/mo

Monticello, IN 47960

Original price $220,000 · Price reduced on September 8, 2026

  • 2-car garage
  • Pool
  • Fireplace
  • Basement
Bedrooms
4
Bathrooms
2
Living area
2,232 sq ft
Lot
0.16 ac
Year built
1900
Type
Site-Built Home
Listed
May 8, 2026
MLS #
202617269

About this home

Priced below appraised value! Step inside this home with tons of potential and vintage charm. You are welcomed with original hardwood floors (plus some flooring that has been updated!), 4 large bedrooms, 2 full baths, and a fully fenced in side yard. The tall ceilings make the home feel so much larger than it already is! So many possibilities with 214 W. Washington St. You’ll enjoy the front sunroom (perfect for relaxation or plants!), the large detached garage, and being close to downtown. The original wood work around the doors, windows, and the staircase are unmatched.

Monthly payment estimate

$1,144/mo

Principal & interest
$684
Property taxes
$423
Homeowners insurance
$37
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Two
Total rooms
11
Total area
3,348 sq ft
Finished area above grade
2,232 sq ft
Unfinished area below grade
1,116 sq ft
Below grade total
1,116 sq ft
Bedrooms above grade
4
Full baths, main level
1
Full baths, upper level
1
Basement
Full, Unfinished
Flooring
Hardwood, Concrete, Laminate, Vinyl
Heating
Hot Water
Cooling
Wall Unit(s)
Fireplaces
1
Fireplace features
Living/Great Rm, One, Wood Burning Stove
Laundry
Main Level
Interior features
High Ceilings, Ceiling Fan(s), Countertops-Laminate, Natural Woodwork, Stand Up Shower, Tub/Shower Combination, Formal Dining Room, Main Floor Laundry

Exterior & parking

Style
Traditional
Construction
Brick
Roof
Asphalt, Shingle
Garage spaces
2
Attached garage
No
Garage type
Detached
Garage sq ft
525 sq ft
Private pool
Yes
Pool
Above Ground
Fencing
Partial, Chain Link
New construction
No

Waterfront & lake

Waterfront
No

Lot

Lot features
Corner Lot, Level, 0-2.9999
Lot size (acres)
0.16 ac
Lot dimensions
.16 A
Location type
City/Town/Suburb
County
White County
Township
Union
Platted
Yes
Planned unit development
No
Directions
Heading west on Broadway St. into Monticello, Turn left onto Railroad St. home will be on right hand side in the corner of Washington and Railroad

Schools

Elementary school
Twin Lakes
Middle school
Twin Lakes
High school
Twin Lakes
School district
Twin Lakes School Corp.

Taxes & terms

Annual taxes
$5,078
Tax year
2026
Tax exemptions
No Exemptions
Listing terms
Cash
Possession
DOC
Parcel number
91-73-33-000-049.800-021

Included in the sale

Included in sale
Microwave,Refrigerator,Range-Electric,Water Heater Gas

Utilities

Water
City
Sewer
Public Sewer

Income & commercial

Gas meters
13

Location

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