Listing courtesy of Bright Star Real Estate Services LLC · Listing agent: Richard Carpenter · office: 574-821-7653

Virtual tour
ActiveSite-Built Home

21144 County Road 126

$499,000

$131.59 / sq ft

Est. $3,387/mo

Goshen, IN 46526

Original price $275,000

  • On Elkhart River
  • 5.7 acres
  • 2-car garage
  • Pool
  • Fireplace
  • Basement
Bedrooms
6
Bathrooms
4
Living area
6,856 sq ft
Lot
5.68 ac
Year built
1972
Type
Site-Built Home
Listed
August 4, 2026
MLS #
202631652

About this home

5.68± country acres in Jefferson Township with 114’± of Elkhart River frontage. Convenient access to Goshen and surrounding communities. With and an impressive 3,700+ SF on the main level, this 6-bedroom, 4-bath home offers large rooms, abundant storage, hardwood floors, dual furnace and A/C systems, wood-burning fireplaces, and laundry on both levels. The walkout lower level includes a kitchen, large living/recreation area, additional storage, two bedrooms (one non conforming), and ADA accessibility with a lift. Recent improvements include a metal roof in 2021, hardwood floors on the main level in 2018, and a new well pump and pressure tank approximately two years ago. Additional features include an R/O system, various fruit trees, garden space, potential pasture space, and room for additional buildings. 22’ x 42’ above-ground pool new in 2022. This is a rare combination of acreage, river frontage, privacy, and substantial living space in the Middlebury School District.

Monthly payment estimate

$3,387/mo

Principal & interest
$2,731
Property taxes
$510
Homeowners insurance
$146
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details

Interior

Levels
One
Total rooms
13
Total area
7,584 sq ft
Finished area above grade
3,792 sq ft
Finished area below grade
3,064 sq ft
Unfinished area below grade
728 sq ft
Below grade total
3,792 sq ft
Bedrooms above grade
5
Bedrooms below grade
1
Full baths, main level
2
Full baths, below grade
2
Basement
Full, Walk-Out Basement, Finished, Outside Entrance
Flooring
Hardwood, Vinyl, Ceramic Tile
Heating
Natural Gas, Forced Air
Cooling
Central Air
Fireplaces
2
Fireplace features
Family Room, Living/Great Rm, Wood Burning, Insert
Laundry
Main Level
Interior features
1st Bdrm En Suite, ADA Features, Ceiling Fan(s), Ceilings-Beamed, Central Vacuum, Walk-In Closet(s), Countertops-Laminate, Eat-in Kitchen, Entrance Foyer, Guest Quarters, Open Floorplan, Double Vanity, Utility Sink, Tub/Shower Combination, Main Level Bedroom Suite, Formal Dining Room, Great Room, Main Floor Laundry

Exterior & parking

Style
Ranch
Construction
Cedar
Roof
Metal
Foundation
Block
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
728 sq ft
Parking
Gravel
Private pool
Yes
Pool
Above Ground
Fencing
Wire
Other structures
Shed(s)
Other structures (2)
Shed
Outbuilding 2
384 sq ft
New construction
No

Waterfront & lake

Waterfront
Yes
Body of water
Elkhart River
Waterfront features
Deeded
Water access
Riverfront
Water frontage
114 ft
Water feature
River

Lot

Lot features
Irregular Lot, Part Wooded, Sloped, Waterfront, 3-5.9999, Water View, Waterfront-High Bank
Lot size (acres)
5.68 ac
Lot dimensions
irreg
Location type
Rural
County
Elkhart County
Township
Jefferson
Platted
Yes
Planned unit development
No
Directions
SR15 to CR26, west to CR 126, south to curve, take drive to last house on left

Schools

Elementary school
Jefferson
Middle school
Northridge
High school
Northridge
School district
Middlebury Community Schools

Taxes & terms

Annual taxes
$6,119
Tax year
25
Assessed value
$705,000
Tax exemptions
Homestead, Supplemental
Listing terms
Cash, Conventional
Possession
DOC
Parcel number
20-07-31-426-003.000-019

Included in the sale

Included in sale
Refrigerator,Washer,Dryer-Electric,Laundry-Stacked W/D,Oven-Built-In,Oven-Electric,Pool Equipment,Range-Electric,Water Filtration System,Water Heater Gas,Water Softener-Owned

Utilities

Water
Well
Well
Private
Sewer
Septic Tank
Electric provider
NIPSCO
Gas provider
NIPSCO

Income & commercial

Gas meters
11

Location

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