Listing courtesy of eXp Realty, LLC · Listing agent: Jill Robinson · Cell: 574-250-9980

Virtual tour
ActiveSite-Built Home

21095 Kern Road

$849,000

$194.19 / sq ft

Est. $5,315/mo

South Bend, IN 46614-5056

Original price $909,500 · Price reduced on September 18, 2026

  • 5.2 acres
  • 3-car garage
  • Fireplace
  • Energy efficient
Bedrooms
3
Bathrooms
2
Living area
4,372 sq ft
Lot
5.16 ac
Year built
2018
Type
Site-Built Home
Listed
May 21, 2026
MLS #
202619373

About this home

ROOM FOR THE HOME. ROOM FOR THE TOYS. ROOM TO ENTERTAIN. If you’ve been searching for a property with space for your RV, collector cars, or recreational vehicles, take a closer look at 21095 Kern Road in South Bend! Incredible 20' × 50' RV bay Space for your RV or car collection Loft area perfect for entertaining during fall football season Gather around the firepit on crisp fall evenings 5 private acres with woods and walking paths Soaring ceilings and walls of windows fill the home with natural light Expansive kitchen and open-concept living Private setting while still convenient to shopping, dining, and everyday necessities And the quality of this home is something you need to experience in person—from the substantial construction to the hydronic heated floors and custom details throughout. If you want acreage, exceptional garage space, room to entertain, and a quality-built home, this could be the one you’ve been waiting for.

Monthly payment estimate

$5,315/mo

Principal & interest
$4,647
Property taxes
$420
Homeowners insurance
$248
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One and One Half
Total rooms
8
Total area
4,372 sq ft
Finished area above grade
4,372 sq ft
Bedrooms above grade
3
Full baths, main level
2
Basement
Slab
Flooring
Carpet, Concrete
Heating
Natural Gas, Forced Air, Hot Water
Cooling
Central Air
Fireplaces
1
Fireplace features
Fire Pit, Living/Great Rm, Electric
Laundry
Main Level
Interior features
Breakfast Bar, Cathedral Ceiling(s), Ceiling Fan(s), Walk-In Closet(s), Countertops-Solid Surf, Eat-in Kitchen, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Six Panel Doors, Double Vanity, RV Parking, Stand Up Shower, Tub and Separate Shower, Tub/Shower Combination, Main Level Bedroom Suite, Garage-Heated, Great Room, Main Floor Laundry, Custom Cabinetry, Garage Utilities

Exterior & parking

Style
Ranch, Barndominium
Construction
Brick, Metal Siding
Roof
Metal
Garage spaces
3
Attached garage
Yes
Garage type
Attached
Garage sq ft
621 sq ft
Parking
Garage Door Opener, Asphalt
Private pool
No
Fencing
Picket
Other structures
Shed(s)
Outbuilding 1
Rv garage
New construction
No
Energy-efficient features
Insulation, Windows

Waterfront & lake

Waterfront
No

Lot

Lot features
Landscaped, Level, Part Wooded, 3-5.9999
Lot size (acres)
5.16 ac
Lot dimensions
392x633
Location type
Rural
County
St. Joseph County
Township
Centre
Platted
Yes
Planned unit development
No
Directions
west of 31 on the north side

Schools

Elementary school
Monroe
Middle school
Jackson
High school
Riley
School district
South Bend Community School Corp.

Taxes & terms

Annual taxes
$5,035
Tax year
2025
Assessed value
$420,000
Tax exemptions
Homestead
Listing terms
Cash, Conventional, VA
Possession
at closing
Parcel number
71-08-34-477-008.000-001

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Washer,Window Treatments,Oven-Gas,Range-Gas,Water Heater Gas,Water Heater Tankless,Water Softener-Owned

Utilities

Water
Well
Well
Private
Sewer
Septic Tank

Location

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