Listing courtesy of @properties · Listing agent: Lynn Edgell

Virtual tour
ActiveSite-Built Home

210 N Railroad Street

$216,500

$123.86 / sq ft

Est. $1,531/mo

Monticello, IN 47960

Original price $219,000 · Price reduced on September 7, 2026

  • 2-car garage
  • Fireplace
  • Basement
Bedrooms
3
Bathrooms
2
Living area
1,748 sq ft
Lot
0.24 ac
Year built
1900
Type
Site-Built Home
Listed
August 14, 2026
MLS #
202633112

About this home

Renovated All-Brick home blending classic character with modern updates throughout. The home features all-new flooring, newer windows, two full bathrooms with walk-in showers, french doors, pocket doors, and a gas-log fireplace. The foyer provides an inviting entry, while abundant natural light creates a bright and comfortable atmosphere. The eat-in kitchen features stainless steel appliances, center island, and two side porches for added outdoor living and dining. The large bedroom has a walk-in closet and private balcony. Situated on a large lot, the property also includes a two-car garage and additional parking.

Monthly payment estimate

$1,531/mo

Principal & interest
$1,185
Property taxes
$283
Homeowners insurance
$63
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Two
Total rooms
8
Total area
2,765 sq ft
Finished area above grade
1,748 sq ft
Unfinished area below grade
1,017 sq ft
Below grade total
1,017 sq ft
Bedrooms above grade
3
Full baths, main level
1
Full baths, upper level
1
Basement
Full, Unfinished
Flooring
Carpet, Laminate, Tile
Heating
Natural Gas
Cooling
Central Air
Fireplaces
1
Fireplace features
Living/Great Rm, Gas Log
Laundry
Upper Level
Interior features
Balcony, High Ceilings, Eat-in Kitchen, Entrance Foyer, Kitchen Island

Exterior & parking

Style
Traditional
Construction
Brick
Roof
Asphalt, Shingle
Foundation
Brick/Mortar
Garage spaces
2
Attached garage
No
Garage type
Detached
Garage sq ft
720 sq ft
Parking
Gravel
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Lot features
Level
Lot size (acres)
0.24 ac
Lot dimensions
52x200
Location type
City/Town/Suburb
County
White County
Township
Union
Platted
Yes
Planned unit development
No
Directions
through downtown to N Railroad home on left

Schools

Elementary school
Twin Lakes
Middle school
Twin Lakes
High school
Twin Lakes
School district
Twin Lakes School Corp.

HOA & community

Community amenities
Sidewalks

Taxes & terms

Annual taxes
$3,400
Tax year
2026
Listing terms
Cash, Conventional, FHA, VA
Possession
DOC
Parcel number
91-73-33-000-008.600-021

Included in the sale

Included in sale
Refrigerator,Range-Gas,Water Heater Gas

Utilities

Water
City
Sewer
Public Sewer
Utilities
Cable Available

Location

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