Listing courtesy of Snyder Strategy Realty Inc. · Listing agent: Amy Troyer · Cell: 574-354-1841
20957 Riverbrook Lane
Bristol, IN 46507
Original price $615,000 · Price reduced on September 3, 2026
- On St. Joe River Upper
- 1.6 acres
- 2-car garage
- Fireplace
- Basement
- Bedrooms
- 4
- Bathrooms
- 2.5
- Living area
- 3,048 sq ft
- Lot
- 1.6 ac
- Year built
- 1985
- Type
- Site-Built Home
- Listed
- August 2, 2026
- MLS #
- 202631311
About this home
Renovated Mid-Century Beauty on the Upper St. Joe. Riverfront Living at its Best! Enjoy 180' of River frontage on 1.6 Pristine Wooded Acres. Privately nestled on a Quiet Dead-End Street in a Peaceful, Park-Like Setting. Over 100 feet of steel seawall provides the perfect setup for your boat lift and boat, while you can Kayak to your own Private River Shoreline right from the Floating Pier and Kayak Launch. This Impressive 4-Bedroom, 2.5-Bath Home offers over 3,000 Finished Sq. Ft. and an Exceptional Blend of Comfort, Style, and Outdoor Living. Renovations and Updates completed in 2024-2026 include new Engineered Hardwood Floors throughout the main floor, Custom Built-in Bookshelves in the Library/Bedroom with French Doors, Quartz Countertops in the Kitchen, Master Bath and Half Bath; new Bath Fixtures, new Kitchen Sink, Fixtures and Garbage Disposal, Gourmet Gas Cooktop & Hood, Carpet in the lower level, Shower/Tub in lower-level Bath, Washer and Dryer, Aluminum Fence fully-enclosed Backyard, fresh Landscaping, Kayak Pier, and fresh Paint and Stain on the main and lower levels. Experience amazing River Views from the main level Living Room and Library, spacious Dining Area with Pass-Through Counter to Kitchen, and relax next to the Gas Fireplaces on both the main and lower levels. Enjoy the Living Room with Vaulted Wood Ceiling, a large Primary En-Suite offering gorgeous Nature Views, and convenient Main Floor Laundry. Abundant Storage throughout the home. Step outside the main level and enjoy the Large Deck with Expansive Views of the River and Private Woods. The Finished Walk-Out Lower Level includes 2 additional Bedrooms, Office, and Full Bath. Enjoy the lower-level access to the Back Patio with Private Landscape Walk and Wood Hammock (included), perfect for entertaining, relaxing, kayaking alongside Swans and Sand Hill Cranes! The Kayak Pier is Included and can be kept in the water Year-Round. Fully Irrigated front and back yards. Additional Updates Include new Roof in 2020 and new Windows in 2023. Welcome Home to the Upper St. Joe - Where the River meets Nature, Privacy meets Comfort, and Everyday Living feels like a Resort Getaway!
Monthly payment estimate
$3,638/mo
- Principal & interest
- $3,191
- Property taxes
- $277
- Homeowners insurance
- $170
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 10
- Total area
- 3,498 sq ft
- Finished area above grade
- 2,073 sq ft
- Finished area below grade
- 975 sq ft
- Unfinished area below grade
- 450 sq ft
- Below grade total
- 1,425 sq ft
- Bedrooms above grade
- 2
- Bedrooms below grade
- 2
- Full baths, main level
- 1
- Full baths, below grade
- 1
- Half baths, main level
- 1
- Basement
- Sump Pump, Walk-Out Basement, Partially Finished
- Flooring
- Hardwood, Carpet, Tile
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- Fireplaces
- 2
- Fireplace features
- Family Room, Living/Great Rm
- Laundry
- Gas Dryer Hookup, Main Level
- Interior features
- Built-in Features, Vaulted Ceiling(s), Countertops-Stone, Deck on Waterfront, Entrance Foyer, Irrigation System, Open Floorplan, Double Vanity, Main Level Bedroom Suite, Great Room, Main Floor Laundry, Custom Cabinetry
Exterior & parking
- Construction
- Brick, Wood Siding
- Roof
- Asphalt
- Foundation
- Poured Concrete
- Garage spaces
- 2
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 624 sq ft
- Parking
- Concrete
- Private pool
- No
- Fencing
- Full, Metal
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Body of water
- St. Joe River Upper
- Water access
- Riverfront
- Water frontage
- 180 ft
- Sea wall
- Steel
- Water feature
- River
Lot
- Lot features
- Level, Part Wooded, Waterfront, Water View
- Lot size (acres)
- 1.6 ac
- Lot dimensions
- Irregular
- County
- Elkhart County
- Township
- Washington
- Platted
- Yes
- Planned unit development
- No
- Directions
- East on 120 towards Bristol, cross County Road 17 to Brook Lane, turn left (north) onto Brook and follow right to Riverbrook Lane.
Schools
- Elementary school
- Bristol
- Middle school
- Pierre Moran
- High school
- Elkhart
- School district
- Elkhart Community Schools
Taxes & terms
- Annual taxes
- $3,318
- Tax year
- 2025
- Listing terms
- Cash, Conventional
- Possession
- Negotiable
- Parcel number
- 20-03-31-230-002.000-030
Included in the sale
- Included in sale
- Dishwasher,Refrigerator,Window Treatments,Cooktop-Gas,Dryer-Gas,Oven-Gas,Radon System,Water Heater Gas,Water Softener-Owned
Utilities
- Water
- Well
- Well
- Private
- Sewer
- Septic Tank
- Electric provider
- NIPSCO
- Gas provider
- NIPSCO
Income & commercial
- Gas meters
- 12
Location
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