Listing courtesy of Snyder Strategy Realty Inc. · Listing agent: Amy Troyer · Cell: 574-354-1841

Virtual tour
ActiveSite-Built Home

20957 Riverbrook Lane

$583,000

$281.23 / sq ft

Est. $3,638/mo

Bristol, IN 46507

Original price $615,000 · Price reduced on September 3, 2026

  • On St. Joe River Upper
  • 1.6 acres
  • 2-car garage
  • Fireplace
  • Basement
Bedrooms
4
Bathrooms
2.5
Living area
3,048 sq ft
Lot
1.6 ac
Year built
1985
Type
Site-Built Home
Listed
August 2, 2026
MLS #
202631311

About this home

Renovated Mid-Century Beauty on the Upper St. Joe. Riverfront Living at its Best! Enjoy 180' of River frontage on 1.6 Pristine Wooded Acres. Privately nestled on a Quiet Dead-End Street in a Peaceful, Park-Like Setting. Over 100 feet of steel seawall provides the perfect setup for your boat lift and boat, while you can Kayak to your own Private River Shoreline right from the Floating Pier and Kayak Launch. This Impressive 4-Bedroom, 2.5-Bath Home offers over 3,000 Finished Sq. Ft. and an Exceptional Blend of Comfort, Style, and Outdoor Living. Renovations and Updates completed in 2024-2026 include new Engineered Hardwood Floors throughout the main floor, Custom Built-in Bookshelves in the Library/Bedroom with French Doors, Quartz Countertops in the Kitchen, Master Bath and Half Bath; new Bath Fixtures, new Kitchen Sink, Fixtures and Garbage Disposal, Gourmet Gas Cooktop & Hood, Carpet in the lower level, Shower/Tub in lower-level Bath, Washer and Dryer, Aluminum Fence fully-enclosed Backyard, fresh Landscaping, Kayak Pier, and fresh Paint and Stain on the main and lower levels. Experience amazing River Views from the main level Living Room and Library, spacious Dining Area with Pass-Through Counter to Kitchen, and relax next to the Gas Fireplaces on both the main and lower levels. Enjoy the Living Room with Vaulted Wood Ceiling, a large Primary En-Suite offering gorgeous Nature Views, and convenient Main Floor Laundry. Abundant Storage throughout the home. Step outside the main level and enjoy the Large Deck with Expansive Views of the River and Private Woods. The Finished Walk-Out Lower Level includes 2 additional Bedrooms, Office, and Full Bath. Enjoy the lower-level access to the Back Patio with Private Landscape Walk and Wood Hammock (included), perfect for entertaining, relaxing, kayaking alongside Swans and Sand Hill Cranes! The Kayak Pier is Included and can be kept in the water Year-Round. Fully Irrigated front and back yards. Additional Updates Include new Roof in 2020 and new Windows in 2023. Welcome Home to the Upper St. Joe - Where the River meets Nature, Privacy meets Comfort, and Everyday Living feels like a Resort Getaway!

Monthly payment estimate

$3,638/mo

Principal & interest
$3,191
Property taxes
$277
Homeowners insurance
$170
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details

Interior

Levels
One
Total rooms
10
Total area
3,498 sq ft
Finished area above grade
2,073 sq ft
Finished area below grade
975 sq ft
Unfinished area below grade
450 sq ft
Below grade total
1,425 sq ft
Bedrooms above grade
2
Bedrooms below grade
2
Full baths, main level
1
Full baths, below grade
1
Half baths, main level
1
Basement
Sump Pump, Walk-Out Basement, Partially Finished
Flooring
Hardwood, Carpet, Tile
Heating
Natural Gas, Forced Air
Cooling
Central Air
Fireplaces
2
Fireplace features
Family Room, Living/Great Rm
Laundry
Gas Dryer Hookup, Main Level
Interior features
Built-in Features, Vaulted Ceiling(s), Countertops-Stone, Deck on Waterfront, Entrance Foyer, Irrigation System, Open Floorplan, Double Vanity, Main Level Bedroom Suite, Great Room, Main Floor Laundry, Custom Cabinetry

Exterior & parking

Construction
Brick, Wood Siding
Roof
Asphalt
Foundation
Poured Concrete
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
624 sq ft
Parking
Concrete
Private pool
No
Fencing
Full, Metal
New construction
No

Waterfront & lake

Waterfront
Yes
Body of water
St. Joe River Upper
Water access
Riverfront
Water frontage
180 ft
Sea wall
Steel
Water feature
River

Lot

Lot features
Level, Part Wooded, Waterfront, Water View
Lot size (acres)
1.6 ac
Lot dimensions
Irregular
County
Elkhart County
Township
Washington
Platted
Yes
Planned unit development
No
Directions
East on 120 towards Bristol, cross County Road 17 to Brook Lane, turn left (north) onto Brook and follow right to Riverbrook Lane.

Schools

Elementary school
Bristol
Middle school
Pierre Moran
High school
Elkhart
School district
Elkhart Community Schools

Taxes & terms

Annual taxes
$3,318
Tax year
2025
Listing terms
Cash, Conventional
Possession
Negotiable
Parcel number
20-03-31-230-002.000-030

Included in the sale

Included in sale
Dishwasher,Refrigerator,Window Treatments,Cooktop-Gas,Dryer-Gas,Oven-Gas,Radon System,Water Heater Gas,Water Softener-Owned

Utilities

Water
Well
Well
Private
Sewer
Septic Tank
Electric provider
NIPSCO
Gas provider
NIPSCO

Income & commercial

Gas meters
12

Location

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