Listing courtesy of @properties | Christie's International Real Estate · Listing agent: John Reagan · Cell: 219-808-5161

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ActiveSite-Built Home

20880 Wyngate Court

$550,000

$234.64 / sq ft

Est. $3,929/mo

South Bend, IN 46614Whispering Hills

  • 2-car garage
  • Fireplace
  • Basement
Bedrooms
4
Bathrooms
3.5
Living area
3,461 sq ft
Lot
0.51 ac
Year built
2002
Type
Site-Built Home
Listed
October 1, 2026
MLS #
202640641

About this home

Welcome to 20880 Wyngate Court—an exceptional 4-bedroom brick ranch offering 4,688 sq. ft. of beautifully maintained and extensively updated living space in the highly sought-after Whispering Hills neighborhood of St. Joseph County! Perfectly positioned on a beautifully landscaped ½-acre cul-de-sac lot just outside the South Bend city limits, this move-in-ready home delivers impressive space, thoughtful updates and an incredible daylight lower level. Step inside to an inviting open-concept floor plan filled with natural light, beautiful hardwood floors and crown molding. The spacious living room is anchored by a striking stacked-stone gas fireplace, creating a warm focal point for everyday living and entertaining. The kitchen features 42" cherry cabinetry, quartz countertops, stainless steel appliances and generous workspace and storage. Retreat to the spacious primary suite featuring a private bath with soaking tub, huge walk-in shower and large walk-in closet with an organizational system. One of this home's standout features is the extraordinary daylight lower level. Full-size south-facing windows flood the finished space with natural light, making it feel like a true extension of the main level. Enjoy expansive living and recreation areas, a 4th bedroom, additional bath and flexible space for entertaining, guests, hobbies or a home office. A dedicated workshop and abundant storage add even more functionality. Outdoor living gets an impressive upgrade with the NEW 2026 low-maintenance composite deck and motorized retractable awning—an ideal setting for outdoor dining, entertaining or simply relaxing while overlooking the landscaped backyard. Major improvements are already complete, including a NEW ROOF (2026), composite deck and motorized retractable awning (2026), bedroom carpeting (2026), ceiling fans (2026), UniFi security camera system (2026), high-efficiency Furnace (2025), hardwood staircase (2024), interior and garage paint (2022), blinds (2022) and stainless steel stove, refrigerator and microwave (2022). Additional features include 2 full baths, 1 three-quarter bath, 1 half bath, a heated and insulated attached garage, sprinkler system, owned water softener, built-in safe, second garage refrigerator and exceptional storage. Searching for a spacious ranch home near South Bend or Notre Dame with a finished daylight lower level, ½-acre lot and extensive updates? This Whispering Hills home checks the boxes!

Monthly payment estimate

$3,929/mo

Principal & interest
$3,011
Property taxes
$749
Homeowners insurance
$160
HOA dues
$9
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One
Total rooms
12
Total area
4,688 sq ft
Finished area above grade
2,344 sq ft
Finished area below grade
1,117 sq ft
Unfinished area below grade
1,227 sq ft
Main level
2,344 sq ft
Below grade total
2,344 sq ft
Bedrooms above grade
3
Bedrooms below grade
1
Full baths, main level
2
Full baths, below grade
1
Half baths, main level
1
Basement
Sump Pump, Daylight, Full, Partially Finished
Flooring
Hardwood, Carpet, Ceramic Tile
Heating
Natural Gas, Conventional, Forced Air
Cooling
Central Air
Fireplaces
1
Fireplace features
Living/Great Rm, Gas Log
Appliances
Disposal
Laundry
Gas Dryer Hookup, Main Level
Interior features
Ceiling Fan(s), Countertops-Stone, Detector-Carbon Monoxide, Detector-Smoke, Eat-in Kitchen, Jet Tub, Irrigation System, Kitchen Island, Natural Woodwork, Pantry, Utility Sink, Main Level Bedroom Suite, Formal Dining Room, Garage-Heated, Great Room, Main Floor Laundry, Washer Hook-Up

Exterior & parking

Style
Ranch
Construction
Brick
Roof
Asphalt
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
600 sq ft
Parking
Garage Door Opener, Concrete
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Subdivision
Whispering Hills
Lot features
Landscaped, Cul-De-Sac, Level
Lot size (acres)
0.51 ac
Lot dimensions
115 x188
Location type
City/Town/Suburb
County
St. Joseph County
Township
Centre
Lots
2
Platted
Yes
Planned unit development
No
Directions
Kern west of 31 South to Whispering Hills

Schools

Elementary school
Madison
Middle school
Jefferson
High school
Riley
School district
South Bend Community School Corp.

HOA & community

HOA fee
$110
HOA fee frequency
Annually
Association restrictions
Yes

Taxes & terms

Annual taxes
$8,986
Tax year
2026
Tax exemptions
No Exemptions
Listing terms
Cash, Conventional, FHA, VA
Possession
Closing
Parcel number
71-08-35-353-005.000-001

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Window Treatments,Range-Gas,Sump Pump,Water Softener-Owned,Window Treatment-Blinds

Utilities

Water
Well
Well
Private
Sewer
Private Sewer
Utilities
Cable Available

Income & commercial

Gas meters
12

Location

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$550,000

4 beds · 3.5 baths