Listing courtesy of Continental Real Estate Group · Listing agent: Derek Eisenberg

Virtual tour
ActiveSite-Built Home

20787 Windrush Court

$469,900

$267.60 / sq ft

Est. $3,001/mo

South Bend, IN 46614-5166Whispering Hills

Original price $479,900 · Price reduced on September 24, 2026

  • 2.5-car garage
  • Pool
  • Basement
Bedrooms
4
Bathrooms
3.5
Living area
3,292 sq ft
Lot
0.39 ac
Year built
1988
Type
Site-Built Home
Listed
September 18, 2026
MLS #
202638805

About this home

Space, privacy, flexibility and a backyard built for entertaining come together in this 4 bedroom, 3.5 bath brick ranch in Whispering Hills. Offering approximately 3,292 finished square feet across two fully finished levels, this home has far more living space than you might expect from the street. The main level features three bedrooms, 2.5 baths, beautiful hardwood floors, real wood finishes and multiple living areas. The remodeled kitchen is a centerpiece of the home, with extensive cabinetry, stainless appliances, a gas range, wall oven, and an oversized quartz island offering exceptional prep, storage and gathering space. Large windows bring in abundant natural light and overlook the backyard and pool. Two main-level bathrooms have also been recently renovated with high-end finishes. The fully finished lower level provides remarkable flexibility and functions almost as a second living space. It includes an additional bedroom, an office/study with exterior access window, a second full kitchen with refrigerator, range, dishwasher and built-in microwave, multiple living/recreation areas and a large full bath featuring two vanities, a spacious tiled shower, separate whirlpool tub and generous storage. Ideal for extended-stay guests, multigenerational living, entertaining, hobbies or simply spreading out. Outside, enjoy a gas-heated in-ground pool with a liner approximately two years old, fenced pool area, patio and pergola and a spacious yard surrounded by mature trees. The wooded surroundings provide an unusual level of privacy, while the lot directly across the street is currently undeveloped, adding to the open feel of the setting. Additional features include an attached 2.5 car garage, approximately .4 acre lot, abundant storage and two complete kitchens. A distinctive home with room to gather, entertain and live comfortably on both levels.

Monthly payment estimate

$3,001/mo

Principal & interest
$2,572
Property taxes
$283
Homeowners insurance
$137
HOA dues
$9
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details

Interior

Levels
One
Total rooms
14
Total area
3,471 sq ft
Finished area above grade
1,756 sq ft
Finished area below grade
1,536 sq ft
Unfinished area below grade
179 sq ft
Below grade total
1,715 sq ft
Bedrooms above grade
3
Bedrooms below grade
1
Full baths, main level
2
Full baths, below grade
1
Half baths, main level
1
Basement
Full
Flooring
Hardwood
Heating
Natural Gas, Hot Water
Cooling
Central Air
Laundry
In Basement
Interior features
Breakfast Bar, Kitchen Island

Exterior & parking

Style
Ranch
Construction
Brick, Vinyl Siding
Roof
Shingle
Garage spaces
2.5
Attached garage
Yes
Garage type
Attached
Garage sq ft
506 sq ft
Parking
Garage Door Opener
Private pool
Yes
Pool
Below Ground
New construction
No

Waterfront & lake

Waterfront
No

Lot

Subdivision
Whispering Hills
Lot features
Level
Lot size (acres)
0.39 ac
Lot dimensions
85X200
County
St. Joseph County
Township
Centre
Lots
27
Platted
Yes
Planned unit development
No
Directions
Take Kern Rd, turn right onto Whispering Hills Dr, turn right onto Windrush Ct.

Schools

Elementary school
Monroe
Middle school
Jackson
High school
Riley
School district
South Bend Community School Corp.

HOA & community

HOA fee
$110
HOA fee frequency
Annually

Taxes & terms

Annual taxes
$3,390
Tax year
2026
Assessed value
$322,400
Listing terms
Cash, Conventional, FHA, VA
Possession
Negotiable
Parcel number
71-08-35-326-029.000-001

Utilities

Water
Well
Well
Private
Sewer
Septic Tank

Income & commercial

Gas meters
13

Location

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$469,900

4 beds · 3.5 baths