Listing courtesy of VOGEL REAL ESTATE · Listing agent: Gregory Vogel II, Gri · gvogeljr@vogel-real-estate.com
1828 N Royal Oaks Drive
Monticello, IN 47960Royal Oak(s)
Original price $475,000 · Price reduced on October 2, 2026
- On Lake Freeman
- 1.3 acres
- 2-car garage
- Fireplace
- Basement
- Energy efficient
- Bedrooms
- 4
- Bathrooms
- 3
- Living area
- 2,082 sq ft
- Lot
- 1.32 ac
- Year built
- 1977
- Type
- Site-Built Home
- Listed
- May 4, 2026
- MLS #
- 202616437
About this home
PRICE REDUCED !!!! Lake Freeman Brick ranch on Double lot with 200+ ft. of Frontage. Partial finished basement with full bath and living area. Quality build and finish with full brick exterior. Main bedroom suite has a cedar walk-in closet, dual sinks. Living Room has a nice gas fireplace with brick hearth, sliding patio doors to back deck, wet bar for evening night cap. Exterior has; back deck and lakeside deck, stairs to water, a nice courtyard with paved walkways, fenced yard, irrigation system for lawn. 12x20 matching exterior shed with concrete floors/electric and shelving. Attached garage is heated with a garden sink. Whole House Generator Stays with purchase. Updates include; replacement windows, high eff. gas furnace/central a/c, updated water heater, Kinetico Water Softener. Unique View of Upper Lake Freeman , Eagles are active on this portion of Lake. Desirable Royal Oaks Subdivision.
Monthly payment estimate
$2,591/mo
- Principal & interest
- $2,189
- Property taxes
- $243
- Homeowners insurance
- $117
- HOA dues
- $42
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 8
- Total area
- 2,378 sq ft
- Finished area above grade
- 1,802 sq ft
- Finished area below grade
- 280 sq ft
- Unfinished area below grade
- 296 sq ft
- Below grade total
- 576 sq ft
- Bedrooms above grade
- 3
- Bedrooms below grade
- 1
- Full baths, main level
- 2
- Full baths, below grade
- 1
- Basement
- Crawl Space, Partial, Partially Finished
- Heating
- Natural Gas, Conventional, Forced Air
- Cooling
- Central Air
- Fireplaces
- 1
- Fireplace features
- Living/Great Rm, Gas Log
- Laundry
- Electric Dryer Hookup, Main Level
- Interior features
- Antenna, Bar, Ceiling Fan(s), Closet(s) Cedar, Walk-In Closet(s), Countertops-Solid Surf, Deck on Waterfront, Generator Built-In, Range/Oven Hook Up Elec, Main Level Bedroom Suite, Garage Utilities
Exterior & parking
- Style
- Ranch
- Construction
- Brick, Wood Siding
- Foundation
- Block
- Garage spaces
- 2
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 672 sq ft
- Private pool
- No
- Other structures
- Shed(s)
- New construction
- No
- Energy-efficient features
- HVAC
Waterfront & lake
- Waterfront
- Yes
- Body of water
- Lake Freeman
- Water access
- Lakefront
- Lake type
- Ski Lake
- Water frontage
- 200 ft
- Channel / canal frontage
- 200 ft
- Water feature
- Lake
Lot
- Subdivision
- Royal Oak(s)
- Lot features
- Part Wooded, Waterfront, 0-2.9999, Lake on Lot, Water View, Waterfront-High Bank
- Lot size (acres)
- 1.32 ac
- Lot dimensions
- 1.3 acre
- County
- White County
- Township
- Union
- Platted
- Yes
- Planned unit development
- No
- Directions
- IND 39 just north of Monticello, turn West onto CR 175 N., follow west to Royal Oaks, turn south to house on Right side (Lakeside)
Schools
- Elementary school
- Twin Lakes
- Middle school
- Twin Lakes
- High school
- Twin Lakes
- School district
- Twin Lakes School Corp.
HOA & community
- HOA fee
- $500
- HOA fee frequency
- Annually
Taxes & terms
- Annual taxes
- $2,919
- Tax year
- 2026
- Tax exemptions
- Homestead, Over 65
- Possession
- day of close
- Parcel number
- 91-73-21-000-015.400-020
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Washer,Window Treatments,Cooktop-Electric,Dryer-Electric,Freezer,Oven-Electric,Range-Electric,Sump Pump,Water Softener-Owned,Window Treatment-Blinds
Utilities
- Water
- Well
- Well
- Community
- Sewer
- Regional
Income & commercial
- Gas meters
- 12
Location
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