Listing courtesy of eXp Realty, LLC · Listing agent: Angela Arnold · Cell: 317-983-4663
174 W 7Th Street
Peru, IN 46970-2040Shirks
Original price $259,900 · Price reduced on September 7, 2026
- 2.5-car garage
- Fireplace
- Basement
- Energy efficient
- Bedrooms
- 3
- Bathrooms
- 1.5
- Living area
- 1,679 sq ft
- Lot
- 0.1 ac
- Year built
- 1870
- Type
- Site-Built Home
- Listed
- May 7, 2026
- MLS #
- 202617000
About this home
Seller offering up to $5,000 toward allowable buyer closing costs and/or an interest-rate buydown, subject to lender approval and the terms of an accepted purchase agreement. Extensively renovated and move-in ready, this character-filled home offers 1,679 SF plus a 138-SF three-season room not included in the reported living area. The remodel was completed from top to bottom with new drywall, updated electrical and plumbing, a renovated kitchen and baths, updated flooring, and refinished hardwood floors in the main living areas. A new metal roof, gutters, soffits, and real stone porch detailing add lasting value and curb appeal. Inside, the flexible floor plan includes a formal living room, dining room, den with fireplace, additional flex space, main-level bedroom, and main-level laundry. The light-filled three-season room provides even more space to relax or entertain, with warm wood detailing and tile flooring. The renovated kitchen features upgraded cabinetry, fixtures, and appliances, while both bathrooms offer coordinating maple vanities and updated finishes. Upstairs are two additional bedrooms with individual split-unit systems for personalized comfort. Outside, enjoy a fenced backyard and oversized 2.5-car garage with a dedicated electrical panel and room for vehicles, storage, hobbies, or a workshop. Conveniently located near downtown Peru with easy access to Kokomo, Wabash, and surrounding communities.
Monthly payment estimate
$1,526/mo
- Principal & interest
- $1,313
- Property taxes
- $143
- Homeowners insurance
- $70
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One and One Half
- Total rooms
- 8
- Total area
- 2,087 sq ft
- Finished area above grade
- 1,679 sq ft
- Unfinished area below grade
- 408 sq ft
- Main level
- 1,271 sq ft
- Upper level
- 408 sq ft
- Below grade total
- 408 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 1
- Half baths, main level
- 1
- Basement
- Crawl Space, Partial
- Flooring
- Hardwood
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- Fireplaces
- 1
- Fireplace features
- Fireplace Screen/Door, Wood Burning
- Laundry
- Electric Dryer Hookup, Main Level
- Interior features
- Ceiling Fan(s), Closet(s) Cedar, Detector-Smoke, Main Level Bedroom Suite, Formal Dining Room, Main Floor Laundry, Washer Hook-Up
- Doors
- ENERGY STAR Qualified Doors
Exterior & parking
- Style
- Traditional
- Construction
- Stone, Vinyl Siding, Wood Siding
- Roof
- Metal
- Foundation
- Block, Stone
- Garage spaces
- 2.5
- Attached garage
- No
- Garage type
- Detached
- Garage sq ft
- 660 sq ft
- Private pool
- No
- Fencing
- Chain Link
- New construction
- No
- Energy-efficient features
- Appliances, Doors
Waterfront & lake
- Waterfront
- No
Lot
- Subdivision
- Shirks
- Lot features
- Level
- Lot size (acres)
- 0.1 ac
- Lot dimensions
- 34X132
- Location type
- City/Town/Suburb
- County
- Miami County
- Township
- Peru
- Lots
- 4
- Platted
- Yes
- Planned unit development
- No
- Directions
- GPS Friendly
Schools
- Elementary school
- Elmwood/Blair Pointe
- Middle school
- Peru
- High school
- Peru
- School district
- Peru Community Schools
HOA & community
- Community amenities
- Sidewalks
Taxes & terms
- Annual taxes
- $1,710
- Tax year
- 2026
- Tax exemptions
- No Exemptions
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA
- Possession
- At closing
- Parcel number
- 52-08-28-418-011.000-016
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Range-Gas,Water Heater Electric
Utilities
- Water
- City
- Sewer
- Public Sewer
- Electric provider
- Peru Utilities
- Gas provider
- NIPSCO
- Water provider
- Peru Utilities
Location
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