Listing courtesy of eXp Realty, LLC · Listing agent: Angela Arnold · Cell: 317-983-4663

Virtual tour
ActiveSite-Built Home

174 W 7Th Street

$239,900

$142.88 / sq ft

Est. $1,526/mo

Peru, IN 46970-2040Shirks

Original price $259,900 · Price reduced on September 7, 2026

  • 2.5-car garage
  • Fireplace
  • Basement
  • Energy efficient
Bedrooms
3
Bathrooms
1.5
Living area
1,679 sq ft
Lot
0.1 ac
Year built
1870
Type
Site-Built Home
Listed
May 7, 2026
MLS #
202617000

About this home

Seller offering up to $5,000 toward allowable buyer closing costs and/or an interest-rate buydown, subject to lender approval and the terms of an accepted purchase agreement. Extensively renovated and move-in ready, this character-filled home offers 1,679 SF plus a 138-SF three-season room not included in the reported living area. The remodel was completed from top to bottom with new drywall, updated electrical and plumbing, a renovated kitchen and baths, updated flooring, and refinished hardwood floors in the main living areas. A new metal roof, gutters, soffits, and real stone porch detailing add lasting value and curb appeal. Inside, the flexible floor plan includes a formal living room, dining room, den with fireplace, additional flex space, main-level bedroom, and main-level laundry. The light-filled three-season room provides even more space to relax or entertain, with warm wood detailing and tile flooring. The renovated kitchen features upgraded cabinetry, fixtures, and appliances, while both bathrooms offer coordinating maple vanities and updated finishes. Upstairs are two additional bedrooms with individual split-unit systems for personalized comfort. Outside, enjoy a fenced backyard and oversized 2.5-car garage with a dedicated electrical panel and room for vehicles, storage, hobbies, or a workshop. Conveniently located near downtown Peru with easy access to Kokomo, Wabash, and surrounding communities.

Monthly payment estimate

$1,526/mo

Principal & interest
$1,313
Property taxes
$143
Homeowners insurance
$70
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One and One Half
Total rooms
8
Total area
2,087 sq ft
Finished area above grade
1,679 sq ft
Unfinished area below grade
408 sq ft
Main level
1,271 sq ft
Upper level
408 sq ft
Below grade total
408 sq ft
Bedrooms above grade
3
Full baths, main level
1
Half baths, main level
1
Basement
Crawl Space, Partial
Flooring
Hardwood
Heating
Natural Gas, Forced Air
Cooling
Central Air
Fireplaces
1
Fireplace features
Fireplace Screen/Door, Wood Burning
Laundry
Electric Dryer Hookup, Main Level
Interior features
Ceiling Fan(s), Closet(s) Cedar, Detector-Smoke, Main Level Bedroom Suite, Formal Dining Room, Main Floor Laundry, Washer Hook-Up
Doors
ENERGY STAR Qualified Doors

Exterior & parking

Style
Traditional
Construction
Stone, Vinyl Siding, Wood Siding
Roof
Metal
Foundation
Block, Stone
Garage spaces
2.5
Attached garage
No
Garage type
Detached
Garage sq ft
660 sq ft
Private pool
No
Fencing
Chain Link
New construction
No
Energy-efficient features
Appliances, Doors

Waterfront & lake

Waterfront
No

Lot

Subdivision
Shirks
Lot features
Level
Lot size (acres)
0.1 ac
Lot dimensions
34X132
Location type
City/Town/Suburb
County
Miami County
Township
Peru
Lots
4
Platted
Yes
Planned unit development
No
Directions
GPS Friendly

Schools

Elementary school
Elmwood/Blair Pointe
Middle school
Peru
High school
Peru
School district
Peru Community Schools

HOA & community

Community amenities
Sidewalks

Taxes & terms

Annual taxes
$1,710
Tax year
2026
Tax exemptions
No Exemptions
Listing terms
Cash, Conventional, FHA, USDA Loan, VA
Possession
At closing
Parcel number
52-08-28-418-011.000-016

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Range-Gas,Water Heater Electric

Utilities

Water
City
Sewer
Public Sewer
Electric provider
Peru Utilities
Gas provider
NIPSCO
Water provider
Peru Utilities

Location

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$239,900

3 beds · 1.5 baths