Listing courtesy of eXp, LLC · Listing agent: Dawn Dilley

Virtual tour
ActiveSite-Built Home

1721 N Francis Street

$275,000

$194.62 / sq ft

Est. $2,002/mo

Monticello, IN 47960-1335

Original price $299,000 · Price reduced on October 1, 2026

  • On Lake Freeman
  • 2-car garage
  • Fireplace
Bedrooms
3
Bathrooms
1.5
Living area
1,413 sq ft
Lot
0.15 ac
Year built
1958
Type
Site-Built Home
Listed
August 28, 2026
MLS #
202635550

About this home

Waterfront home with easy access to Lake Freeman! Don't miss the lovely views of nature and multi level decks with 2 boat lifts perfect for boat storage or easy access for kayaking! Just a short boat ride to the popular Sandbar located on Lake Freeman! The home offers 3 bedrooms, 1.5 bath and a new roof was just installed in the spring with new decking and new soffitt. A wall of windows from each room provides views of the water from every room. Plenty of parking with a 2 car carport for additional storage.

Monthly payment estimate

$2,002/mo

Principal & interest
$1,505
Property taxes
$417
Homeowners insurance
$80
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One
Total rooms
7
Total area
1,413 sq ft
Finished area above grade
1,413 sq ft
Bedrooms above grade
3
Full baths, main level
1
Half baths, main level
1
Basement
Crawl Space, Slab
Flooring
Laminate, Tile
Heating
Natural Gas, Forced Air
Cooling
Central Air
Fireplaces
1
Laundry
Main Level
Interior features
Countertops-Laminate, Deck on Waterfront, Eat-in Kitchen, Entrance Foyer, Split Br Floor Plan

Exterior & parking

Style
Ranch
Construction
Wood Siding
Roof
Dimensional Shingles
Foundation
Block
Garage spaces
2
Garage type
Carport
Garage sq ft
432 sq ft
Parking
Concrete
Private pool
No
Fencing
Picket
Other structures
Shed(s)
New construction
No

Waterfront & lake

Waterfront
Yes
Body of water
Lake Freeman
Waterfront features
Pier/Dock
Water access
Frontage Lot
Lake type
Ski Lake
Water frontage
130 ft
Sea wall
Concrete
Water feature
Lake

Lot

Lot features
Waterfront, Flood Plain, Water View, Waterfront-Medium Bank
Lot size (acres)
0.15 ac
Lot dimensions
75 X 130
Location type
Lake,Rural
County
White County
Township
Union
Platted
Yes
Planned unit development
No
Directions
GIS friendly

Schools

Elementary school
Twin Lakes
Middle school
Twin Lakes
High school
Twin Lakes
School district
Twin Lakes School Corp.

Taxes & terms

Annual taxes
$5,005
Tax year
2026
Assessed value
$249,700
Tax exemptions
No Exemptions
Listing terms
Cash, Conventional, FHA
Possession
doc
Parcel number
91-73-21-000-003.500-021

Included in the sale

Included in sale
Microwave,Refrigerator,Washer,Window Treatments,Boat Lift-Covered,Dryer-Electric,Oven-Gas,Range-Gas,Water Heater Gas,Water Softener-Owned

Utilities

Water
City
Sewer
Regional

Location

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