Listing courtesy of Lewis & Lambright Inc · Listing agent: John Wainwright

Virtual tour
ActiveSite-Built Home

1480 W 635 N

$430,000

$187.94 / sq ft

Est. $2,733/mo

Howe, IN 46746

  • On North Twin Lake
  • 2-car garage
  • Fireplace
  • Basement
Bedrooms
2
Bathrooms
2
Living area
2,288 sq ft
Lot
0.68 ac
Year built
1947
Type
Site-Built Home
Listed
August 23, 2026
MLS #
202634507

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About this home

Perched at the end of a quiet street on the desirable north side of North Twin Lake, this exceptional year round home offers a rare combination of 150 feet of lakefront and a back lot, totaling over 2/3 of an acre. Completely remodeled down to a single wall in the early 2000s, this home masterfully blends modern amenities with an expansive layout designed to maximize its incredible setting. The entry leads to a massive, open-concept great room seamlessly integrating the kitchen and dining area. A dramatic, lakeside wall of windows floods the entire space with natural light, framing breathtaking, southern-facing sunsets across the water. Accentuated by sleek recessed lighting and an antique Victorian hanging lamp, this central gathering space is perfect for daily living and entertaining. The expansive primary bedroom serves as a private retreat, complete with dual closets and elegant raised windows positioned perfectly above the bed and an en suite bathroom. Office space offers the ideal footprint for working from home, or it can easily convert into a third bedroom with minor updates. A concrete driveway leads to an attached, finished two-car garage featuring a practical hot and cold utility sink, with dedicated concrete stairs providing clean access to the partial basement and crawlspace storage. Mechanical updates include a newer high-efficiency furnace and central A/C unit, complete with a transferable warranty through Gibsons heating and cooling. Modern connectivity is fully covered with high-speed REMC internet, while a whole-house natural gas Generac generator ensures uninterrupted power regardless of the season. The outdoor living spaces are designed to celebrate the lake lifestyle. Enjoy quiet mornings or bug-free evenings on the screened lakeside porch, featuring a cooling ceiling fan. Step directly from the porch onto the lakeside deck built with premium, low-maintenance composite decking and crisp vinyl railings. From the deck, cement stairs lead smoothly down to the water's edge. At the shoreline, an included composite dock and a firm, sandy-bottom beach offer a perfect entry point for swimming. North Twin Lake is celebrated as one of the region's cleanest, spring-fed bodies of water. A peaceful 10 mph speed limit provides a quiet, low-wake environment that is highly regarded as a phenomenal fishing lake. Whether you are looking for a quiet year-round residence or a premier weekend retreat, this incredible North Twin Lake property delivers.

Monthly payment estimate

$2,733/mo

Principal & interest
$2,354
Property taxes
$254
Homeowners insurance
$125
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details

Interior

Levels
One
Total rooms
6
Total area
2,668 sq ft
Finished area above grade
2,288 sq ft
Unfinished area below grade
380 sq ft
Main level
2,288 sq ft
Below grade total
380 sq ft
Bedrooms above grade
2
Full baths, main level
2
Basement
Partial
Heating
Natural Gas, Forced Air
Cooling
Central Air
HVAC
Ceiling Fan
Fireplaces
1
Fireplace features
Extra Rm, Gas Log
Laundry
Main Level

Exterior & parking

Style
Ranch
Construction
Vinyl Siding
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
572 sq ft
Private pool
No
New construction
No

Waterfront & lake

Waterfront
Yes
Body of water
North Twin Lake
Waterfront features
Pier/Dock
Water access
Lakefront
Lake type
Non Ski Lake
Water frontage
150 ft
Water feature
Lake

Lot

Lot features
Sloped, Waterfront, Waterfront-High Bank
Lot size (acres)
0.68 ac
Lot dimensions
150x120
Location type
Lake
County
LaGrange County
Township
Lima
Platted
Yes
Planned unit development
No
Directions
650 N to South on 175 W to east on 635 N to end of road

Schools

Elementary school
Lakeland Primary
Middle school
Lakeland Intermediate
High school
Lakeland Jr/Sr
School district
Lakeland School Corp

Taxes & terms

Annual taxes
$3,049
Tax year
25
Possession
Day of closing
Parcel number
44-03-23-400-000.026-012

Included in the sale

Included in sale
Dishwasher,Refrigerator,Washer,Dryer-Electric,Oven-Gas

Utilities

Water
Private
Sewer
Septic Tank
Electric provider
NIPSCO
Gas provider
NIPSCO

Location

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