Listing courtesy of Brian Peterson Real Estate
1322 Country Club Terrace
Warsaw, IN 46580Yarnelle Point
Original price $1,799,000 · Price reduced on September 2, 2026
- On Winona Lake
- 3-car garage
- Fireplace
- Basement
- Bedrooms
- 5
- Bathrooms
- 3.5
- Living area
- 3,500 sq ft
- Lot
- 0.36 ac
- Year built
- 1930
- Type
- Site-Built Home
- Listed
- July 31, 2026
- MLS #
- 202631132
About this home
Completely reimagined from top to bottom, this exceptional Winona Lakefront residence blends timeless architecture with modern luxury in one of the area's most desirable locations. Offering nearly 90 ft of frontage on beautiful all-sports Winona Lake, this remarkable property captures panoramic water views from nearly every main living space. Following an extensive whole-home renovation, every detail was thoughtfully updated. Wide-plank luxury vinyl flooring, new carpeting, beautifully remodeled baths, and an updated kitchen create a cohesive, move-in-ready home. The kitchen, a true centerpiece: new cabinetry, leathered granite countertops, premium appliances, an induction range, generous workspace, and an open layout designed for gathering with family and friends. The dramatic great room is filled with natural light beneath a soaring coffered ceiling and anchored by a beautiful stone fireplace, creating an inviting atmosphere that feels both elegant and comfortable. Multiple living and entertaining spaces flow effortlessly toward the lake, where expansive windows frame breathtaking views throughout the day. One of the property's most valuable additions is the newly constructed 800-square-foot private apartment above the oversized three-car garage. Complete with its own kitchen, living area, bedroom, and bath, it offers exceptional flexibility for overnight guests, multigenerational living, a private home office, or an ideal retreat for extended family. Outdoor living is equally impressive. Newly constructed gabled covered decks extend your living space outdoors, creating the perfect setting for lakeside dining, morning coffee, or relaxing while overlooking the water. The spacious open decks, lakeside lawn, and private pier make it easy to enjoy everything Winona Lake has to offer, from boating and paddleboarding to sunset cruises and weekend gatherings. Below, the unfinished basement provides practical storage, offering the ideal space for lake toys, paddleboards, fishing gear, seasonal décor, and all the extras that come with waterfront living. With approximately 3,500 sf, five bedrooms, three full baths, one half bath, an attached three-car garage, and an unbeatable location just minutes from the Village at Winona, parks, trails, shopping, and dining, this is a rare opportunity to own a beautifully renovated waterfront home where every improvement has already been completed. Simply arrive, enjoy the view, and begin making memories at Winona Lake!
Monthly payment estimate
$10,660/mo
- Principal & interest
- $9,300
- Property taxes
- $864
- Homeowners insurance
- $496
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- Three
- Total rooms
- 12
- Total area
- 4,638 sq ft
- Finished area above grade
- 3,500 sq ft
- Unfinished area below grade
- 1,138 sq ft
- Below grade total
- 1,138 sq ft
- Bedrooms above grade
- 5
- Full baths, main level
- 1
- Full baths, upper level
- 2
- Half baths, main level
- 1
- Basement
- Partial, Unfinished
- Flooring
- Carpet, Laminate
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- Fireplaces
- 1
- Fireplace features
- Living/Great Rm, One
- Appliances
- Disposal
- Laundry
- Main Level
- Interior features
- 1st Bdrm En Suite, Breakfast Bar, Built-in Features, High Ceilings, Ceiling Fan(s), Walk-In Closet(s), Countertops-Stone, Deck on Waterfront, Irrigation System, Kitchen Island, Open Floorplan, Pantry, Range/Oven Hook Up Elec, Split Br Floor Plan, Double Vanity, Utility Sink, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite, Formal Dining Room, Main Floor Laundry, Washer Hook-Up
Exterior & parking
- Style
- Traditional
- Construction
- Vinyl Siding
- Roof
- Metal, Shingle
- Garage spaces
- 3
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 900 sq ft
- Parking
- Garage Door Opener, Concrete
- Private pool
- No
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Body of water
- Winona Lake
- Waterfront features
- Pier/Dock Available
- Water access
- Lakefront
- Lake type
- Ski Lake
- Water frontage
- 87 ft
- Water feature
- Lake
Lot
- Subdivision
- Yarnelle Point
- Lot features
- Landscaped, Sloped, Waterfront, 0-2.9999, Lake on Lot
- Lot size (acres)
- 0.36 ac
- Lot dimensions
- 87X190x87x165
- Location type
- City/Town/Suburb,Lake
- Inside city limits
- Yes
- County
- Kosciusko County
- Township
- Wayne
- Platted
- Yes
- Planned unit development
- No
- Directions
- From Warsaw, Detroit St South, L on Smith St, R on McClellan/Country Club, L on Shady, continue onto Country Club Terrace
Schools
- Elementary school
- Eisenhower
- Middle school
- Edgewood
- High school
- Warsaw
- School district
- Warsaw Community
HOA & community
- Association restrictions
- Yes
Taxes & terms
- Annual taxes
- $10,365
- Tax year
- 2026
- Tax exemptions
- Homestead
- Listing terms
- Cash, Conventional, VA
- Possession
- negotiable
- Parcel number
- 43-11-16-300-513.000-032
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Kitchen Exhaust Hood,Range-Electric,Water Heater Electric,Water Softener-Owned
Utilities
- Water
- Well
- Well
- Private
- Sewer
- Public Sewer
Income & commercial
- Gas meters
- 11
Location
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