Listing courtesy of Brian Peterson Real Estate

Virtual tour
ActiveSite-Built Home

1322 Country Club Terrace

$1,699,000

$485.43 / sq ft

Est. $10,660/mo

Warsaw, IN 46580Yarnelle Point

Original price $1,799,000 · Price reduced on September 2, 2026

  • On Winona Lake
  • 3-car garage
  • Fireplace
  • Basement
Bedrooms
5
Bathrooms
3.5
Living area
3,500 sq ft
Lot
0.36 ac
Year built
1930
Type
Site-Built Home
Listed
July 31, 2026
MLS #
202631132

About this home

Completely reimagined from top to bottom, this exceptional Winona Lakefront residence blends timeless architecture with modern luxury in one of the area's most desirable locations. Offering nearly 90 ft of frontage on beautiful all-sports Winona Lake, this remarkable property captures panoramic water views from nearly every main living space. Following an extensive whole-home renovation, every detail was thoughtfully updated. Wide-plank luxury vinyl flooring, new carpeting, beautifully remodeled baths, and an updated kitchen create a cohesive, move-in-ready home. The kitchen, a true centerpiece: new cabinetry, leathered granite countertops, premium appliances, an induction range, generous workspace, and an open layout designed for gathering with family and friends. The dramatic great room is filled with natural light beneath a soaring coffered ceiling and anchored by a beautiful stone fireplace, creating an inviting atmosphere that feels both elegant and comfortable. Multiple living and entertaining spaces flow effortlessly toward the lake, where expansive windows frame breathtaking views throughout the day. One of the property's most valuable additions is the newly constructed 800-square-foot private apartment above the oversized three-car garage. Complete with its own kitchen, living area, bedroom, and bath, it offers exceptional flexibility for overnight guests, multigenerational living, a private home office, or an ideal retreat for extended family. Outdoor living is equally impressive. Newly constructed gabled covered decks extend your living space outdoors, creating the perfect setting for lakeside dining, morning coffee, or relaxing while overlooking the water. The spacious open decks, lakeside lawn, and private pier make it easy to enjoy everything Winona Lake has to offer, from boating and paddleboarding to sunset cruises and weekend gatherings. Below, the unfinished basement provides practical storage, offering the ideal space for lake toys, paddleboards, fishing gear, seasonal décor, and all the extras that come with waterfront living. With approximately 3,500 sf, five bedrooms, three full baths, one half bath, an attached three-car garage, and an unbeatable location just minutes from the Village at Winona, parks, trails, shopping, and dining, this is a rare opportunity to own a beautifully renovated waterfront home where every improvement has already been completed. Simply arrive, enjoy the view, and begin making memories at Winona Lake!

Monthly payment estimate

$10,660/mo

Principal & interest
$9,300
Property taxes
$864
Homeowners insurance
$496
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Three
Total rooms
12
Total area
4,638 sq ft
Finished area above grade
3,500 sq ft
Unfinished area below grade
1,138 sq ft
Below grade total
1,138 sq ft
Bedrooms above grade
5
Full baths, main level
1
Full baths, upper level
2
Half baths, main level
1
Basement
Partial, Unfinished
Flooring
Carpet, Laminate
Heating
Natural Gas, Forced Air
Cooling
Central Air
Fireplaces
1
Fireplace features
Living/Great Rm, One
Appliances
Disposal
Laundry
Main Level
Interior features
1st Bdrm En Suite, Breakfast Bar, Built-in Features, High Ceilings, Ceiling Fan(s), Walk-In Closet(s), Countertops-Stone, Deck on Waterfront, Irrigation System, Kitchen Island, Open Floorplan, Pantry, Range/Oven Hook Up Elec, Split Br Floor Plan, Double Vanity, Utility Sink, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite, Formal Dining Room, Main Floor Laundry, Washer Hook-Up

Exterior & parking

Style
Traditional
Construction
Vinyl Siding
Roof
Metal, Shingle
Garage spaces
3
Attached garage
Yes
Garage type
Attached
Garage sq ft
900 sq ft
Parking
Garage Door Opener, Concrete
Private pool
No
New construction
No

Waterfront & lake

Waterfront
Yes
Body of water
Winona Lake
Waterfront features
Pier/Dock Available
Water access
Lakefront
Lake type
Ski Lake
Water frontage
87 ft
Water feature
Lake

Lot

Subdivision
Yarnelle Point
Lot features
Landscaped, Sloped, Waterfront, 0-2.9999, Lake on Lot
Lot size (acres)
0.36 ac
Lot dimensions
87X190x87x165
Location type
City/Town/Suburb,Lake
Inside city limits
Yes
County
Kosciusko County
Township
Wayne
Platted
Yes
Planned unit development
No
Directions
From Warsaw, Detroit St South, L on Smith St, R on McClellan/Country Club, L on Shady, continue onto Country Club Terrace

Schools

Elementary school
Eisenhower
Middle school
Edgewood
High school
Warsaw
School district
Warsaw Community

HOA & community

Association restrictions
Yes

Taxes & terms

Annual taxes
$10,365
Tax year
2026
Tax exemptions
Homestead
Listing terms
Cash, Conventional, VA
Possession
negotiable
Parcel number
43-11-16-300-513.000-032

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Kitchen Exhaust Hood,Range-Electric,Water Heater Electric,Water Softener-Owned

Utilities

Water
Well
Well
Private
Sewer
Public Sewer

Income & commercial

Gas meters
11

Location

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