Listing courtesy of Cressy & Everett - South Bend · Listing agent: Ruth Hutt · Cell: 574-386-3302

Virtual tour
ActiveSite-Built Home

1320 W Lexington Avenue

$299,000

$109.40 / sq ft

Est. $1,943/mo

Elkhart, IN 46514-2048Beardsley(s)

Original price $325,000 · Price reduced on August 16, 2026

  • 2-car garage
  • Fireplace
  • Basement
Bedrooms
4
Bathrooms
3
Living area
2,733 sq ft
Lot
0.25 ac
Year built
1921
Type
Site-Built Home
Listed
July 30, 2026
MLS #
202630884

About this home

Classic Character Meets Modern Living in Elkhart! Welcome home to this beautifully maintained two-story property that seamlessly blends timeless charm with modern functionality. Thoughtfully laid out into three distinct living areas, this home offers incredible versatility for families, multi-generational living, or even a short term rental. The Main Residence (1st area) features 3 spacious upstairs bedrooms, full bathroom, cozy living room, a formal dining area, and a fully equipped kitchen complete with newer appliances, an extra prep/work sink, and a dedicated drink refrigerator. The Entertaining Hub is the 2nd area with a sunlit, oversized great room featuring a cozy gas fireplace, custom built-in storage, and a 2nd full bathroom. The Private Guest Suite is the 3rd area featuring a 4th bedroom & 3rd full bathroom with 2 sinks, separate tub and shower, a generous walk-in cedar closet, and a private exterior entrance—ideal for guests, in-law quarters, or a dedicated home office setup. Step outside to your private backyard oasis, featuring a large shaded porch, open patio area and plenty of open lawn space perfect for outdoor dining, recreation, or weekend relaxation. The home is situated on a double lot and just a short drive to Elkhart General Hospital and Downtown Elkhart. Don't miss this one-of-a-kind property!

Monthly payment estimate

$1,943/mo

Principal & interest
$1,637
Property taxes
$219
Homeowners insurance
$87
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Two
Total rooms
10
Total area
3,357 sq ft
Finished area above grade
2,733 sq ft
Unfinished area below grade
624 sq ft
Below grade total
624 sq ft
Bedrooms above grade
4
Full baths, main level
2
Full baths, upper level
1
Basement
Partial
Heating
Forced Air
Cooling
Central Air
Fireplaces
1
Fireplace features
Living/Great Rm, Gas Log
Laundry
Lower Level
Interior features
Built-in Features, Main Level Bedroom Suite, Formal Dining Room, Great Room

Exterior & parking

Style
L-Type
Construction
Wood Siding
Roof
Shingle
Foundation
Block
Garage spaces
2
Attached garage
No
Garage type
Detached
Garage sq ft
576 sq ft
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Subdivision
Beardsley(s)
Lot features
Level
Lot size (acres)
0.25 ac
Lot dimensions
84x132
Location type
City/Town/Suburb
County
Elkhart County
Township
Concord
Cross street
Linden Ave
Platted
Yes
Planned unit development
No
Directions
Near Elkhart General Hospital. Take S West Blvd. then turn east on Lexington to the home.

Schools

Elementary school
Mary Daly
Middle school
West Side
High school
Elkhart
School district
Elkhart Community Schools

Taxes & terms

Annual taxes
$2,631
Tax year
2026
Tax exemptions
Homestead, Supplemental
Listing terms
Cash, Conventional
Possession
Negotiable
Parcel number
20-06-06-378-033.000-012

Included in the sale

Included in sale
Dishwasher,Refrigerator,Washer,Cooktop-Electric,Dryer-Electric

Utilities

Water
Public
Sewer
Public Sewer

Income & commercial

Gas meters
9

Location

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