Listing courtesy of Williams Carpenter Realtors · Listing agent: Natasha Johns

Virtual tour
ActiveSite-Built Home

1313 22nd Street

$111,000

$148.79 / sq ft

Est. $726/mo

Bedford, IN 47421

Original price $140,000 · Price reduced on September 29, 2026

Bedrooms
2
Bathrooms
2
Living area
746 sq ft
Lot
0.05 ac
Year built
1987
Type
Site-Built Home
Listed
July 7, 2026
MLS #
202626900

About this home

COZY. UPDATED. INVITING. This inviting TWO bedroom, TWO bathroom home offers comfortable one-level living in a low-traffic neighborhood, making it the perfect place to enjoy peace and convenience. Step inside to a spacious living room that flows seamlessly into the kitchen, creating a functional layout for everyday living and entertaining. To the left, you will find your primary suite, second bedroom, and a guest bathroom, while the main-level laundry adds extra convenience. Recent updates provide added value and peace of mind, including a new HVAC system, new flooring, updated plumbing, new drains, new water supply lines, new toilets, and new vanities. Utilities are provided by: Duke, Centerpoint, and Bedford City Utilities. Home comes complete with kitchen appliances, washer, and dryer. Whether you're a first-time homebuyer, looking to downsize, or searching for a move-in-ready property, this home is one you won't want to miss. Home has possibility of qualifying for 100% USDA Financing. With thoughtful updates, comfortable living spaces, and a quiet location, this move-in-ready home is ready to welcome its next owner.

Monthly payment estimate

$726/mo

Principal & interest
$608
Property taxes
$86
Homeowners insurance
$32
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One
Total rooms
7
Total area
746 sq ft
Finished area above grade
746 sq ft
Bedrooms above grade
2
Full baths, main level
2
Basement
Crawl Space
Flooring
Laminate
Heating
Natural Gas, Forced Air
Cooling
Central Air
Laundry
Main Level
Interior features
Ceiling Fan(s), Countertops-Laminate, Detector-Smoke, Eat-in Kitchen, Stand Up Shower, Main Level Bedroom Suite, Main Floor Laundry

Exterior & parking

Construction
Vinyl Siding, Wood Siding
Roof
Shingle
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Lot features
Landscaped, Irregular Lot
Lot size (acres)
0.05 ac
Lot dimensions
48 x 40
Location type
City/Town/Suburb
County
Lawrence County
Township
Shawswick
Platted
Yes
Planned unit development
No
Directions
Go east on 16th St. Turn right onto M Street and then right onto 22nd St Home on the road.

Schools

Elementary school
Parkview
Middle school
Bedford
High school
Bedford-North Lawrence
School district
North Lawrence Community Schools

Taxes & terms

Annual taxes
$1,028
Listing terms
Conventional, FHA, USDA Loan, VA
Possession
30 days after closing
Parcel number
47-06-23-404-038.000-010

Included in the sale

Included in sale
Refrigerator,Washer,Cooktop-Gas,Dryer-Electric,Oven-Gas,Water Heater Electric

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Cable Available
Electric provider
Duke Energy Indiana
Gas provider
CenterPoint Energy
Water provider
Bedford City Utilities

Location

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