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Listing courtesy of RE/MAX Results · Listing agent: Nicolas Wyse · Office: 574-533-9581

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ActiveSite-Built Home

13120 Bear Creek Court

$549,900

$212.81 / sq ft

Est. $3,687/mo

Middlebury, IN 46540-8646Cedar Creek

Original price $599,900 · Price reduced on September 13, 2026

  • New construction
  • 2-car garage
  • Energy efficient
Bedrooms
5
Bathrooms
3
Living area
2,584 sq ft
Lot
0.83 ac
Year built
2026
Type
Site-Built Home
Listed
June 3, 2026
MLS #
202621264

About this home

Brand-new construction featuring 4-5 Bedrooms, 3 Full Bathrooms, and a desirable split-bedroom floor plan. The open-concept living area offers plenty of room to gather, while the upstairs bonus space provides flexibility for a home office, recreation room, hobby area, or additional living space. The kitchen comes complete with a full appliance package, and additional upgrades include a water softener and on-demand hot water heater. Enjoy low-maintenance living with slab construction, plus a covered front porch and an oversized covered rear patio overlooking neighboring woods for a peaceful and private setting. Move-in ready with modern finishes throughout.

Monthly payment estimate

$3,687/mo

Principal & interest
$3,010
Property taxes
$504
Homeowners insurance
$160
HOA dues
$13
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: estimated at 1.1% of the price per year — the MLS reports no full tax bill for this home yet.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Two
Total rooms
8
Total area
2,584 sq ft
Finished area above grade
2,584 sq ft
Main level
1,960 sq ft
Upper level
624 sq ft
Bedrooms above grade
5
Full baths, main level
2
Full baths, upper level
1
Basement
Slab
Flooring
Carpet, Vinyl
Heating
Natural Gas, Forced Air
Cooling
Central Air
Laundry
Main Level
Interior features
1st Bdrm En Suite, High Ceilings, Cathedral Ceiling(s), Walk-In Closet(s), Countertops-Stone, Irrigation System, Open Floorplan, Pantry, Main Level Bedroom Suite, Main Floor Laundry

Exterior & parking

Style
Contemporary
Construction
Stone, Vinyl Siding
Roof
Asphalt, Shingle
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
624 sq ft
Parking
Concrete
Private pool
No
New construction
Yes
Builder
Eden Creek
Energy-efficient features
HVAC

Waterfront & lake

Waterfront
No

Lot

Subdivision
Cedar Creek
Lot features
Landscaped, Sloped, 0-2.9999
Lot size (acres)
0.83 ac
Lot dimensions
120X197
Location type
Rural Subdivision
Inside city limits
No
County
Elkhart County
Township
Middlebury
Cross street
County Road 8
Lots
20
Platted
Yes
Planned unit development
No
Directions
County Road 8 west out of Middlebury and then left onto Cedar Creek Dr, and immediate left onto Bear Creek Ct

Schools

Elementary school
York
Intermediate school
Heritage
Middle school
Northridge
High school
Northridge
School district
Middlebury Community Schools

HOA & community

HOA fee
$150
HOA fee frequency
Annually
Association restrictions
Yes

Taxes & terms

Annual taxes
$502
Tax year
2026
Listing terms
Cash, Conventional
Possession
Immediate
Parcel number
20-08-04-426-009.000-034

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Oven-Gas,Range-Gas,Water Heater Gas,Water Softener-Owned

Utilities

Water
Well
Well
Private
Sewer
Septic Tank

Income & commercial

Gas meters
14

Location

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