Listing courtesy of Berkshire Hathaway HomeServices Indiana Realty · Listing agent: Johnna Hancock-Blake · Cell: 812-449-9056

Virtual tour
ActiveSite-Built Home

1306 Terrace Avenue

$249,900

$237.32 / sq ft

Est. $1,584/mo

Evansville, IN 47712Western Terrace

  • 2.5-car garage
  • Fireplace
  • Basement
Bedrooms
3
Bathrooms
1
Living area
1,963 sq ft
Lot
0.19 ac
Year built
1961
Type
Site-Built Home
Listed
September 23, 2026
MLS #
202639493

About this home

Beautifully renovated & move-in ready, this all-brick ranch w/ a WALKOUT BASEMENT & detached 2.5 garage offers an incredible combination of updates, space, & setting on the West Side. Situated on a cul-de-sac street w/ a fenced backyard & tree-lined views. There is new landscaping, & a large brick patio perfect for enjoying the outdoors. Inside, the main level has been completely renovated w/ new LTV flooring throughout, freshly painted walls, white woodwork, new fixtures, & offers lots of natural light. The spacious family room is highlighted by a large picture window. The updated kitchen features freshly painted white cabinetry, quartz countertops, a breakfast bar w/ seating, a new single-basin stainless steel sink & faucet. The breakfast nook open to the kitchen. Appliances have been updated in the past & are included in the sale: wall oven, refrigerator, electric cooktop, & microwave. The beautifully remodeled bathroom feels fresh & current w/ a double vanity topped in granite, new mirrors, toilet, fixtures, hardware, & tub /shower combination. The bedrooms feature ceiling fans. The walkout basement adds more living space w/ a large refinished WET BAR offering abundant storage, painted paneling & ceiling, an epoxy floor, plus a decorative fireplace flanked by shelving-Ideal second family room. Enjoy the separate 12 x 8 laundry room & 13 x 11 storage room which are located in lower level. Major improvements include a NEW ROOF installed in 2026 by Willis Construction -includes warranty for new buyers, blown-in insulation , new water heater (2020), plus furnace & A/C were just serviced. Refrigerator and deep freeze in garage , all window treatments, View the before-&-after photos-you’ll appreciate the transformation!

Monthly payment estimate

$1,584/mo

Principal & interest
$1,368
Property taxes
$143
Homeowners insurance
$73
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

Get pre-approved

Know your real budget before you tour, and make a stronger offer. We'll connect you with a local lender.

Property details

Interior

Levels
One
Total rooms
8
Total area
2,106 sq ft
Finished area above grade
1,053 sq ft
Finished area below grade
910 sq ft
Unfinished area below grade
143 sq ft
Below grade total
1,053 sq ft
Bedrooms above grade
3
Full baths, main level
1
Basement
Sump Pump, Walk-Out Basement, Partially Finished
Heating
Natural Gas, Forced Air
Cooling
Central Air
Fireplaces
1
Fireplace features
Family Room
Laundry
Lower Level
Interior features
Bar, Breakfast Bar, Built-in Features, Ceiling Fan(s), Countertops-Stone, Eat-in Kitchen, Utility Sink, Wet Bar, Tub and Separate Shower, Main Level Bedroom Suite
Doors
Storm Door(s)

Exterior & parking

Style
Ranch
Construction
Brick, Vinyl Siding
Roof
Dimensional Shingles
Foundation
Block
Garage spaces
2.5
Attached garage
No
Garage type
Detached
Garage sq ft
576 sq ft
Parking
Garage Door Opener, Concrete
Private pool
No
Fencing
Full, Chain Link
New construction
No

Waterfront & lake

Waterfront
No

Lot

Subdivision
Western Terrace
Lot features
Landscaped, Cul-De-Sac
Lot size (acres)
0.19 ac
Lot dimensions
65 x 130
Location type
City/Town/Suburb
County
Vanderburgh County
Township
Perry
Platted
Yes
Planned unit development
No
Directions
West on Upper Mount Vernon Rd. from S. Tekoppel, Right on Helfrich-follow around curve and left on Terrace. Home is on the left on cul-de-sac street.

Schools

Elementary school
West Terrace
Middle school
Perry Heights
High school
Francis Joseph Reitz
School district
Evansville-Vanderburgh School Corp.

HOA & community

HOA fee
$0
Association restrictions
No

Taxes & terms

Annual taxes
$1,717
Tax year
2026
Tax exemptions
Homestead
Listing terms
Cash, Conventional, FHA, VA
Possession
At closing
Parcel number
82-05-22-018-132.022-025

Included in the sale

Included in sale
Microwave,Refrigerator,Window Treatments,Cooktop-Electric,Oven-Electric,Sump Pump,Water Heater Gas

Utilities

Water
City
Sewer
Public Sewer
Electric provider
CenterPoint Energy
Gas provider
CenterPoint Energy
Water provider
Evansville Water & Sewer

Location

Loading map...

$249,900

3 beds · 1 bath