Listing courtesy of CENTURY 21 Bradley Realty, Inc · Listing agent: Timothy Tower · Cell: 260-503-8466

Virtual tour
ActiveSite-Built Home

12563 Speranza Drive

$440,000

$161.29 / sq ft

Est. $3,149/mo

Fort Wayne, IN 46818-0071Palmira Lakes

  • 3-car garage
  • Fireplace
Bedrooms
4
Bathrooms
2.5
Living area
2,728 sq ft
Lot
0.28 ac
Year built
2020
Type
Site-Built Home
Listed
August 16, 2026
MLS #
202633429

About this home

Welcome to this beautifully maintained 4-bedroom, 2.5-bath home located in the highly desirable Palmira Lakes community on Fort Wayne’s southwest side. Built just six years ago and offering 2,562 sq ft of modern living space, this home combines comfort, style, and functionality in one impressive open-concept design. The main level features a spacious open floor plan anchored by a large kitchen with a center island, granite countertops, and abundant cabinetry — perfect for cooking, entertaining, or gathering with family. The adjoining living area includes a cozy gas fireplace and expansive windows overlooking a serene, wooded backdrop, providing privacy and a peaceful natural setting.Upstairs, you’ll find four generously sized bedrooms, including a well-appointed owner’s suite with ample closet space and a private bath. With 2 full bathrooms and 1 half bath, convenience is built into every level of this home.A rare 3-car tandem garage offers extra storage or workspace, ideal for hobbies, equipment, or additional vehicles. Built on a slab foundation, this home delivers low-maintenance living with modern efficiency throughout.Located in one of the area’s most sought-after subdivisions, this Palmira Lakes gem offers the perfect blend of space, style, and setting — ready for its next owner to enjoy.

Monthly payment estimate

$3,149/mo

Principal & interest
$2,408
Property taxes
$571
Homeowners insurance
$128
HOA dues
$42
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Two
Total rooms
9
Total area
2,728 sq ft
Finished area above grade
2,728 sq ft
Bedrooms above grade
4
Full baths, upper level
2
Half baths, main level
1
Heating
Natural Gas, Forced Air
Cooling
Central Air
Fireplaces
1
Fireplace features
Living/Great Rm
Laundry
Upper Level

Exterior & parking

Construction
Vinyl Siding
Roof
Asphalt, Shingle
Garage spaces
3
Garage type
Tandem
Garage sq ft
380 sq ft
Parking
Concrete
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Subdivision
Palmira Lakes
Lot features
Level, Sloped
Lot size (acres)
0.28 ac
Lot dimensions
91x140x88x140
Inside city limits
Yes
County
Allen County
Township
Aboite
Cross street
Lavante
Road frontage
City Street
Road surface
Asphalt
Lots
45
Platted
Yes
Planned unit development
No
Directions
From Illinois rd., go north on W. Hamilton rd, turn right on Palmira Blvd. to Levante Ln, Follow around to home on the right.

Schools

Elementary school
Deer Ridge
Middle school
Woodside
High school
Homestead
School district
MSD of Southwest Allen Cnty

HOA & community

HOA fee
$500
HOA fee frequency
Annually
Association restrictions
Yes

Taxes & terms

Annual taxes
$6,851
Tax year
2025
Listing terms
Cash, Conventional, FHA, VA
Possession
Day of closing
Parcel number
02-11-05-227-013.000-038

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Range-Gas

Utilities

Water
City
Sewer
Public Sewer

Income & commercial

Gas meters
11

Location

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$440,000

4 beds · 2.5 baths