Listing courtesy of Regan & Ferguson Group · Listing agent: Heather Regan · Off: 260-207-4648

Virtual tour
ActiveSite-Built Home

12440 Blue Jay Trail

$849,900

$392.93 / sq ft

Est. $4,951/mo

Fort Wayne, IN 46814Mercato

  • 3-car garage
  • Fireplace
  • Basement
Bedrooms
3
Bathrooms
3
Living area
3,493 sq ft
Lot
0.32 ac
Year built
2026
Type
Site-Built Home
Listed
August 17, 2026
MLS #
202633506

About this home

This brand-new custom walkout ranch by Perfect Properties brings a warm, richly layered point of view to Mercato, pairing exceptional craftsmanship with deep, inviting color, intricate wall millwork, and finishes that feel carefully considered from room to room. Expansive windows and oversized sliders fill the interior with natural light, while luxury vinyl plank flooring creates a polished, cohesive flow across the main living spaces. The kitchen anchors the open layout with a substantial center island, richly textured leathered quartz surfaces, custom cabinetry, and a complementary tile backsplash. Warm wood tones and sophisticated finishes give the space character without sacrificing its clean, tailored aesthetic. Nearby, detailed wall treatments and architectural millwork add dimension and a custom-built presence throughout the home. A split-bedroom floor plan creates privacy for the spacious primary suite, complete with a grand walk-in closet and a beautifully finished bath featuring dual vanities and an impressive tiled walk-in shower. Two additional bedrooms are positioned on the opposite side of the home and share a thoughtfully appointed full bath. The laundry room continues the home’s elevated yet practical design with custom cabinetry and a utility sink. The finished walkout lower level extends the living space with an inviting family room, flexible recreation area already plumbed for a future wet bar, a half bath, and a separate room suited for a home gym, office, playroom, or creative studio. A substantial unfinished area provides exceptional storage and the option to create a future fourth bedroom. Located near SWAC schools, restaurants, walking trails, and I-69, this Mercato home stands apart through its warm palette, intricate craftsmanship, versatile floor plan, and distinctly custom character.

Monthly payment estimate

$4,951/mo

Principal & interest
$4,652
Property taxes
$5
Homeowners insurance
$248
HOA dues
$46
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details

Interior

Levels
One
Total rooms
8
Total area
4,203 sq ft
Finished area above grade
2,163 sq ft
Finished area below grade
1,330 sq ft
Unfinished area below grade
710 sq ft
Below grade total
2,040 sq ft
Bedrooms above grade
3
Full baths, main level
2
Half baths, main level
1
Half baths, below grade
1
Basement
Sump Pump, Full, Walk-Out Basement, Finished
Flooring
Carpet, Tile, Vinyl
Heating
Gas, Forced Air
Cooling
Central Air
Fireplaces
1
Fireplace features
Living/Great Rm
Appliances
Disposal
Laundry
Main Level
Interior features
Storage, Breakfast Bar, High Ceilings, Walk-In Closet(s), Countertops-Solid Surf, Detector-Smoke, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Near Walking Trail, Open Floorplan, Range/Oven Hook Up Gas, Split Br Floor Plan, Double Vanity, Utility Sink, Main Level Bedroom Suite, Great Room, Main Floor Laundry, Washer Hook-Up, Custom Cabinetry

Exterior & parking

Style
Ranch
Construction
Brick, Vinyl Siding, Wood Siding
Roof
Shingle
Foundation
Poured Concrete
Garage spaces
3
Attached garage
Yes
Garage type
Attached
Garage sq ft
925 sq ft
Parking
Garage Door Opener, Concrete
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Subdivision
Mercato
Lot features
Level
Lot size (acres)
0.32 ac
Lot dimensions
100x141x100x141
Location type
City/Town/Suburb,Near Walking Trail
County
Allen County
Township
Aboite
Lots
142
Platted
Yes
Planned unit development
Yes
Directions
From W Hamilton Rd. turn onto Tula Trail, turn L, turn L onto Burnt Lake Dr. slight turn onto Blue Jay, home is on the left

Schools

Elementary school
Covington
Middle school
Woodside
High school
Homestead
School district
MSD of Southwest Allen Cnty

HOA & community

HOA fee
$550
HOA fee frequency
Annually
Community amenities
Sidewalks
Association restrictions
Yes

Taxes & terms

Annual taxes
$64
Tax year
2026
Listing terms
Cash, Conventional
Possession
Nego
Parcel number
02-11-08-298-003.000-038

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Kitchen Exhaust Hood,Range-Gas,Sump Pump,Water Heater Gas

Utilities

Water
City
Sewer
Public Sewer

Rooms

RoomLevelDimensions
Living RoomMain22 × 20 ft
Family RoomLower39 × 34 ft
KitchenMain15 × 14 ft
Breakfast RoomMain14 × 13 ft
Bedroom 1Main21 × 16 ft
Bedroom 2Main13 × 13 ft
Bedroom 3Main13 × 13 ft
Recreation RoomLower14 × 12 ft
LaundryMain10 × 6 ft

Location

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$849,900

3 beds · 3 baths