Listing courtesy of Heart City Realty LLC · Listing agent: Brad Beer · Cell: 574-596-0376

Virtual tour
ActiveSite-Built Home

12261 Settlers Cove Court

$399,900

$193.75 / sq ft

Est. $2,545/mo

Granger, IN 46530Prairie Lane Estates

  • 2-car garage
  • Fireplace
  • Basement
Bedrooms
4
Bathrooms
2.5
Living area
2,376 sq ft
Lot
0.36 ac
Year built
1990
Type
Site-Built Home
Listed
September 19, 2026
MLS #
202638930

About this home

Welcome to this beautiful, move-in-ready four-bedroom, 2.5-bathroom home located in the popular Penn School district in Granger. Situated on a beautifully landscaped lot, this spacious home offers comfort, style, and plenty of room for entertaining. The main level features generously sized rooms, including an impressive kitchen with gorgeous cabinetry, solid-surface countertops, and a stylish backsplash. The eat-in kitchen opens to a large family room centered around a beautiful fireplace. Both spaces lead to the back deck and a peaceful backyard oasis—perfect for relaxing or hosting guests. For more formal gatherings, the main floor also includes a dining room and front living room, providing plenty of flexible living space. A convenient main-level laundry room adds to the home’s functionality. Upstairs, the desirable split-bedroom layout offers a spacious primary suite with a large bedroom, bonus sitting area ideal for reading or hobbies, walk-in closet, and private full bathroom. The primary bath features a beautiful vanity and an impressive tiled shower. Three additional bedrooms share an oversized bathroom with another stylish vanity and tiled shower. The lower level includes one finished room, along with abundant potential for additional living space, recreation areas, or storage. An attached two-car garage completes this wonderful home. With its inviting layout, beautiful finishes, quiet backyard, and highly regarded Penn Schools location, this home is ready to welcome its next owner!

Monthly payment estimate

$2,545/mo

Principal & interest
$2,189
Property taxes
$239
Homeowners insurance
$117
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Two
Total rooms
23
Total area
3,202 sq ft
Finished area above grade
2,064 sq ft
Finished area below grade
312 sq ft
Unfinished area below grade
826 sq ft
Below grade total
1,138 sq ft
Bedrooms above grade
4
Full baths, upper level
2
Half baths, main level
1
Basement
Full, Partially Finished
Flooring
Carpet, Hardwood
Heating
Natural Gas, Forced Air
Cooling
Central Air
Fireplaces
1
Fireplace features
Family Room
Laundry
Main Level
Interior features
Countertops-Solid Surf, Main Floor Laundry

Exterior & parking

Construction
Vinyl Siding
Roof
Shingle
Foundation
Poured Concrete
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
528 sq ft
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Subdivision
Prairie Lane Estates
Lot features
Cul-De-Sac
Lot size (acres)
0.36 ac
Lot dimensions
irreg
Location type
Rural Subdivision
Inside city limits
No
County
St. Joseph County
Township
Harris
Platted
Yes
Planned unit development
No
Directions
Anderson S on Covered Wagon to Settlers

Schools

Elementary school
Horizon
Middle school
Discovery
High school
Penn
School district
Penn-Harris-Madison School Corp.

Taxes & terms

Annual taxes
$2,871
Tax year
2026
Tax exemptions
Homestead, Supplemental
Listing terms
Conventional
Possession
closing
Parcel number
71-05-18-454-015.000-011

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Range-Gas

Utilities

Water
Well
Well
Private
Sewer
Septic Tank

Income & commercial

Gas meters
15

Location

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$399,900

4 beds · 2.5 baths