Listing courtesy of eXp Realty, LLC · Listing agent: Jarred Moen · Cell: 574-850-9308

Virtual tour
ActiveSite-Built Home

1208 Elm Street

$83,000

$87.00 / sq ft

Est. $557/mo

Rochester, IN 46975

Original price $89,000 · Price reduced on May 21, 2026

  • Basement
Bedrooms
2
Bathrooms
1
Living area
954 sq ft
Lot
0.17 ac
Year built
1920
Type
Site-Built Home
Listed
November 26, 2025
MLS #
202547455

About this home

*Seller willing to sell on land contract* Discover the potential in this 2-bedroom, 1-bath home located right in town and close to local conveniences. This property is perfect for investors or buyers looking for a project with great upside. The layout offers an opportunity to update, remodel, or expand, making it an ideal opportunity to create a profitable rental or starter home. With its in-town location and promising possibilities, this home is ready for the right vision to bring it to life. Don’t miss out on a property with this much potential!

Monthly payment estimate

$557/mo

Principal & interest
$454
Property taxes
$79
Homeowners insurance
$24
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One and One Half
Total rooms
5
Total area
1,530 sq ft
Finished area above grade
954 sq ft
Unfinished area below grade
576 sq ft
Below grade total
576 sq ft
Bedrooms above grade
2
Full baths, main level
1
Basement
Crawl Space, Partial
Heating
Natural Gas, Forced Air
Laundry
Main Level

Exterior & parking

Construction
Vinyl Siding
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Lot features
Level
Lot size (acres)
0.17 ac
Lot dimensions
55x132
County
Fulton County
Township
Rochester
Platted
Yes
Planned unit development
No
Directions
From US-31, take the exit for IN-14 and head west toward Rochester. Continue into town on IN-14 (E 9th St). Turn right onto Main St, then left onto E 12th St. Follow E 12th St to Elm St and turn right. The home is located on the left at 1208 Elm St.

Schools

Elementary school
Columbia / Riddle
Middle school
Rochester Community
High school
Rochester Community
School district
Rochester Community School Corp.

Taxes & terms

Annual taxes
$944
Tax year
24
Listing terms
Cash
Possession
At Closing
Parcel number
25-07-92-408-004.000-009

Utilities

Water
City
Sewer
Public Sewer

Location

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