Listing courtesy of CENTURY 21 Bradley Realty, Inc · Listing agent: Jim Owen

Virtual tour
ActiveSite-Built Home

12008 Coldwater Road

$309,900

$183.59 / sq ft

Est. $2,092/mo

Fort Wayne, IN 46845

Original price $314,900 · Price reduced on September 23, 2026

  • 3-car garage
  • Fireplace
Bedrooms
3
Bathrooms
2.5
Living area
1,688 sq ft
Lot
0.8 ac
Year built
1996
Type
Site-Built Home
Listed
June 6, 2026
MLS #
202622063

About this home

$5,000 PRICE REDUCTION — MOTIVATED SELLER! If garage space, storage, and flexibility are high on your list, this NACS home deserves a closer look. Situated on just under an acre with NO HOA, this property offers an impressive 3-car attached garage PLUS a separate heated and cooled 2-car detached garage with a half bath—ideal for a workshop, hobby space, car enthusiast, home projects, or additional storage. Inside, this charming 1½-story home features a functional layout with a main-level primary suite, two additional bedrooms upstairs, and a versatile loft that works well as a home office, playroom, reading area, or flex space. The eat-in kitchen includes stainless steel appliances, quartz countertops, tile backsplash, center island, and hardwood flooring. The outdoor living space adds even more appeal with a fenced backyard, spacious patio, and 3-season room overlooking the property. Seller is also providing a Home Warranty for the next Owner. With nearly an acre, there is plenty of room for additional parking, boat or RV storage, gardening, recreation, or a future pool. Additional features include Andersen windows, custom blinds, an EcoWater system, and a well-maintained, move-in-ready condition. Built in 1996 and located in the highly desirable NACS school district, this home offers a combination that can be difficult to find: nearly an acre, no HOA, flexible living space, and FIVE total garage bays. Seller is motivated—schedule your showing and take another look at this exceptional property!

Monthly payment estimate

$2,092/mo

Principal & interest
$1,696
Property taxes
$306
Homeowners insurance
$90
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One and One Half
Total rooms
7
Total area
1,688 sq ft
Finished area above grade
1,688 sq ft
Bedrooms above grade
3
Full baths, main level
1
Full baths, upper level
1
Half baths, main level
1
Basement
Slab
Flooring
Carpet, Vinyl
Heating
Natural Gas, Forced Air
Cooling
Central Air
HVAC
Ceiling Fan
Fireplaces
1
Fireplace features
Living/Great Rm
Appliances
Disposal
Laundry
Main Level
Interior features
Cathedral Ceiling(s), Detector-Smoke, Workshop, Main Level Bedroom Suite, Main Floor Laundry

Exterior & parking

Style
Traditional
Construction
Brick, Vinyl Siding
Roof
Shingle
Garage spaces
3
Attached garage
Yes
Garage type
Attached
Garage sq ft
713 sq ft
Parking
Garage Door Opener, Concrete, Gravel
Private pool
No
Fencing
Metal, Privacy
Other structures
Detached Garage
New construction
No

Waterfront & lake

Waterfront
No

Lot

Lot features
Level, Flood Plain
Lot size (acres)
0.8 ac
Lot dimensions
106x326
Location type
City/Town/Suburb
County
Allen County
Township
Perry
Platted
Yes
Planned unit development
No
Directions
Dupont to Coldwater Rd -Turn North - Home is on the Right before you reach Union Chapel

Schools

Elementary school
Perry Hill
Middle school
Maple Creek
High school
Carroll
School district
Northwest Allen County

Taxes & terms

Annual taxes
$3,669
Tax year
2025
Tax exemptions
Homestead
Listing terms
Cash, Conventional, FHA, VA
Possession
Negotiable
Parcel number
02-02-27-356-002.000-091

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Oven-Electric,Range-Electric,Water Softener-Owned

Utilities

Water
Well
Well
Private
Sewer
Public Sewer

Location

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Living in Fort Wayne

Neighborhoods, schools, cost of living and local housing trends — our guide to life in Fort Wayne.

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