Listing courtesy of At Home Realty Group · Listing agent: Drew Overmyer · Cell: 574-299-3184

Virtual tour
ActiveSite-Built Home

120 N Frances Street

$344,900

$185.53 / sq ft

Est. $2,098/mo

South Bend, IN 46617

Original price $349,900 · Price reduced on September 25, 2026

  • Fireplace
  • Basement
Bedrooms
4
Bathrooms
2
Living area
1,859 sq ft
Lot
0.15 ac
Year built
1882
Type
Site-Built Home
Listed
September 3, 2026
MLS #
202636349

About this home

OPEN HOUSE Sunday 9/13 11-1! Welcome to 120 N Frances St. South Bend—a beautifully renovated home offering the perfect blend of modern style, spacious living, and an unbeatable location. Featuring 4 bedrooms, 2 full bathrooms, and nearly 1,900 finished square feet all on one level, this home provides an open, functional layout with room for everyone. Step inside to discover soaring ceilings and luxury vinyl plank flooring throughout, creating a bright and seamless living space. The stunning brand-new kitchen is designed to impress with soft-close cabinetry, elegant quartz countertops, and modern finishes that make it the true heart of the home. Enjoy the confidence of a home that's been nearly rebuilt from the inside out, including a brand-new roof, HVAC system, windows, and countless interior updates. Outside, you'll find a large fenced backyard perfect for entertaining while maintaining convenient off-street parking. Ideally situated just minutes from the University of Notre Dame, Howard Park, and Downtown South Bend, you'll enjoy quick access to restaurants, shopping, and entertainment. Fantastic short-term rental opportunity due to its proximity and size. This move-in-ready home combines modern finishes, major mechanical updates, and exceptional space in one incredible package. Schedule your showing today!

Monthly payment estimate

$2,098/mo

Principal & interest
$1,888
Property taxes
$109
Homeowners insurance
$101
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One
Total rooms
13
Total area
2,278 sq ft
Finished area above grade
1,859 sq ft
Unfinished area below grade
419 sq ft
Below grade total
419 sq ft
Bedrooms above grade
4
Full baths, main level
2
Basement
Partial, Unfinished
Heating
Forced Air
Cooling
Central Air
Fireplaces
1
Fireplace features
Family Room
Laundry
Main Level

Exterior & parking

Construction
Aluminum Siding
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Lot features
0-2.9999
Lot size (acres)
0.15 ac
Lot dimensions
34X186
County
St. Joseph County
Township
Portage
Platted
Yes
Planned unit development
No
Directions
GPS Friendly

Schools

Elementary school
Edison
Middle school
Jefferson
High school
Adams
School district
South Bend Community School Corp.

Taxes & terms

Annual taxes
$1,303
Tax year
26
Listing terms
Cash, Conventional, FHA, VA
Possession
DOC
Parcel number
71-08-12-233-013.000-026

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Range-Gas

Utilities

Water
City
Sewer
Public Sewer

Income & commercial

Gas meters
11

Rooms

RoomLevelDimensions
Living RoomMain—
Family RoomMain17 × 19 ft
Bedroom 1Main20 × 12 ft
Bedroom 2Main12 × 10 ft
Bedroom 3Main9 × 11 ft
Bedroom 4Main12 × 11 ft
LaundryMain—

Location

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