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Listing courtesy of Mike Thomas Associates · Listing agent: Mark Bock · OFF: 260-668-8877

Virtual tour
ActiveCondominium

120 Ln 520 A Lake James

$479,900

$236.06 / sq ft

Est. $3,357/mo

Fremont, IN 46737Coves of Lake James

Original price $489,900 · Price reduced on February 20, 2026

  • New construction
  • 3-car garage
  • Fireplace
Bedrooms
3
Bathrooms
2
Living area
2,033 sq ft
Year built
2025
Type
Condominium
Listed
August 26, 2025
MLS #
202534114

Open houses

About this home

Custom designed unit! Featuring modern colors and many upgrades. This villa was custom built to the specifications of a artful buyer. Prior to closing the buyer had to make the difficult decision to let it go due to impending health concerns. The investment made to customize is far greater than the asking price. The Coves of Lake James villas located conveniently north of the ever popular four corners of Lake James near restaurants., pubs, boat launches and more. These homes feature comfortable living with spacious great room w fireplace, open kitchen with island and a plethora of cabinets, countertops and lighting, including stainless steel appliances, formal dining, sun room, covered porch and extra patio space, three bedrooms and two baths, nicely appointed master bedroom with tiled walk-in shower in bath, plus a three car 32 x 26 garage with space for a boat! Floorplan is the Sangria as found on Kiracofehomes.com.

Monthly payment estimate

$3,357/mo

Principal & interest
$2,627
Property taxes
$440
Homeowners insurance
$140
HOA dues
$150
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: estimated at 1.1% of the price per year — the MLS reports no full tax bill for this home yet.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Attached
Total rooms
10
Total area
2,033 sq ft
Finished area above grade
2,033 sq ft
Bedrooms above grade
3
Full baths, main level
2
Basement
Slab
Flooring
Carpet, Laminate
Heating
Natural Gas, Forced Air
Cooling
Central Air
Fireplaces
1
Fireplace features
Living/Great Rm
Laundry
Main Level
Interior features
1st Bdrm En Suite, Attic Pull Down Stairs, Cathedral Ceiling(s), Ceiling-Tray, Countertops-Solid Surf, Pantry, Pocket Doors, Main Level Bedroom Suite, Great Room, Main Floor Laundry

Exterior & parking

Style
Ranch
Construction
Stone, Vinyl Siding
Roof
Shingle
Garage spaces
3
Attached garage
Yes
Garage type
Attached
Garage sq ft
832 sq ft
Parking
Concrete
Private pool
No
New construction
Yes
Builder
Kiracofe Homes

Waterfront & lake

Waterfront
No

Lot

Subdivision
Coves of Lake James
Lot features
Rolling Lot
Lot dimensions
50x72
Location type
Rural Subdivision
County
Steuben County
Township
Jamestown
Lots
17
Platted
Yes
Planned unit development
No
Directions
200 W north becomes Bayview, at intersection, right on 300 W to property

Schools

Elementary school
Fremont
Middle school
Fremont
High school
Fremont
School district
Fremont Community

HOA & community

HOA fee
$150
HOA fee frequency
Monthly

Taxes & terms

Annual taxes
$1
Tax year
2025
Possession
day of closing
Parcel number
76-03-33-230-317.020-006

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Range-Electric,Water Heater Gas,Water Softener-Owned

Utilities

Water
Private
Sewer
Regional
Electric provider
NIPSCO
Gas provider
NIPSCO

Location

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