Listing courtesy of VOGEL REAL ESTATE · Listing agent: Michelle Gerhart · mgerhart@vogel-real-estate.com
11820 N Vista Drive
Monticello, IN 47960
Original price $319,000 · Price reduced on September 21, 2026
- On Lake Freeman
- Bedrooms
- 3
- Bathrooms
- 1
- Living area
- 682 sq ft
- Lot
- 0.09 ac
- Year built
- 1940
- Type
- Site-Built Home
- Listed
- August 8, 2026
- MLS #
- 202632348
About this home
Adorable and Updated Lake Freeman Cottage! This beautifully decorated and updated cottage could be yours and is being offered as "turn key" including most of the furnishings and decor you see. Additionally it offers 3 bedrooms, 1 bathroom, an open concept living space, stackable W/D, large kitchen island, and gorgeous views. Step outside and enjoy your large 27X19 deck off the living space for entertaining, a permanent covered electric boat and double jet ski lift for your watercrafts, a very nice upper waterfront deck and a shed for storage.
Monthly payment estimate
$1,791/mo
- Principal & interest
- $1,637
- Property taxes
- $67
- Homeowners insurance
- $87
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2023 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 5
- Total area
- 682 sq ft
- Finished area above grade
- 682 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 1
- Basement
- Crawl Space
- Heating
- Natural Gas, Forced Air
- Cooling
- Attic Fan, Central Air
- Laundry
- Main Level
- Interior features
- Ceiling Fan(s), Countertops-Solid Surf, Deck on Waterfront, Eat-in Kitchen, Kitchen Island, Open Floorplan, Stand Up Shower, Main Floor Laundry
Exterior & parking
- Style
- Cabin
- Construction
- Vinyl Siding
- Roof
- Asphalt, Shingle
- Private pool
- No
- Outbuilding 1
- 96 sq ft
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Body of water
- Lake Freeman
- Water access
- Lakefront
- Lake type
- Ski Lake
- Water frontage
- 17 ft
- Channel / canal frontage
- 17 ft
- Water feature
- Lake
Lot
- Lot features
- Landscaped, Irregular Lot
- Lot size (acres)
- 0.09 ac
- Location type
- Lake
- County
- Carroll County
- Township
- Jefferson
- Platted
- Yes
- Planned unit development
- No
- Directions
- From Monticello S. on US 421, turn right on 1182, right on Vista Dr., sign on property at bottom of hill
Schools
- Elementary school
- Twin Lakes
- Middle school
- Twin Lakes
- High school
- Twin Lakes
- School district
- Twin Lakes School Corp.
HOA & community
- Other fees
- $125
- Other fees frequency
- Annually
- Other fees description
- SFLECC
Taxes & terms
- Annual taxes
- $805
- Tax year
- 2023
- Possession
- negotiable
- Parcel number
- 08-04-10-000-099.000-011
Included in the sale
- Included in sale
- Refrigerator,Boat Lift-Covered,Boat Lift-Permanent,Laundry-Stacked W/D,Oven-Gas,Range-Gas,Water Heater Gas,Window Treatment-Blinds
Utilities
- Water
- Private
- Sewer
- Regional
Location
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