Listing courtesy of DHI Realty Inc · Listing agent: Ray Stallings
118 S Clay Street
Oakland City, IN 47660
Original price $74,900 · Price reduced on August 16, 2026
- Basement
- Bedrooms
- 2
- Bathrooms
- 1
- Living area
- 1,209 sq ft
- Lot
- 0.06 ac
- Year built
- 1920
- Type
- Site-Built Home
- Listed
- July 31, 2026
- MLS #
- 202631094
About this home
This 1.5-story home with a full basement features 2 bedrooms and a flexible floor plan. Additional finished rooms provide a variety of potential uses, including an office, den, hobby space, or other flexible living areas. Notable features include a 200-amp electrical panel, vinyl replacement windows, a furnace showing a 2022 manufacture date, central air labeled with a 2021 manufacture date, and a water heater with a 2025 manufacture date.
Monthly payment estimate
$470/mo
- Principal & interest
- $383
- Property taxes
- $67
- Homeowners insurance
- $20
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One and One Half
- Total rooms
- 5
- Total area
- 2,015 sq ft
- Finished area above grade
- 1,209 sq ft
- Unfinished area below grade
- 806 sq ft
- Below grade total
- 806 sq ft
- Bedrooms above grade
- 2
- Full baths, main level
- 1
- Basement
- Full, Unfinished
- Flooring
- Laminate
- Heating
- Natural Gas
- Cooling
- Central Air
Exterior & parking
- Construction
- Vinyl Siding
- Roof
- Asphalt
- Private pool
- No
- New construction
- No
Waterfront & lake
- Waterfront
- No
Lot
- Lot features
- Sloped
- Lot size (acres)
- 0.06 ac
- Lot dimensions
- Approximately 55 x 50
- Location type
- City/Town/Suburb
- County
- Gibson County
- Township
- Columbia
- Road frontage
- City Street
- Road surface
- Asphalt
- Platted
- Yes
- Planned unit development
- No
- Directions
- From Highway 64, go north on Clay Street. Go to the house on the right.
Schools
- Elementary school
- Wood Memorial
- Middle school
- Wood Memorial
- High school
- Wood Memorial
- School district
- East Gibson S.D.
Taxes & terms
- Annual taxes
- $805
- Tax year
- 2026
- Listing terms
- Cash, Conventional
- Possession
- at closing
- Parcel number
- 26-14-18-301-000.973-007
Included in the sale
- Included in sale
- Refrigerator,Range-Electric,Water Heater Electric
Utilities
- Water
- City
- Sewer
- Public Sewer
Location
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