Listing courtesy of Coldwell Banker Real Estate Group · Listing agent: Barbara Hendrick · Cell: 260-833-4698

Virtual tour
ActiveSite-Built Home

115 Lane 110b Big Otter Lk

$614,000

$302.46 / sq ft

Est. $3,838/mo

Fremont, IN 46737

Original price $640,000 · Price reduced on September 15, 2026

  • On Big Otter Lake
  • 1.1 acres
  • 2-car garage
  • Fireplace
Bedrooms
3
Bathrooms
2.5
Living area
2,030 sq ft
Lot
1.12 ac
Year built
1994
Type
Site-Built Home
Listed
June 24, 2026
MLS #
202624917

About this home

Beautiful ranch home on Big Otter Lake offering full access to the entire Lake James Chain—set on a level 1.11-acre lot with an impressive 114 feet of waterfront and beautiful lake views. Enjoy wide-open sunset views and a low-maintenance 80' aluminum deck pier system that can remain in year-round. The open-concept layout features a spacious living room, island kitchen, and dining area highlighted by a gas log fireplace, surround sound, breakfast bar, trey ceiling, newer carpet, and an oversized slider leading to the lakeside deck. A second access point brings you into the updated 4-season room, complete with newer windows, storm door, flooring, and light fixture. Both TVs—living room and 4-season room—are included. The primary suite offers newer windows, carpet, vinyl plank flooring in the bathroom, and a walk-in closet with organizer. Storage is abundant throughout the home, complemented by an oversized attached 2-car garage plus a 12×20 detached garage for additional lake gear or workshop space. Appliances and extras stay: all kitchen appliances, washer, dryer, pier system, water softener, window blinds, 4 Ring cameras, Ring doorbell, alarm system, and multi-room surround sound. You will pass through Cranston’s Reef to reach the property, but this home is not part of their association.

Monthly payment estimate

$3,838/mo

Principal & interest
$3,361
Property taxes
$298
Homeowners insurance
$179
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

Get pre-approved

Know your real budget before you tour, and make a stronger offer. We'll connect you with a local lender.

Property details

Interior

Levels
One
Total rooms
7
Total area
2,030 sq ft
Finished area above grade
2,030 sq ft
Main level
2,030 sq ft
Bedrooms above grade
3
Full baths, main level
2
Half baths, main level
1
Basement
Crawl Space
Heating
Natural Gas, Forced Air
Cooling
Central Air
Fireplaces
1
Fireplace features
Living/Great Rm, Gas Log
Laundry
Main Level
Interior features
1st Bdrm En Suite, Attic Pull Down Stairs, Breakfast Bar, Built-In Speaker System, Built-in Features, Ceiling-Tray, Ceiling Fan(s), Walk-In Closet(s), Entrance Foyer, Kitchen Island, Open Floorplan, Utility Sink, Alarm System-Sec. Cameras, Main Floor Laundry

Exterior & parking

Style
Ranch
Construction
Brick, Vinyl Siding
Roof
Shingle
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
528 sq ft
Parking
Garage Door Opener, Circular Driveway
Private pool
No
Other structures
Detached Garage
New construction
No

Waterfront & lake

Waterfront
Yes
Body of water
Big Otter Lake
Waterfront features
Pier/Dock
Water access
Channel Front/Canal
Lake type
Access to Ski Lake
Water frontage
114 ft
Channel / canal frontage
114 ft
Water feature
Lake

Lot

Lot features
Landscaped, Level, Waterfront, Lake on Lot, Water View
Lot size (acres)
1.12 ac
Lot dimensions
114x422x125x447
Location type
Lake
Inside city limits
No
County
Steuben County
Township
Jamestown
Platted
Yes
Planned unit development
No
Directions
Old 27 to Cranston's Reef. Lane 110 to Lane 110b. Right all the way to the last driveway, left to 115.

Schools

Elementary school
Fremont
Middle school
Fremont
High school
Fremont
School district
Fremont Community

Taxes & terms

Annual taxes
$3,575
Tax year
2025
Tax exemptions
No Exemptions
Possession
Negotiable
Parcel number
76-03-26-000-017.020-006

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Washer,Built-In Gas Grill,Dryer-Gas,Water Heater Gas,Water Softener-Owned,Window Treatment-Blinds

Utilities

Water
Well
Well
Private
Sewer
Regional
Utilities
Cable Available

Location

Loading map...

Similar homes

$614,000

3 beds · 2.5 baths