Listing courtesy of Coldwell Banker Real Estate Group · Listing agent: Barbara Hendrick · Cell: 260-833-4698
115 Lane 110b Big Otter Lk
Fremont, IN 46737
Original price $640,000 · Price reduced on September 15, 2026
- On Big Otter Lake
- 1.1 acres
- 2-car garage
- Fireplace
- Bedrooms
- 3
- Bathrooms
- 2.5
- Living area
- 2,030 sq ft
- Lot
- 1.12 ac
- Year built
- 1994
- Type
- Site-Built Home
- Listed
- June 24, 2026
- MLS #
- 202624917
About this home
Beautiful ranch home on Big Otter Lake offering full access to the entire Lake James Chain—set on a level 1.11-acre lot with an impressive 114 feet of waterfront and beautiful lake views. Enjoy wide-open sunset views and a low-maintenance 80' aluminum deck pier system that can remain in year-round. The open-concept layout features a spacious living room, island kitchen, and dining area highlighted by a gas log fireplace, surround sound, breakfast bar, trey ceiling, newer carpet, and an oversized slider leading to the lakeside deck. A second access point brings you into the updated 4-season room, complete with newer windows, storm door, flooring, and light fixture. Both TVs—living room and 4-season room—are included. The primary suite offers newer windows, carpet, vinyl plank flooring in the bathroom, and a walk-in closet with organizer. Storage is abundant throughout the home, complemented by an oversized attached 2-car garage plus a 12×20 detached garage for additional lake gear or workshop space. Appliances and extras stay: all kitchen appliances, washer, dryer, pier system, water softener, window blinds, 4 Ring cameras, Ring doorbell, alarm system, and multi-room surround sound. You will pass through Cranston’s Reef to reach the property, but this home is not part of their association.
Monthly payment estimate
$3,838/mo
- Principal & interest
- $3,361
- Property taxes
- $298
- Homeowners insurance
- $179
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 7
- Total area
- 2,030 sq ft
- Finished area above grade
- 2,030 sq ft
- Main level
- 2,030 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 2
- Half baths, main level
- 1
- Basement
- Crawl Space
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- Fireplaces
- 1
- Fireplace features
- Living/Great Rm, Gas Log
- Laundry
- Main Level
- Interior features
- 1st Bdrm En Suite, Attic Pull Down Stairs, Breakfast Bar, Built-In Speaker System, Built-in Features, Ceiling-Tray, Ceiling Fan(s), Walk-In Closet(s), Entrance Foyer, Kitchen Island, Open Floorplan, Utility Sink, Alarm System-Sec. Cameras, Main Floor Laundry
Exterior & parking
- Style
- Ranch
- Construction
- Brick, Vinyl Siding
- Roof
- Shingle
- Garage spaces
- 2
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 528 sq ft
- Parking
- Garage Door Opener, Circular Driveway
- Private pool
- No
- Other structures
- Detached Garage
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Body of water
- Big Otter Lake
- Waterfront features
- Pier/Dock
- Water access
- Channel Front/Canal
- Lake type
- Access to Ski Lake
- Water frontage
- 114 ft
- Channel / canal frontage
- 114 ft
- Water feature
- Lake
Lot
- Lot features
- Landscaped, Level, Waterfront, Lake on Lot, Water View
- Lot size (acres)
- 1.12 ac
- Lot dimensions
- 114x422x125x447
- Location type
- Lake
- Inside city limits
- No
- County
- Steuben County
- Township
- Jamestown
- Platted
- Yes
- Planned unit development
- No
- Directions
- Old 27 to Cranston's Reef. Lane 110 to Lane 110b. Right all the way to the last driveway, left to 115.
Schools
- Elementary school
- Fremont
- Middle school
- Fremont
- High school
- Fremont
- School district
- Fremont Community
Taxes & terms
- Annual taxes
- $3,575
- Tax year
- 2025
- Tax exemptions
- No Exemptions
- Possession
- Negotiable
- Parcel number
- 76-03-26-000-017.020-006
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Washer,Built-In Gas Grill,Dryer-Gas,Water Heater Gas,Water Softener-Owned,Window Treatment-Blinds
Utilities
- Water
- Well
- Well
- Private
- Sewer
- Regional
- Utilities
- Cable Available
Location
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