Listing courtesy of The Real Estate Co. · Listing agent: Kathryn Blackwell

Virtual tour
ActiveSite-Built Home

1138 M Street

$199,900

$96.01 / sq ft

Est. $1,275/mo

Bedford, IN 47421

  • 2-car garage
  • Basement
Bedrooms
4
Bathrooms
3
Living area
2,082 sq ft
Lot
0.12 ac
Year built
1890
Type
Site-Built Home
Listed
October 5, 2026
MLS #
202641294

About this home

Step into this remarkable 4-bedroom, 3-bath home offering 2,082 square feet of character, comfort, and spacious living. Built in the 1890s, the home welcomes you with beautiful original woodwork and a dramatic staircase that sets the tone throughout. Oversized windows fill the generous living spaces with natural light, while classic pocket doors, built-in bookcases, and timeless details add beauty and functionality. The sun-filled library provides the perfect setting for a home office, reading room, or cozy retreat. Entertain with ease in the spacious dining room, or unwind in the inviting living room. Four generously sized bedrooms offer plenty of space and endless possibilities. Recent updates include a newer HVAC system and roof, both approximately four years old. A detached 2-car garage provides ample parking and additional storage. Conveniently located just minutes from downtown, shopping, and dining. Don’t miss this exceptional opportunity to own a spacious, character-filled home at an incredible value!

Monthly payment estimate

$1,275/mo

Principal & interest
$1,094
Property taxes
$123
Homeowners insurance
$58
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

Get pre-approved

Know your real budget before you tour, and make a stronger offer. We'll connect you with a local lender.

Property details

Interior

Levels
Two
Total rooms
8
Total area
2,082 sq ft
Finished area above grade
2,082 sq ft
Main level
1,041 sq ft
Upper level
1,041 sq ft
Bedrooms above grade
4
Full baths, main level
1
Full baths, upper level
2
Basement
Partial
Flooring
Hardwood, Vinyl
Heating
Natural Gas, Forced Air
Cooling
Central Air
Laundry
Electric Dryer Hookup, Upper Level
Interior features
Built-in Features, High Ceilings, Ceiling Fan(s), Countertops-Laminate, Entrance Foyer, Stand Up Shower, Main Level Bedroom Suite, Formal Dining Room, Washer Hook-Up

Exterior & parking

Style
Traditional, Victorian
Construction
Vinyl Siding
Roof
Shingle
Foundation
Stone
Garage spaces
2
Attached garage
No
Garage type
Detached
Garage sq ft
400 sq ft
Parking
Garage Door Opener
Private pool
No
Fencing
Wood
New construction
No

Waterfront & lake

Waterfront
No

Lot

Lot features
0-2.9999
Lot size (acres)
0.12 ac
Lot dimensions
.12
Location type
City/Town/Suburb
County
Lawrence County
Township
Shawswick
Road frontage
City Street
Road surface
Paved
Platted
Yes
Planned unit development
No
Directions
From 16 th Street, Go East, Turn left at I Street, and Left onto 15th Street, and Right onto M Street. House will be on the Right.

Schools

Elementary school
Parkview
Middle school
Bedford
High school
Bedford-North Lawrence
School district
North Lawrence Community Schools

Taxes & terms

Annual taxes
$1,472
Tax year
2025
Tax exemptions
Homestead, Mortgage
Listing terms
Cash, Conventional, FHA, USDA Loan, VA
Possession
Immediate
Parcel number
47-06-14-701-043.000-010

Included in the sale

Included in sale
Dishwasher,Refrigerator,Range-Gas,Water Heater Gas

Utilities

Water
City
Sewer
Public Sewer
Electric provider
Duke Energy Indiana
Gas provider
CenterPoint Energy
Water provider
Bedford City Utilities

Income & commercial

Gas meters
10

Rooms

RoomLevelDimensions
Living RoomMain15 × 14 ft
Dining RoomMain13 × 15 ft
KitchenMain14 × 14 ft
Bedroom 1Main14 × 12 ft
Bedroom 2Upper16 × 14 ft
Bedroom 3Main12 × 12 ft
Bedroom 4Main12 × 10 ft
LaundryUpper—

Location

Loading map...

Similar homes

$199,900

4 beds · 3 baths