Listing courtesy of Brick Built Real Estate · Listing agent: Chelssie Urankar · Cell: 574-904-3661

Virtual tour
ActiveSite-Built Home

11171 Albany Ridge Drive

$820,000

$289.14 / sq ft

Est. $5,219/mo

Osceola, IN 46561-1307Northbridge Valley

Original price $839,900 · Price reduced on September 20, 2026

  • 3-car garage
  • Fireplace
  • Basement
Bedrooms
5
Bathrooms
5
Living area
3,186 sq ft
Lot
0.25 ac
Year built
2024
Type
Site-Built Home
Listed
July 31, 2026
MLS #
202631035

About this home

Built by Kline Custom Homes in 2024 The owners worked closely with the builder to personalize the floor plan, adding an upper-level loft and a full bath and bedroom to the lower level to create a home that is both beautiful and versatile.This 5-bed 5 full-bath home offers the perfect combination of luxury, quality craftsmanship, and functional living. This open concept layout highlighted by soaring ceilings and windows fills the home natural light. The chef's kitchen was designed with entertaining in mind, featuring custom cabinetry, quartz countertops, premium stainless steel appliances, an oversized island, and a spacious walk-in pantry. This home has main level laundry, designated office space and a guest bed/bath.The Primary ensuite is also found on the main level and offers a peaceful retreat with a spa like bathroom complete with dual vanities, a tiled shower, and dual large walk-in closets. Upstairs, the loft overlooks the great room and provides the perfect flex space for a second living area, or playroom along with 2 bed/baths. The finished lower level adds even more living space with an additional bedroom, full bathroom, and a generous blank canvas area ready to be complete by the new owner. This home is offering all the benefits of new construction without the wait!

Monthly payment estimate

$5,219/mo

Principal & interest
$4,488
Property taxes
$492
Homeowners insurance
$239
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Two
Total rooms
18
Total area
4,799 sq ft
Finished area above grade
2,836 sq ft
Finished area below grade
350 sq ft
Unfinished area below grade
1,613 sq ft
Below grade total
1,963 sq ft
Bedrooms above grade
4
Bedrooms below grade
1
Full baths, main level
2
Full baths, upper level
2
Full baths, below grade
1
Basement
Full, Partially Finished
Flooring
Hardwood, Carpet, Tile
Heating
Natural Gas
Cooling
Central Air
Fireplaces
1
Fireplace features
Living/Great Rm, Electric
Appliances
Disposal
Laundry
Main Level
Interior features
Breakfast Bar, High Ceilings, Ceilings-Beamed, Vaulted Ceiling(s), Walk-In Closet(s), Countertops-Stone, Crown Molding, Irrigation System, Kitchen Island, Stand Up Shower, Main Level Bedroom Suite, Main Floor Laundry, Custom Cabinetry

Exterior & parking

Construction
Stone, Vinyl Siding
Roof
Shingle
Garage spaces
3
Attached garage
Yes
Garage type
Attached
Garage sq ft
704 sq ft
Parking
Concrete
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Subdivision
Northbridge Valley
Lot features
Level
Lot size (acres)
0.25 ac
Lot dimensions
80X141
County
St. Joseph County
Township
Penn
Platted
Yes
Planned unit development
No
Directions
from Douglas road turn right onto Beach, then right on Wharton way and right on Albany Ridge. the home is on the right.

Schools

Elementary school
Moran
Middle school
Schmucker
High school
Penn
School district
Penn-Harris-Madison School Corp.

HOA & community

Other fees
$200
Other fees frequency
Annually
Other fees description
HOA

Taxes & terms

Annual taxes
$5,902
Tax year
2026
Listing terms
Cash, Conventional, FHA, VA
Possession
At Closing
Parcel number
71-05-32-401-192.000-031

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Cooktop-Gas,Humidifier,Oven-Built-In,Sump Pump,Water Heater Gas,Window Treatment-Blinds

Utilities

Water
City
Sewer
Public Sewer

Income & commercial

Gas meters
11

Location

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$820,000

5 beds · 5 baths