Listing courtesy of Risa Dyar Real Estate · Cell: 812-798-1025

Virtual tour
ActiveCondominium

11 & 13 S Commercial Street

$239,900

$116.46 / sq ft

Est. $1,449/mo

Worthington, IN 47471

  • 1-car garage
  • Basement
Bedrooms
2
Bathrooms
2.5
Living area
2,060 sq ft
Year built
1895
Type
Condominium
Listed
September 3, 2026
MLS #
202636380

About this home

Excellent downtown commercial & residential investment opportunity. FOUR potential income producing spaces. Prime main street location with high visibility. This versatile property offers a unique combination of two attractive residential apartments upstairs with private entrance, making them ideal for long-term rental income, short-term accommodations or an owner-occupied arrangement. One upper apartment has one bedroom, one bath, open LR/ kitchen area. Stove, DW, refrigerator, washer & dryer and has back entrance w/an electric chair lift. The second upper apartment has LR/kitchen, 2 bedrooms and one bath. One of the lower street units is currently rented to photo studio. With the charm of the traditional downtown, a coffee shop or cafe could be one of the many ideas for these units. Prior water connections still available for use. Connected manicured level grass courtyard w/sidewalk access perfect for outside cafe seating. Att. one car garage in back w/alley access. This building would pay for itself Excellent downtown commercial & residential investment opportunity. FOUR potential income producing spaces. Prime main street location with high visibility. This versatile property offers a unique combination of two attractive residential apartments upstairs with private entrance, making them ideal for long-term rental income, short-term accommodations or an owner-occupied arrangement. One upper apartment has one bedroom, one bath, open LR/ kitchen area. Stove, DW, refrigerator, washer & dryer and has back entrance w/an electric chair lift. The second upper apartment has LR/kitchen, 2 bedrooms and one bath. One of the lower street units is currently rented to photo studio. With the charm of the traditional downtown, a coffee shop or cafe could be one of the many ideas for these units. Prior water connections still available for use. Additional connected manicured grass courtyard w/sidewalk access can be purchased for an additional amount. Perfect for outside cafe seating. Att. one car garage in back w/alley access. This building would pay for itself with rental income. This investment is a MUST SEE!!!

Monthly payment estimate

$1,449/mo

Principal & interest
$1,313
Property taxes
$66
Homeowners insurance
$70
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Two
Total rooms
7
Total area
2,440 sq ft
Finished area above grade
2,060 sq ft
Unfinished area below grade
380 sq ft
Main level
760 sq ft
Upper level
1,300 sq ft
Below grade total
380 sq ft
Bedrooms above grade
2
Full baths, upper level
2
Half baths, main level
1
Basement
Partial
Heating
Natural Gas, Baseboard, Forced Air
Cooling
Central Air
HVAC
Ceiling Fan
Laundry
Upper Level
Interior features
High Ceilings, Eat-in Kitchen, Open Floorplan

Exterior & parking

Style
Traditional
Construction
Brick
Foundation
Stone
Garage spaces
1
Attached garage
Yes
Garage type
Attached
Garage sq ft
240 sq ft
Private pool
No
New construction
No

Waterfront & lake

Waterfront
No

Lot

Lot features
Level
Lot dimensions
.18
Inside city limits
Yes
County
Greene County
Township
Jefferson
Platted
Yes
Planned unit development
No
Directions
East side of downtown. Across highway from fire department. Town of Worthington

Schools

Elementary school
White River
Middle school
White River Valley
High school
White River Valley
School district
White River Valley Schools

Taxes & terms

Annual taxes
$796
Tax year
2026
Possession
30 days after closing
Parcel number
28-03-21-332-054.000-012

Included in the sale

Included in sale
Dishwasher,Refrigerator

Utilities

Water
City
Sewer
Public Sewer

Location

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